Zephyr’s Adjusted for Risk: Independent vs. Consolidators – Defining Wealth Management’s Future<\/a><\/p>\nCorbett discussed Mariner\u2019s approach, as an RIA overseeing more than $600 billion in assets, to build in-house teams to serve clients with $20 million or more in assets. But for smaller firms or those not practiced in the expanded services, providing them can cut into margins and create diminishing returns, said Rob Madore, a director at Marshberry focused on the wealth management sector.<\/p>\n
\u201cYou can provide the greatest level of service to clients, and you can continue to expand and add services, but you have 9% margins for the business,\u201d Madore said, noting that larger, successful MFO firms can have 35% to 45% margins.<\/p>\n
He also noted the risk of taking on adjacent services such as bill pay, which, if it goes wrong, \u201ccan get you fired.\u201d<\/p>\n
Corbett agreed with the risks associated with operating as an MFO, noting that some firms face important decisions about whether to partner or bring services in-house. If RIAs get it right, however, UHNW families are very sticky, long-term clients.<\/p>\n
\u201cWe do believe that if you own the complexity, you own the client, and if you own the client, you have an extremely valuable business,\u201d he said. \u201cThere are so many things that these families have on their plate to worry about and be concerned about \u2026. it\u2019s something to think about in terms of how you seek out those solution providers, how do you continue to meet the needs of that family, and what does that look like in terms of the evolving of your model.\u201d<\/p>\n
\u2014Alex Ortolani<\/p>\n
Optimizing Data for Growth and Avoiding \u2018Analysis Paralysis\u2019![\"tech-growth-4.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/tech-growth-4.jpg\" "\\"tech-growth-4.jpg\\"\/")
<\/p>\n
(L-R): Celent’s Ashley Longabaugh, Generation Capital Advisors’ Samuel Diarbakerly, Pontera’s Eric Fitz-Randolph and PureFacts Financial Solutions’ Robert O’Boyle<\/p>\n
With the rise of artificial intelligence, there\u2019s a lot of emphasis on the quality of client data and on how advisors can use it to drive growth.<\/p>\n
Samuel Diarbakerly, founder and private wealth advisor at Generation Capital Advisors, said advisors should be intentional about what data they actually use. If you pull in all of the data, you can end up with \u201canalysis paralysis.\u201d His firm was recently onboarding three wealthy families at the same time, but they ended up pulling in money from the wrong account.<\/p>\n
That prompted his firm to take a step back and look at what data they\u2019re getting and how they\u2019re implementing client service requests. They found that the cost of client acquisition and the cost of service are really important to the firm. They\u2019re also using data to make sure the portfolios are working well.<\/p>\n
Advisors have access to many different data sets, but the challenge is understanding that data and how it drives decisions, said Eric Fitz-Randolph, enterprise account executive at Pontera. Pontera is focused on leveraging data to drive business decisions. And the successful firms are centralizing the data, he said.<\/p>\n
Robert O\u2019Boyle, chief revenue officer at PureFacts, said most firms aren\u2019t connecting data to growth outcomes, and the issue is that they need it in a single system. Accessing data that way can eliminate leakage and improve the advisor\u2019s performance.<\/p>\n
\u2014Diana Britton<\/p>\n
More than Direct Indexing<\/p>\n
![\"kacie-jason-dimensional.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/kacie-jason-dimensional.jpg\" "\\"kacie-jason-dimensional.jpg\\"\/")
<\/p>\n
\u201cThe adoption of long-short SMAs is evidence that advisors want more out of their vehicles than what direct indexing is doing,\u201d said Kacie Jason, regional director and vice president at Dimensional Fund Advisors, at the Strategic Investing Summit at Wealth Management EDGE.<\/p>\n
Jason also expressed the hope that the asset management industry will move away from focusing on marketing standards-alone tax-efficient products and start coming up with ways to make those various products work together for the clients\u2019 benefit.<\/p>\n
\u2014Elaine Misonzhnik<\/p>\n
An \u2018Elegant Solution\u2019 for Crypto<\/p>\n
