{"id":16181,"date":"2025-09-11T15:37:08","date_gmt":"2025-09-11T15:37:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/16181\/"},"modified":"2025-09-11T15:37:08","modified_gmt":"2025-09-11T15:37:08","slug":"no-backup-plan-think-twice-before-opting-to-retire-early-civil-servants-told","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/16181\/","title":{"rendered":"No backup plan? Think twice before opting to retire early, civil servants told"},"content":{"rendered":"<p>Civil servants planning to opt for early retirement must ensure they have a strong support plan in place, such as a second career, alternative income sources, and financial stability, to avoid hardship after leaving government service, the Public Service Department (PSD) has cautioned.<\/p>\n<p>PSD Pension Division deputy director Anom Akmar Omar said that among the most critical factors to consider before making such a decision are debt obligations, family support, and the ability to sustain oneself without relying on social welfare programmes.<\/p>\n","protected":false},"excerpt":{"rendered":"Civil servants planning to opt for early retirement must ensure they have a strong support plan in place,&hellip;\n","protected":false},"author":2,"featured_media":16182,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245],"class_list":["post-16181","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/16181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=16181"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/16181\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/16182"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=16181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=16181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=16181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}