{"id":30340,"date":"2025-09-18T22:00:22","date_gmt":"2025-09-18T22:00:22","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/30340\/"},"modified":"2025-09-18T22:00:22","modified_gmt":"2025-09-18T22:00:22","slug":"nps-ups-apy-nps-vatsalya-maintenance-charges-revised-from-october-1-check-new-rates","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/30340\/","title":{"rendered":"NPS, UPS, APY, NPS Vatsalya Maintenance Charges Revised From October 1; Check New Rates"},"content":{"rendered":"<p>Harendra Zatakia, certified financial planner, agrees, saying, &#8220;PFRDA\u2019s revised CRA charge structure, effective October 2025, is a welcome move for private-sector NPS, UPS, APY and NPS-Vatsalya subscribers. Accounts having Nil balance need not pay anything, while any positive balance, starting from Re 1 will attracts an annual fee. Higher balances face only modest, capped charges, keeping costs fair and predictable. This clear, transparent system encourages wider pension participation and supports the scheme\u2019s long-term sustainability without materially affecting returns.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"Harendra Zatakia, certified financial planner, agrees, saying, &#8220;PFRDA\u2019s revised CRA charge structure, effective October 2025, is a welcome&hellip;\n","protected":false},"author":2,"featured_media":30341,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[29303,138,246,111,139,6020,69,244,245,9150,29304,29305],"class_list":{"0":"post-30340","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-annual-maintenance-charges","9":"tag-business","10":"tag-finance","11":"tag-new-zealand","12":"tag-newzealand","13":"tag-nps","14":"tag-nz","15":"tag-personal-finance","16":"tag-personalfinance","17":"tag-pfrda","18":"tag-slab-based-charges","19":"tag-small-investors"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/30340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=30340"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/30340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/30341"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=30340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=30340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=30340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}