Even when the price of crypto goes down, it can be used as a tax-loss harvesting tool in clients\u2019 portfolios, according to Michael Kosoff, a senior research analyst at Mariner, during the Strategic Investing Summit at Wealth Management EDGE.\u00a0<\/p>\n
For advisors, this creates an \u201celegant solution\u201d for talking about crypto allocations with investors, said James McConaghy, managing director and head of distribution at Eaglebrook.\u00a0<\/p>\n
Advisors today warn clients upfront that crypto, being a volatile asset class, will likely go down, but note that clients will be able to realize capital losses when it does.<\/p>\n
\u2014Elaine Misonzhnik<\/p>\n
How to Exist Outside the Noise![\"ai-flywheel.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/ai-flywheel.jpg\" "\\"ai-flywheel.jpg\\"\/")
<\/p>\n
(L-R): Fynancial’s Tom Fields, Lido Advisors’ Justin Barish, FINNY’s Eden Ovadia, Mission Wealth’s John Wenz<\/p>\n
The rampant use of artificial intelligence in the wealth management space and in general is creating a lot of noise, said Justin Barish, chief marketing officer for Lido Advisors, during the AI Assembly Summit at Wealth Management EDGE.\u00a0<\/p>\n
Barish said what was important for his firm was to cut through that noise by also existing outside the digital world.<\/p>\n
\u201cWe do that by taking a look at events, awards, gifting, sponsorships, things like that,\u201d Barish said. \u201cYou have to be there. It\u2019s been unbelievable for conversion.\u201d
He said that AI search has been \u201ckilling it\u201d for them, but \u201cyou can\u2019t exist in a silo,\u201d and the analog efforts complement those digital strategies.<\/p>\n
\u201cTo show you exist in the real world is very important in a relationship business like ours,\u201d he said.
Eden Ovadia, co-founder and CEO of FINNY, added that younger and high-net-worth investors are starting to act like each other. \u201cThey want to feel like they\u2019re being seen and heard,\u201d she said.\u00a0<\/p>\n
Firms can do that using AI to create personal content and develop a niche that puts them directly in front of the clients they\u2019re looking for.\u00a0<\/p>\n
\u201cSpecificity is becoming table stakes,\u201d Ovadia said.<\/p>\n
\u2014Michael H. Samuels<\/p>\n
AI Experts Question Need For Data Lakes, Stress Value of ROI in AI Use Cases![\"oasis-group-john-oconnell.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/oasis-group-john-oconnell.jpg\" "\\"oasis-group-john-oconnell.jpg\\"\/")
<\/p>\n
John O\u2019Connell, the founder and CEO of The Oasis Group | CREDIT: SPOTMYPHOTOS<\/p>\n
When trying to streamline data structures to support artificial intelligence, data lakes (centralized systems for storing all a firm\u2019s data) can introduce unexpected drawbacks.<\/p>\n
According to John O\u2019Connell, the founder and CEO of The Oasis Group, firms with under $5 billion to $7 billion in assets under management shouldn\u2019t take on the expense of creating a data lake.<\/p>\n
He told attendees to the AI Assembly Summit at Wealth Management EDGE that if a firm moves its data out of its CRM and source systems into a data lake, they need to clean the data twice (both in the source system and the data lake itself).<\/p>\n
\u201cThat takes a lot of money,\u201d he said. \u201cAnd if you don\u2019t want to spend all that money, please don\u2019t get into doing the data lake. It\u2019s not going to work.\u201d<\/p>\n
OneVest CEO Amar Ahluwalia agreed, saying that while data lakes may have made sense decades ago, what is far more important is to connect downstream \u201cto a critical core party system\u201d to run workflows. Without that connection, firms can use \u201call the AI in the world\u201d at the front end without benefiting from agentic actions by the end.<\/p>\n
AI assistants typically help advisors by pulling reports and gathering and coalescing disparate strands of information into preparatory documents, in the vein of an intern or junior ops analyst, according to Lauren Manchester, vice president of sales at Ridgeline.<\/p>\n
She compared that to agents, who are completing entire tasks (if, for example, a client has a meeting, the agent will help them prepare and generate the agenda, email participants, set up and record the meeting, and then follow up.<\/p>\n
