{"id":281632,"date":"2026-02-13T04:38:12","date_gmt":"2026-02-13T04:38:12","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/281632\/"},"modified":"2026-02-13T04:38:12","modified_gmt":"2026-02-13T04:38:12","slug":"time100-health-claire-tomkins-time","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/281632\/","title":{"rendered":"TIME100 Health: Claire Tomkins | TIME"},"content":{"rendered":"<p class=\"rich-text self-baseline font-graphik text-body-large text-black-coffee mb-0 focus-visible:outline focus-visible:outline-black-coffee focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:shadow-focus-color text-left\" data-testid=\"paragraph-content\">Claire Tomkins understands the emotional, physical, and financial toll of in vitro fertilization. All three of her children were born via IVF, which inspired her to found Future Family, a fintech-health startup that\u2019s reshaping how people pay for fertility care. In 2025, the company introduced the first nationwide IVF insurance program on Tomkins\u2019 daughter\u2019s 10th birthday. Families can purchase insurance for an average of $3,000 upfront, followed by $999 per month for five months. Policyholders who don\u2019t have a live birth after two IVF cycles\u2014which can cost up to $25,000 per cycle, <a href=\"https:\/\/www.whitehouse.gov\/fact-sheets\/2025\/02\/fact-sheet-president-donald-j-trump-expands-access-to-in-vitro-fertilization-ivf\" rel=\"nofollow noopener\" target=\"_blank\">according to federal estimates<\/a>\u2014can file a claim and receive a refund. \u201cYou struggle to get pregnant, which is very emotional, and then it\u2019s another thing to also be like, \u2018And now I may have this huge financial outlay,\u2019\u201d Tomkins says. \u201cThe vision is to get to a point where people have peace of mind and financial confidence around starting a family.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"Claire Tomkins understands the emotional, physical, and financial toll of in vitro fertilization. All three of her children&hellip;\n","protected":false},"author":2,"featured_media":281633,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[54805,13687,134,527,10005,4974,111,139,69,54807,16498,156689],"class_list":{"0":"post-281632","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-healthcare","8":"tag-accolades","9":"tag-franchise","10":"tag-health","11":"tag-healthcare","12":"tag-list","13":"tag-magazine","14":"tag-new-zealand","15":"tag-newzealand","16":"tag-nz","17":"tag-special-project","18":"tag-sponsorshipblock","19":"tag-time100-health-2026"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/281632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=281632"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/281632\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/281633"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=281632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=281632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=281632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}