{"id":232234,"date":"2026-01-14T06:20:10","date_gmt":"2026-01-14T06:20:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/232234\/"},"modified":"2026-01-14T06:20:10","modified_gmt":"2026-01-14T06:20:10","slug":"monzo-bank-says-issue-affecting-its-mobile-app-resolved","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/232234\/","title":{"rendered":"Monzo bank says issue affecting its mobile app resolved"},"content":{"rendered":"<p class=\"sc-9a00e533-0 eZyhnA\">Monzo says it has resolved an issue affecting its mobile banking app on Tuesday afternoon after thousands of customers reported difficulties accessing it.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">Platform outage monitor Downdetector saw more than 4,000 reports from users complaining of problems shortly after 15:00 GMT.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">The company earlier acknowledged an issue affecting its app &#8211; telling customers who tried to use it that it would &#8220;not be fully functional&#8221; while it investigated.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">A Monzo spokesperson said &#8220;customers can now use the app as normal.&#8221;<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">&#8220;For a short period today, we activated Monzo Stand-in &#8211; our fully independent backup bank &#8211; while we investigated an issue,&#8221; they told the BBC. <\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">&#8220;Customers were always able to make payments with their card, withdraw cash, freeze their card and send and receive bank transfers.&#8221;<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">Many attempting to open the app after 15:00 GMT on Tuesday were met with a notice telling them &#8220;we&#8217;re experiencing issues&#8221;.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">This said the app would not function as normal but other services, such as viewing account details and moving money between accounts, would be available.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">However, some users attempting to access the app took to social media to complain to Monzo that they could not view funds, recent payments or make bank transfers.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">In posts seen by the BBC, some X users also told Monzo they had been unable to use their card or withdraw money.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">The BBC has asked Monzo for comment about these complaints.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">The company has more than 14 million personal and business customers across the UK.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">It has previously highlighted its back-up banking infrastructure as a way it avoids large-scale outages and issues for customers &#8211; many of which were seen across other UK banks during a spate of online outages last year.<\/p>\n<p class=\"sc-9a00e533-0 eZyhnA\">About 1.2m people in the UK were affected by banking outages <a target=\"_self\" href=\"https:\/\/www.bbc.co.uk\/news\/articles\/c7875w07l93o\" class=\"sc-f9178328-0 iCaRzc\" rel=\"nofollow noopener\">occurring on what was pay day for many in early 2025<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Monzo says it has resolved an issue affecting its mobile banking app on Tuesday afternoon after thousands of&hellip;\n","protected":false},"author":2,"featured_media":232235,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[342,111,139,69,145],"class_list":{"0":"post-232234","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-mobile","9":"tag-new-zealand","10":"tag-newzealand","11":"tag-nz","12":"tag-technology"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/232234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=232234"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/232234\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/232235"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=232234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=232234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=232234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}