\u201cIf you think about that job, that is an entirely different experience,\u201d she said. \u201cSo you\u2019re really looking at it on a case-by-case basis of \u2018where am I looking for efficiency and where am I looking for something or someone to do a job for me?\u2019\u201d<\/p>\n
When considering AI solutions, O\u2019Connell warned attendees about trying to \u201cboil the ocean\u201d by asking agentic tools too much (in one example, he cautioned firms against creating AI tools that could answer any question about clients, as every data element in the CRM would need to be cleaned and populated). He also stressed the importance of locating a real ROI for the use case.<\/p>\n
\u201cIf there\u2019s not, move on to a different use case. Don\u2019t spend the money on doing it because artificial intelligence is like a money black hole,\u201d he said. \u201cYou can throw all the money in the world at it, and you know what it\u2019s going to do? It\u2019s going to eat more money.\u201d<\/p>\n
\u2014Patrick Donachie<\/p>\n
Where to Invest Outside the U.S.<\/p>\n
![\"international-allocations.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/international-allocations.jpg\" "\\"international-allocations.jpg\\"\/")
<\/p>\n
Investments in Japan and Europe can serve as a diversifier for U.S. investors, according to Eric Sterner, CIO at Apollo Wealth Management, and Katherine Bordlemay, managing director, fundamental equities, at Goldman Sachs Asset Management, at the Strategic Investment Summit at Wealth Management EDGE.<\/p>\n
Sterner and Bordlemay said while emerging markets, including Taiwan, South Korea and China, offer attractive discounted opportunities in technology and biotech equities, developed markets, such as Japan and Europe, can be a dividend play that provides downside protection.\u00a0<\/p>\n
Bordlemay cited the defense and utilities industries as among the stronger sectors in European markets. At the same time, Sterner warned that, given the much larger number of companies in emerging-market indices than in the U.S., investors would benefit from active management rather than passive strategies there.<\/p>\n
European markets are also not driven by AI in the same way U.S, and Asian markets are, making them a good diversifier, Bordlemay noted.<\/p>\n
\u2014Elaine Misonzhnik\u00a0<\/p>\n
A Commodities Supercycle![\"commodities-panel.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/commodities-panel.jpg\" "\\"commodities-panel.jpg\\"\/")
<\/p>\n
Brookwood Investment Group’s Chris Coolidge (left) and Lead-Lag Media’s Michael Gayed<\/p>\n
Chris Coolidge, CIO at Brookwood Investment Group, said his firm is considering upping its allocation to commodities from 30% to 40% during the Strategic Investing Summit to kick off Wealth Management EDGE at The Boca Raton resort in Boca Raton, Fla.<\/p>\n
Coolidge said the market is currently in the middle of a commodities supercycle, driven by the wars in Ukraine and Iran and the AI boom. One of the commodities Coolidge is most bullish on is copper, given its necessity for data centers and the length of time it takes to create new supply, which can take decades.\u00a0<\/p>\n
He also expects disruptions to fertilizer transport through the Strait of Hormuz and adverse weather events to drive a surge in agricultural product prices. However, Coolidge said the high flows of institutional money into and out of commodities make them more of a tactical than a strategic play.<\/p>\n
\u2014Elaine Misonzhnik\u00a0<\/p>\n
Focus on the \u2018Trust Stack,\u2019 Not the Tech Stack![\"tech-growth-3.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/tech-growth-3.jpg\" "\\"tech-growth-3.jpg\\"\/")
<\/p>\n
(L-R): Prospero Wealth’s Eric Franklin, NeuBeFi’s Dr. Josh Wilson, ClientGen’s Pete Galloway and PodPony’s Brodrick Lothringer<\/p>\n
During a panel session at Wealth Management EDGE’S Tech for Growth Summit, executives discussed how behavioral finance technology can be used to better connect with clients.<\/p>\n
There\u2019s so much focus on the technology stack, but rather advisors should focus on \u201cthe trust stack,\u201d said Dr. Joshua Wilson, founder of NeuBeFi. Once you\u2019ve democratized production and distribution, the focus shifts to attention. The human advantage is where things stand out in the long-term.<\/p>\n
