\u201cWill your money last?\u201d isn\u2019t the only question to consider before retiring.<\/p>\n
There are many factors that go into what you can comfortably spend in retirement, and there are many strategies that you can use to plan your withdrawals.<\/p>\n
This tool gives you a starting point that builds on our retirement income research<\/a>, using the \u201cbase case\u201d from the study.<\/p>\n Important note: Your actual starting safe withdrawal rate may be different from the estimates below. That\u2019s because your portfolio composition, as well as future returns and inflation, may differ from our assumptions. These estimates also tend to be conservative because they assume that you\u2019re taking fixed real withdrawals, which is an inflexible strategy built for a worst-case scenario. In reality, you\u2019ll likely be able to adjust your spending as you encounter different market environments.<\/p>\n Read Morningstar’s State of Retirement Income report.<\/a>Read More: How to Use Morningstar’s Retirement Income Research<\/a> <\/p>\n The author or authors do not own shares in any securities mentioned in this article.<\/p>\n