{"id":195832,"date":"2025-12-22T04:27:13","date_gmt":"2025-12-22T04:27:13","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/195832\/"},"modified":"2025-12-22T04:27:13","modified_gmt":"2025-12-22T04:27:13","slug":"when-are-social-security-benefits-being-sent-out-for-jan-2026-find-out-the-full-payment-schedule","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/195832\/","title":{"rendered":"When are Social Security benefits being sent out for Jan. 2026? Find out the full payment schedule"},"content":{"rendered":"

With almost all of December\u2019s benefits now sent out – there is one round of payments to go<\/a> – the Social Security Administration (SSA) is preparing to kick off its 2026 schedule<\/a>, which features increased monthly amounts.<\/p>\n

How much are Social Security and SSI benefits going up by in 2026?<\/p>\n

In October, the SSA revealed<\/a> that recipients of its retirement, disability and survivor benefits, as well as beneficiaries of the Supplemental Security Income (SSI) scheme, will get a 2.8% rise in their payments. For retirees, who make up the majority of the SSA\u2019s beneficiaries, this will translate into an average monthly increase of $56. <\/p>\n

You can find out more about how the SSA\u2019s 2026 cost-of-living adjustment (COLA) will affect benefit amounts in this explainer published by the agency<\/a>.<\/p>\n

When do January\u2019s Social Security and SSI benefits go out?<\/p>\n

The first recipients of 2026\u2019s disbursements will be SSI beneficiaries, whose January money is to be issued on Dec. 31 – a day earlier than usual, as Jan. 1 is a federal holiday. <\/p>\n

SSI\u2019s February 2026 payments will also arrive slightly ahead of their regular schedule – they\u2019re slated for Jan. 30, as both Feb.1 and Jan. 31 are weekend days.<\/p>\n

Of the 70.4 million Americans who receive retirement, survivor or disability benefits, most will be paid on the second, third or fourth Wednesday in January – depending on their date of birth. <\/p>\n

As the month begins on a Thursday, this trio of Wednesday payment runs falls on the latest dates possible.<\/p>\n

Jan. 2026 payment dates – retirement, survivor and disability:Fri., Jan. 2: Recipients since pre-May \u201997\/also on SSIWeds., Jan. 14: If born 1st-10th of each monthWeds., Jan. 21: If born 11th-20th of each monthWeds., Jan. 28: If born 21st-31st of each monthJan. 2026 payment dates – SSI benefitsWeds., Dec. 31, 2025: Jan. 2026 paymentFri., Jan. 30, 2026: Feb. 2026 paymentHow much are retirement, survivor, disability and SSI benefits?<\/p>\n

According to the latest figures shared by the SSA<\/a>, retired workers are paid $2,013.32 a month on average. Disabled workers get $1,588.52 a month on average, and beneficiaries of survivor pay receive an average of $1,576.20 a month. SSI recipients are, on average, paid $717.90 a month.<\/p>\n

SSA beneficiaries have the choice of two electronic payment methods:<\/p>\n

Recipients can have their money transferred into their bank account by direct deposit The SSA can load their benefits onto the Direct Express Card<\/a>, a special debit card for federal disbursementsRelated stories\"What<\/a>\"Social<\/a><\/p>\n

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Dive into live coverage, expert insights, breaking news, exclusive videos, and more \u2013 plus, stay updated on the latest in current affairs and entertainment. Download now for all-access coverage<\/a>, right at your fingertips \u2013 anytime, anywhere.<\/p>\n","protected":false},"excerpt":{"rendered":"With almost all of December\u2019s benefits now sent out – there is one round of payments to go…\n","protected":false},"author":2,"featured_media":142935,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245],"class_list":{"0":"post-195832","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-finance","10":"tag-new-zealand","11":"tag-newzealand","12":"tag-nz","13":"tag-personal-finance","14":"tag-personalfinance"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/195832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=195832"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/195832\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/142935"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=195832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=195832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=195832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}