Advisors need to get the most magnetic part of themselves out there as quickly as possible, so that a prospect can choose to work with that advisor, Wilson added.<\/p>\n
\u201cI don\u2019t want anything I do to feel automated,\u201d said Eric Franklin, managing principal and owner, Prospero Wealth. \u201cI want to put myself in front of the client.\u201d<\/p>\n
Franklin said his firm uses AI tools that help him push things in front of clients. He runs a smaller firm, so scale isn’t a major focus. But he\u2019s using AI to get a quick understanding and context before a client meeting. That helps him to focus on personal stories, connection and education with his clients.<\/p>\n
\u201cThe most important data point is not in your data set,\u201d Wilson said.<\/p>\n
Rather, the most important data point is why the client decided to pay attention to the advisor in the first place, he said.<\/p>\n
\u2014Diana Britton<\/p>\n
\u2018Engagement\u2019 an Issue with Advisors, Next-Gen Clients![\"uhnw-panel-2.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/uhnw-panel-2.jpg\" "\\"uhnw-panel-2.jpg\\"\/")
<\/p>\n
(L-R): Worth Media’s Paul Stamoulis; The Pinnacle Group’s Jason Borek; Starkweather & Shipley Insurance’s Tiffany Tocco and Angeles Wealth Management’s Cameron Rogers<\/p>\n
RIA leaders speaking on a panel at the UHNW Summit at Wealth Management EDGE said there is a pressing need for financial advisors to engage with their clients\u2019 second-generation family members, rather than just pay lip service to the idea.<\/p>\n
Cameron Rogers, partner at Angeles Wealth Management, said financial advisors can benefit by engaging clients\u2019 second-generation family members early. She said advisors need to realize that families are getting more complex in their makeup, and issues of inheritance and support may veer more toward \u201ctherapy.\u201d<\/p>\n
\u201cYes, it\u2019s about investments, and yes, it\u2019s about growth of principal, but it\u2019s as much about managing these conversations,\u201d she said.<\/p>\n
Tiffany Tocco, business development risk advisor at Starkweather & Shepley Insurance, said advisors need to stop using complex investment terms and acronyms with younger generations. Instead, she recommended financial advisors seek to \u201ceducate the next generation in terms they can understand and relate to.\u201d<\/p>\n
She also said advisors should stop asking whether the next generation wants to work with them more through technology, and just assume that they do.<\/p>\n
\u201cThey don\u2019t want to hear that you are working to offer technology options\u2014they expect you to be using them,\u201d she said.<\/p>\n
Jason Borek, chief growth officer, The Pinnacle Group, said he sees among advisors \u201ca little bit of an engagement problem.\u201d<\/p>\n
\u201cThe question I think most advisors are going to ask is, \u2018Are we wanting to engage through the lens of preparation, or are we wanting to engage through the lens of a family crisis?\u2019,\u201d he said. \u201cIf this conversation hasn\u2019t happened, you\u2019re already too late if an advisor is stepping into the room with the next generation during a crisis.\u201d<\/p>\n
Borek said that the \u201cfirms that are getting it right\u201d have committed to working with the next generation and have set up a system to support it, including hiring next-generation advisors.<\/p>\n
\u2014Alex Ortolani<\/p>\n
Small Firms Needn\u2019t Be Left Behind in AI Race![\"cabrices-panel-ai.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/cabrices-panel-ai.jpg\" "\\"cabrices-panel-ai.jpg\\"\/")
<\/p>\n
(L-R): Allworth Financial’s Brad Boekestein, Nevis’ Mark Swan, Charles Schwab’s Adam Moseley and moderator Diana Cabrices<\/p>\n
Large firms aren\u2019t the only beneficiaries of advancing artificial intelligence. In fact, according to Adam Moseley, Charles Schwab\u2019s director of artificial intelligence consulting, small firms may have a tactical advantage as they \u201chave far less red tape to work through.\u201d<\/p>\n
During a discussion at the AI Assembly Summit at Wealth Management EDGE, Moseley and other AI industry experts expanded on how AI-enabled firms will change over the next 12-24 months.<\/p>\n
