{"id":231198,"date":"2026-01-13T17:44:09","date_gmt":"2026-01-13T17:44:09","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/231198\/"},"modified":"2026-01-13T17:44:09","modified_gmt":"2026-01-13T17:44:09","slug":"monzo-down-banking-app-stops-working-for-thousands-of-uk-customers-news-tech","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/231198\/","title":{"rendered":"Monzo down: Banking app stops working for thousands of UK customers | News Tech"},"content":{"rendered":"<p>\t\t<img fetchpriority=\"high\" width=\"646\" height=\"368\" src=\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/01\/SEI_280678200-961e-e1768321715971.jpg\" class=\"article-image wp-image-26267167\" alt=\"CANADA - 2025\/07\/03: In this photo illustration, the Monzo Bank logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller\/SOPA Images\/LightRocket via Getty Images)\" decoding=\"sync\"\/><br \/>\n\t\tThousands of Monzo users were unable to use the app properly (Picture: Thomas Fuller\/SOPA Images\/LightRocket via Getty Images)<\/p>\n<p>Monzo, the online bank, went down for thousands of users, leaving them unable to use the app properly.<\/p>\n<p>Messages on the banking app told users: \u2018We\u2019re experiencing issues, we\u2019ll let you know when they\u2019re resolved.\u2019<\/p>\n<p>It also stated that the \u2018app will not be fully functional.\u2019<\/p>\n<p>During this time, users could still make payments and withdraw cash, check balances and transactions, view account details, freeze their card, transfer money, and contact the Monzo team.<\/p>\n<p>On its status page, Monzo said that it had \u2018spotted some platform issues\u2019 which would be investigated.<\/p>\n<p>It also previously noted a \u2018degraded performance\u2019 for the Monzo app, card payments, outbound bank transfers and inbound bank transfers.<\/p>\n<p>\t\t<img width=\"646\" height=\"277\" src=\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/01\/IMG_6633-46d6.jpg\" class=\"article-image wp-image-26267259\" alt=\"\" loading=\"lazy\" decoding=\"async\"\/><br \/>\n\t\tThe Monzo app displayed a message of \u2018We\u2019re experiencing issues\u2019<\/p>\n<p>\t\t<img width=\"646\" height=\"1053\" src=\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/01\/IMG_6635-4a83-e1768322381259.png\" class=\"article-image wp-image-26267257\" alt=\"\" loading=\"lazy\" decoding=\"async\"\/><br \/>\n\t\tThe Monzo app stated that it \u2018will not be fully functional\u2019<\/p>\n<p>The problems began just after 3pm and were spread across the country, according to the tracking website Down Detector.<\/p>\n<p>One Monzo user told Metro: \u2018You can\u2019t do anything other than see how much money is in your pots.\u2019<\/p>\n<p>Another Monzo user commented on Down Detector: \u2018Currently down, was able to transfer to and from pots but now that feature is down too.\u2019<\/p>\n<p>Other Monzo customers took to X to express their frustration with the issues.<\/p>\n<p>One customer asked: \u2018How long is this going to take? I have bills etc to pay for.\u2019<\/p>\n<p>Another customer posted: \u2018Any time frame of when the issue is gonna be fixed? I need to go shopping.\u2019<\/p>\n<p>A Monzo spokesperson said: \u2018Customers can now use the app as normal.<\/p>\n<p>\u2018For a short period today, we activated Monzo Stand-in \u2013 our fully independent backup bank \u2013 while we investigated an issue.<\/p>\n<p>\u2018Customers were always able to make payments with their card, withdraw cash, freeze their card and send and receive bank transfers.\u2019<\/p>\n<p class=\"\">Get in touch with our news team by emailing us at <a rel=\"noreferrer noopener nofollow\" href=\"https:\/\/metro.co.uk\/2026\/01\/13\/monzo-goes-thousands-users-leaving-unable-use-app-properly-26266978\/mailto:webnews@metro.co.uk\" target=\"_blank\">webnews@metro.co.uk<\/a>.<\/p>\n<p class=\"\">For more stories like this, <a data-ico=\"hyperlink-article\" rel=\"noreferrer noopener nofollow\" href=\"https:\/\/metro.co.uk\/news\/\" target=\"_blank\">check our news page<\/a>.<\/p>\n<p class=\"metro-more-link\">Arrow<br \/>\nMORE: <a data-ico=\"hyperlink-article\" href=\"https:\/\/metro.co.uk\/2026\/01\/07\/new-online-bank-feature-can-save-1-600-a-year-simple-daily-check-26127136\/?ico=more_text_links\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">New online bank feature can save you \u00a31,600 a year with simple daily check<\/a><\/p>\n<p class=\"metro-more-link\">Arrow<br \/>\nMORE: <a data-ico=\"hyperlink-article\" href=\"https:\/\/metro.co.uk\/2026\/01\/07\/martin-lewis-shares-essential-steps-get-nationwide-100-bonus-payout-2026-26127035\/?ico=more_text_links\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">Martin Lewis shares essential steps to get Nationwide \u00a3100 bonus payout for 2026<\/a><\/p>\n<p class=\"metro-more-link\">Arrow<br \/>\nMORE: <a data-ico=\"hyperlink-article\" href=\"https:\/\/metro.co.uk\/2026\/01\/01\/monzo-feature-saved-customers-360-000-000-last-year-returns-2026-25978310\/?ico=more_text_links\" class=\"\" rel=\"nofollow noopener\" target=\"_blank\">Monzo feature that saved customers \u00a3360,000,000 last year returns for 2026<\/a><\/p>\n<p><a class=\"metro-button share-bar-comments\" data-vars-position=\"bottom\" href=\"#metro-comments-container\"><br \/>\n\t\t\tComment now<\/p>\n<p>\t\t\tComments<br \/>\n\t\t<\/a><a data-ico=\"hyperlink-article\" class=\"metro-button share-bar-preferred-source\" data-vars-position=\"bottom\" href=\"https:\/\/google.com\/preferences\/source?q=https:\/\/metro.co.uk\" target=\"_blank\" rel=\"nofollow noopener\"><br \/>\n\t\t\t\tAdd Metro as a Preferred Source on Google<\/p>\n<p>\t\t\t\tAdd as preferred source<br \/>\n\t\t\t<\/a>\t\t\t\t\t\t<\/p>\n<p>\t\t\t\tNews Updates<\/p>\n<p>Stay on top of the headlines with daily email updates.<\/p>\n","protected":false},"excerpt":{"rendered":"Thousands of Monzo users were unable to use the app properly (Picture: Thomas Fuller\/SOPA Images\/LightRocket via Getty Images)&hellip;\n","protected":false},"author":2,"featured_media":231199,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[916,342,111,43,139,69,370,145],"class_list":{"0":"post-231198","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-banking","9":"tag-mobile","10":"tag-new-zealand","11":"tag-news","12":"tag-newzealand","13":"tag-nz","14":"tag-tech","15":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/231198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=231198"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/231198\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/231199"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=231198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=231198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=231198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}