{"id":248139,"date":"2026-01-23T17:05:31","date_gmt":"2026-01-23T17:05:31","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/248139\/"},"modified":"2026-01-23T17:05:31","modified_gmt":"2026-01-23T17:05:31","slug":"solo-401ks-go-mainstream-as-wall-street-targets-self-employed-americans","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/248139\/","title":{"rendered":"Solo 401(k)s Go Mainstream as Wall Street Targets Self-Employed Americans"},"content":{"rendered":"<p class=\"ArticleBodyText_articleBodyContent__17wqE typography_articleBody___5jDr\" data-component=\"paragraph\">A niche retirement plan favored by freelancers is quickly becoming a hot Wall Street sales pitch, as more and more Americans look for ways to shelter a bigger chunk of their paychecks from taxes.<\/p>\n<p class=\"ArticleBodyText_articleBodyContent__17wqE typography_articleBody___5jDr\" data-component=\"paragraph\">Known as solo 401(k)s, they allow the self-employed to contribute $72,000 a year into tax-advantaged retirement accounts. That\u2019s nearly three times the maximum for typical salaried workers in the US.<\/p>\n","protected":false},"excerpt":{"rendered":"A niche retirement plan favored by freelancers is quickly becoming a hot Wall Street sales pitch, as more&hellip;\n","protected":false},"author":2,"featured_media":248140,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[27463,138,38163,864,15583,246,5743,220,111,139,69,244,245,5567,144657,2373,145,4233,3912,3505,55710],"class_list":{"0":"post-248139","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-alternative-investments","9":"tag-business","10":"tag-cerulli-associates","11":"tag-cryptocurrency","12":"tag-donald-john-trump","13":"tag-finance","14":"tag-jpmorgan-chase-co","15":"tag-markets","16":"tag-new-zealand","17":"tag-newzealand","18":"tag-nz","19":"tag-personal-finance","20":"tag-personalfinance","21":"tag-private-equity","22":"tag-tax-code","23":"tag-taxes","24":"tag-technology","25":"tag-wall-street","26":"tag-wealth","27":"tag-wealth-management","28":"tag-work-shift"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/248139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=248139"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/248139\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/248140"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=248139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=248139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=248139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}