{"id":125196,"date":"2025-11-08T20:39:10","date_gmt":"2025-11-08T20:39:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/125196\/"},"modified":"2025-11-08T20:39:10","modified_gmt":"2025-11-08T20:39:10","slug":"how-to-merge-multiple-pf-accounts-a-step-by-step-guide","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/125196\/","title":{"rendered":"How to Merge Multiple PF Accounts: A Step-by-Step Guide"},"content":{"rendered":"<p>With changing jobs comes better pay and new opportunities, but it can also lead to multiple Employees&#8217; Provident Fund (EPF) accounts.\u00a0<\/p>\n<p>Ideally, your Universal Account Number (UAN), a unique 12-digit number for your PF account, should stay the same throughout your career.<\/p>\n<p>But if you change jobs often, sometimes multiple UANs can get created. Managing these accounts can be cumbersome, and leaving them inactive may impact your retirement corpus.\u00a0<\/p>\n<p>Now, the Employees Provident Fund Organisation (EPFO) has come up with a solution that allows employees to merge their old EPF accounts into a single account.<\/p>\n","protected":false},"excerpt":{"rendered":"With changing jobs comes better pay and new opportunities, but it can also lead to multiple Employees&#8217; Provident&hellip;\n","protected":false},"author":2,"featured_media":125197,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245],"class_list":{"0":"post-125196","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-new-zealand","11":"tag-newzealand","12":"tag-nz","13":"tag-personal-finance","14":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/125196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=125196"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/125196\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/125197"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=125196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=125196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=125196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}