Social Security benefits<\/a> vary quite a bit by state. The table breaks down each state’s average Social Security benefit as of December 2024, its estimated average benefit for 2026 with this year’s 2.8% COLA factored in, and its estimated 2027 benefit, which assumes a 3.8% COLA.<\/p>\nState<\/p>\n
Average Benefit (December 2024)<\/p>\n
Estimated Average Benefit (2026)<\/p>\n
Estimated Average Benefit With 3.8% 2027 COLA<\/p>\n
Alabama<\/p>\n
$1,920.20<\/p>\n
$1,973.97<\/p>\n
$2,048.98<\/p>\n
Alaska<\/p>\n
$1,906.99<\/p>\n
$1,960.39<\/p>\n
$2,034.88<\/p>\n
Arizona<\/p>\n
$2,019.52<\/p>\n
$2,076.07<\/p>\n
$2,154.96<\/p>\n
Arkansas<\/p>\n
$1,852.07<\/p>\n
$1,903.93<\/p>\n
$1,976.28<\/p>\n
California<\/p>\n
$1,935.16<\/p>\n
$1,989.34<\/p>\n
$2,064.94<\/p>\n
Colorado<\/p>\n
$2,036.79<\/p>\n
$2,093.82<\/p>\n
$2,173.39<\/p>\n
Connecticut<\/p>\n
$2,196.15<\/p>\n
$2,257.64<\/p>\n
$2,343.43<\/p>\n
Delaware<\/p>\n
$2,170.63<\/p>\n
$2,231.41<\/p>\n
$2,316.20<\/p>\n
Florida<\/p>\n
$1,961.58<\/p>\n
$2,016.50<\/p>\n
$2,093.13<\/p>\n
Georgia<\/p>\n
$1,924.43<\/p>\n
$1,978.31<\/p>\n
$2,053.49<\/p>\n
Hawaii<\/p>\n
$1,980.89<\/p>\n
$2,036.35<\/p>\n
$2,113.74<\/p>\n
Idaho<\/p>\n
$1,951.43<\/p>\n
$2,006.07<\/p>\n
$2,082.30<\/p>\n
Illinois<\/p>\n
$2,004.98<\/p>\n
$2,061.12<\/p>\n
$2,139.44<\/p>\n
Indiana<\/p>\n
$2,033.94<\/p>\n
$2,090.89<\/p>\n
$2,170.34<\/p>\n
Iowa<\/p>\n
$1,992.07<\/p>\n
$2,047.85<\/p>\n
$2,125.67<\/p>\n
Kansas<\/p>\n
$2,055.17<\/p>\n
$2,112.71<\/p>\n
$2,193.00<\/p>\n
Kentucky<\/p>\n
$1,865.76<\/p>\n
$1,918.00<\/p>\n
$1,990.89<\/p>\n
Louisiana<\/p>\n
$1,818.40<\/p>\n
$1,869.32<\/p>\n
$1,940.35<\/p>\n
Maine<\/p>\n
$1,888.67<\/p>\n
$1,941.55<\/p>\n
$2,015.33<\/p>\n
Maryland<\/p>\n
$2,139.54<\/p>\n
$2,199.45<\/p>\n
$2,283.03<\/p>\n
Massachusetts<\/p>\n
$2,084.32<\/p>\n
$2,142.68<\/p>\n
$2,224.10<\/p>\n
Michigan<\/p>\n
$2,066.03<\/p>\n
$2,123.88<\/p>\n
$2,204.59<\/p>\n
Minnesota<\/p>\n
$2,095.13<\/p>\n
$2,153.79<\/p>\n
$2,235.64<\/p>\n
Mississippi<\/p>\n
$1,814.24<\/p>\n
$1,865.04<\/p>\n
$1,935.91<\/p>\n
Missouri<\/p>\n
$1,936.50<\/p>\n
$1,990.72<\/p>\n
$2,066.37<\/p>\n
Montana<\/p>\n
$1,886.95<\/p>\n
$1,939.78<\/p>\n
$2,013.50<\/p>\n
Nebraska<\/p>\n