According to Mark Swan, the CEO and co-founder of Nevis, the industry is seeing a shift from systems to agents, meaning AI tools will no longer be considered a supplement to advisor tasks and will move further toward completing tasks \u201cend-to-end.\u201d While firms typically spend about 30% on operations, Swan expected big reductions, whether through cost savings or scale.<\/p>\n
Allworth Financial Chief Marketing Officer Brad Boekestein noted that during that firm\u2019s recent recapitalization (the third since its founding, led by Integrum Holdings), AI was the top focus. According to Boekestein, potential investors wanted to know whether AI would make firms\u2019 current models more efficient or change them \u201caltogether.\u201d<\/p>\n
\u201cIt\u2019s to be determined, and it\u2019s probably what every industry is struggling with,\u201d he said. \u201cThere are pockets of folks who think it\u2019s only going to be an efficiency shift, and I\u2019m not sure.\u201d<\/p>\n
\u2014Patrick Donachie<\/p>\n
More AI Solutions Than Problems![\"tech-growth-2.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/tech-growth-2.jpg\" "\\"tech-growth-2.jpg\\"\/")
<\/p>\n
(L-R): Smart Connections’ Cindy Griffin, Belay’s Lisa Zeeveld, AWS’s Ramasamy Seranthaiya, Altruist’s Mazi Bahadori and Aureus Advantage’s Amy DeTolla<\/p>\n
Mazi Bahadori, CCO and executive vice president of operations at Altruist, argued that there are more artificial intelligence solutions out there in wealth management than there are problems.<\/p>\n
Almost every company raising venture capital funding has an AI mandate, and these companies are raising \u201cstupid sums of money\u201d to build things that will become commoditized and that you can build yourself using tools like Claude.<\/p>\n
As a result, advisors are constantly getting sold on stuff that doesn\u2019t really add much value<\/a>.<\/p>\n\u201cThey look really cool; they look really flashy,\u201d he said.<\/p>\n
The best way to address this is to identify what problem you\u2019re trying to solve in your advisory business.<\/p>\n
\u2014Diana Britton<\/p>\n
Firms Find Themselves at Different Heights on the ‘AI Pyramid’![\"Zoe_Financial_CEO_and_founder_Andres_Garcia-Amaya.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/Zoe_Financial_CEO_and_founder_Andres_Garcia-Amaya.jpg\" "\\"Zoe_Financial_CEO_and_founder_Andres_Garcia-Amaya.jpg\\"\/")
<\/p>\n
Zoe Financial CEO and founder Andres Garcia-Amaya<\/p>\n
Zoe Financial CEO and founder Andres Garcia-Amaya wants firms to ask themselves where they are \u201con the AI pyramid.\u201d<\/p>\n
During an opening session at the AI Assembly Summit at Wealth Management EDGE, Garcia-Amaya said that most firms have reached the base of the pyramid, which he deemed \u201csearch and discovery,\u201d which he described as \u201cessentially replacing Google Search\u201d (it could also include doing basic tasks like improving copy and checking for errors).<\/p>\n
Firms are trying to build their ability to use AI to develop \u201crepeatable\u201d skills that automate common tasks within the organization, saving hours per week. Garcia-Amaya surmised that this was the stage where many wealth-focused firms \u201cwant to become efficient.\u201d<\/p>\n
The final step of the pyramid is \u201cagentic,\u201d though Garcia-Amaya stressed that there were very few companies worldwide operating on agentic strategies and tools. However, he stressed that there was only one way to reach the tip of the pyramid.<\/p>\n
\u201cYou need to get there by building skills and tasks,\u201d he said. \u201cIt gives you a visual understanding of the promise of AI.\u201d<\/p>\n
According to Garcia-Amaya, you can build skills in your organization that can attract clients, and that firms are \u201csitting on an amazing amount of information on what your ideal client is.\u201d\u00a0<\/p>\n
\u2014Patrick Donachie<\/p>\n
UHNW-Focused Advisor Sees \u2018Fundamental Shift\u2019 In Client Expectations![\"Heather_Pelant.jpeg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/Heather_Pelant.jpeg\" "\\"Heather_Pelant.jpeg\\"\/")
<\/p>\n
Heather Pelant, a managing director and wealth advisor at Cresset<\/p>\n
Heather Pelant, a managing director and wealth advisor at Cresset, said the wealth management industry is grappling with whether, and to what extent, advice is broadening beyond investment management and financial planning.<\/p>\n
