{"id":258637,"date":"2026-01-30T02:49:13","date_gmt":"2026-01-30T02:49:13","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/258637\/"},"modified":"2026-01-30T02:49:13","modified_gmt":"2026-01-30T02:49:13","slug":"travellers-unlikely-to-be-covered-by-insurance","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/258637\/","title":{"rendered":"Travellers unlikely to be covered by insurance"},"content":{"rendered":"<p class=\"body-paragraph articleLinkText  [&amp;_p]:tit-sub-xl tit-sub-xl md:[&amp;_p]:d-tit-sub-xl md:d-tit-sub-xl mb-[1.3rem]\">Travellers caught out by upcoming changes to requirements for visiting the UK are unlikely to be covered by insurance, says the Insurance and Financial Services Ombudsman.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Travel insurance usually won&#8217;t cover situations where a traveller doesn&#8217;t meet passports or visa requirements and can&#8217;t travel,&#8221; said Ombudsman Karen Stevens.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;We commonly see travel insurance claims denied because of this. If someone can&#8217;t board a flight because they don&#8217;t have the correct passport or visa, that can turn out to be an expensive situation.&#8221;<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Earlier this month, it was reported British dual citizens travelling to the UK will <a href=\"https:\/\/www.1news.co.nz\/2026\/01\/14\/dual-citizenship-brits-have-to-get-uk-passport-to-return\/\" target=\"_blank\" rel=\"nofollow noopener\">need to use a UK passport<\/a>, rather than their New Zealand passport, from February 25. <a href=\"https:\/\/www.1news.co.nz\/2026\/01\/24\/children-of-dual-nationals-need-uk-passports-to-fly-to-britain\/\" target=\"_blank\" rel=\"nofollow noopener\">Children of dual nationals<\/a> would also need a UK passport.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Prior to the change, dual nationals have been able to visit with their New Zealand passport, meaning some <a href=\"https:\/\/www.1news.co.nz\/2026\/01\/22\/nz-travellers-in-tailspin-over-new-passport-rules-for-uk-travel\/\" rel=\"nofollow noopener\" target=\"_blank\">have now scrambled<\/a> to apply for a new British passport in time for their travel, which would require a payment of \u00a394.50\/$220.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">On Wednesday, the British High Commissioner to New Zealand Iona Thomas acknowledged the change had been <a href=\"https:\/\/www.1news.co.nz\/2026\/01\/28\/check-your-documents-uk-high-commissioners-warning-to-travellers\/\" target=\"_blank\" rel=\"nofollow noopener\">&#8220;met with questions&#8221;<\/a> from travellers.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/01\/british-high-commissioner-to-new-zealand-iona-thomas-KONMHFUYTRASHNZ32GPA24V5LU.jpg\" alt=\"British High Commissioner to New Zealand Iona Thomas.\" width=\"800\" height=\"450\" loading=\"lazy\"\/><\/p>\n<p class=\"ImageMetadata__MetadataParagraph-sc-hi5x8q-0 cWTYyG image-metadata\">British High Commissioner to New Zealand Iona Thomas. (Source: 1News)<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">She confirmed the requirements would be necessary from February 25 under the UK&#8217;s new Electronic Travel Authorisation (ETA) system.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">From January 8 last year, Kiwis without an immigration status or visa in the UK have been required to get an ETA before flying, which would cost $37.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">The Ombudsman said a similar change next year was also coming for the EU.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;These are new, unfamiliar, requirements and it\u2019s understandable travellers may not be aware of them,&#8221; said Stevens.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">\u201cAirlines won\u2019t generally make their customers aware of entry and passport requirements, it really is the responsibility of the traveller to make sure they know what they need.\u201d<\/p>\n<p class=\"text-greyDarkFaded\">The morning&#8217;s headlines in 90 seconds, including the possible future of the Mt Maunganui campsite, a notorious murder faces the parole board, and have scientists found a new planet we could live on? (Source: 1News)<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">Stevens added it was now &#8220;really important&#8221; for travellers to take the time to confirm what they need before they go, to allow time to get the necessary documentation.<\/p>\n<p class=\"body-paragraph articleLinkText  lg mb-4\">&#8220;Travel insurance is generally pretty good at covering mishaps and unexpected disruptions, but this is a common exclusion that people need to be aware of,&#8221; she said.<\/p>\n","protected":false},"excerpt":{"rendered":"Travellers caught out by upcoming changes to requirements for visiting the UK are unlikely to be covered by&hellip;\n","protected":false},"author":2,"featured_media":258638,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[138,42,43,40,38,41,39,1745],"class_list":{"0":"post-258637","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-headlines","8":"tag-business","9":"tag-headlines","10":"tag-news","11":"tag-top-news","12":"tag-top-stories","13":"tag-topnews","14":"tag-topstories","15":"tag-uk-europe"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/258637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=258637"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/258637\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/258638"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=258637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=258637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=258637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}