Secret savings felt safer than another fight about money.<\/p>\n
Anthony wrote<\/a> to “The Ramsey Show” that he quietly increased his retirement contributions, diverting $65 from each paycheck into an online investing platform because his wife believes “debt is normal.”<\/p>\n He admitted the deception was wrong but said he felt stuck. The Minnesota resident’s frustration\u00a0 prompted hosts John Delony and Dave Ramsey<\/a> to respond bluntly.<\/p>\n Don’t Miss:<\/p>\n Anthony wrote that he wants to tackle their debt<\/a> more aggressively but cannot persuade his wife to be more frugal. He said lying to provide for his family “hurts” and asked what to do next.<\/p>\n “Stop lying,” Delony said. “This is not a money situation. This is something that\u2019s deeper than this.” He urged Anthony and his wife to sit down with a trusted mediator, such as a marriage counselor, pastor or a trustworthy friend, for a direct, truth-telling conversation about their relationship.<\/p>\n Ramsey agreed and said the situation is not tolerable. He said the secrecy<\/a> reflects passivity and warned that avoiding conflict now creates a bigger problem later. Instead of quietly moving money around, he said Anthony needs to confront the issue directly and decide what he is willing to accept.<\/p>\n “No more,” Ramsey said.<\/p>\n Trending: Before the IPO: How One Company Quietly Locked Up 500+ Iconic Character Rights<\/a><\/p>\n He said Anthony should look his wife in the eye and refuse to continue living “broke to broke to broke and in debt our whole lives.”<\/p>\n He also said Anthony must have an “or what?” moment \u2014 meaning he must decide what happens if she refuses to change rather than continuing to postpone an inevitable confrontation.<\/p>\n Delony told Anthony the couple is not ready to build a future together if the foundation of the marriage<\/a> is cracked. Ramsey warned that slipping around with separate accounts will “slowly drown” a marriage and urged putting everything on the table.<\/p>\n Delony said that hiding, lying, stealing or cheating does not help a marriage, even when someone believes they are protecting their family. “We’re going to do what it takes to win,” Ramsey said.<\/p>\n