\u201cAre we amidst a short-term demographic shift as the great wealth transfer happens, and the next generation comes online, or are we amid a fundamental redesign of our industry?\u201d she asked during the UHNW Summit, kicking off the Wealth Management EDGE conference.\u00a0<\/p>\n
Pelant made the case for the latter, saying this change is being driven by three key areas: the increased complexity of portfolios and investment products, shifting client expectations toward broader life advice and guidance, and the impact of technology for both advisors and clients.<\/p>\n
\u201cThe aperture for wealth management is getting wider and deeper at the same time,\u201d Pelant said. \u201cI think that the goals are not necessarily about maximizing return, but we are also supposed to be having a hand in \u2018what does multigenerational stewardship look like, how does capital align to what is of most importance to me and my family? What does governance look like?\u2019 … And I don\u2019t think this is happening in five years. I think it\u2019s happening now.\u201d<\/p>\n
\u2014Alex Ortolani<\/p>\n
Where Does Growth Break?![\"robert-sofia-snappykraken.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/robert-sofia-snappykraken.jpg\" "\\"robert-sofia-snappykraken.jpg\\"\/")
<\/p>\n
SnappyKraken CEO Robert Sofia<\/p>\n
Client and prospect relationships go through a lifecycle, from attraction through retaining a client and having them give you referrals. But there are points along that lifecycle where it stops working because growth breaks down.<\/p>\n
Robert Sofia, CEO of Snappy Kraken, outlined the five most common places where growth breaks down. Mishandling leads is the first place. He said 68% of advisors are competing for the same leads, so you\u2019ve got to work fast. And 78% of clients choose the first responder.<\/p>\n
The second area is working with the wrong leads. Leads require different handling, and advisors need a place to see all lead sources and track those leads.<\/p>\n
Third, growth can break if there\u2019s no strategic, short-term follow-up. The vast majority of leads aren\u2019t ready right away, but advisors need to stay visible without becoming noise. Advisors can build trust by staying relevant. \u201cYou can\u2019t have one generic path for everyone, because humans aren\u2019t generic,\u201d Sofia said.<\/p>\n
Fourth, there can sometimes be a lack of long-term follow-up. \u201cLong-term nurture drives more engagement, which leads to more clients,\u201d he said.\u00a0<\/p>\n
And finally, growth can break if there\u2019s no behavior-based handoff to advisors. When advisors get leads, it\u2019s hard to know where to focus their energy. But firms can help by providing qualified, high-intense leads. That will result in higher conversion rates.<\/p>\n
\u2014Diana Britton<\/p>\n","protected":false},"excerpt":{"rendered":"Making the Case for Annuities Pacific Life’s Orian Williams RIA have historically stayed away from annuities because of…\n","protected":false},"author":2,"featured_media":470791,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245],"class_list":["post-470790","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/470790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=470790"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/470790\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/470791"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=470790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=470790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=470790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"orian-williams-annuities.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/orian-williams-annuities.jpg\" "\\"orian-williams-annuities.jpg\\"\/")
<\/p>\n![\"tony-yang.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/tony-yang.jpg\" "\\"tony-yang.jpg\\"\/")
<\/p>\n![\"syntheticfi-screen.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/syntheticfi-screen.jpg\" "\\"syntheticfi-screen.jpg\\"\/")
<\/p>\n![\"tech-growth-5.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/tech-growth-5.jpg\" "\\"tech-growth-5.jpg\\"\/")
<\/p>\n![\"Kevin_Corbett_Rob_Madore.jpg\"](\"https:\/\/www.newsbeep.com\/nz\/wp-content\/uploads\/2026\/06\/Kevin_Corbett_Rob_Madore.jpg\" "\\"Kevin_Corbett_Rob_Madore.jpg\\"\/")
<\/p>\n