$2,010.80<\/p>\n
$2,067.10<\/p>\n
$2,145.65<\/p>\n
Nevada<\/p>\n
$1,906.36<\/p>\n
$1,959.74<\/p>\n
$2,034.21<\/p>\n
New Hampshire<\/p>\n
$2,183.82<\/p>\n
$2,244.97<\/p>\n
$2,330.28<\/p>\n
New Jersey<\/p>\n
$2,190.05<\/p>\n
$2,251.37<\/p>\n
$2,336.92<\/p>\n
New Mexico<\/p>\n
$1,865.12<\/p>\n
$1,917.34<\/p>\n
$1,990.20<\/p>\n
New York<\/p>\n
$2,018.22<\/p>\n
$2,074.73<\/p>\n
$2,153.57<\/p>\n
North Carolina<\/p>\n
$1,980.01<\/p>\n
$2,035.45<\/p>\n
$2,112.80<\/p>\n
North Dakota<\/p>\n
$1,928.53<\/p>\n
$1,982.53<\/p>\n
$2,057.86<\/p>\n
Ohio<\/p>\n
$1,922.91<\/p>\n
$1,976.75<\/p>\n
$2,051.87<\/p>\n
Oklahoma<\/p>\n
$1,921.69<\/p>\n
$1,975.50<\/p>\n
$2,050.57<\/p>\n
Oregon<\/p>\n
$1,989.74<\/p>\n
$2,045.45<\/p>\n
$2,123.18<\/p>\n
Pennsylvania<\/p>\n
$2,052.30<\/p>\n
$2,109.76<\/p>\n
$2,189.94<\/p>\n
Rhode Island<\/p>\n
$2,049.82<\/p>\n
$2,107.21<\/p>\n
$2,187.29<\/p>\n
South Carolina<\/p>\n
$1,996.30<\/p>\n
$2,052.20<\/p>\n
$2,130.18<\/p>\n
South Dakota<\/p>\n
$1,919.29<\/p>\n
$1,973.03<\/p>\n
$2,048.01<\/p>\n
Tennessee<\/p>\n
$1,958.01<\/p>\n
$2,012.83<\/p>\n
$2,089.32<\/p>\n
Texas<\/p>\n
$1,932.02<\/p>\n
$1,986.12<\/p>\n
$2,061.59<\/p>\n
Utah<\/p>\n
$2,065.18<\/p>\n
$2,123.01<\/p>\n
$2,203.68<\/p>\n
Vermont<\/p>\n
$2,039.64<\/p>\n
$2,096.75<\/p>\n
$2,176.43<\/p>\n
Virginia<\/p>\n
$2,063.95<\/p>\n
$2,121.74<\/p>\n
$2,202.37<\/p>\n
Washington<\/p>\n
$2,099.38<\/p>\n
$2,158.16<\/p>\n
$2,240.17<\/p>\n
West Virginia<\/p>\n
$1,898.05<\/p>\n
$1,951.20<\/p>\n
$2,025.34<\/p>\n
Wisconsin<\/p>\n
$2,027.60<\/p>\n
$2,084.37<\/p>\n
$2,163.58<\/p>\n
Wyoming<\/p>\n
$2,023.54<\/p>\n
$2,080.20<\/p>\n
$2,159.25<\/p>\n
Data source: Social Security Administration and author’s personal calculations.<\/p>\n
Many states will see their average checks cross the $2,000 mark for the first time, while some of the wealthier New England states will see their average benefits exceed $2,300. But it’s important to remember that these are only averages. There will still be a lot of variance among individuals within each state.<\/p>\n
Once the Social Security Administration announces the official 2027 COLA in mid-October, you’ll be able to estimate what your checks will look like next year by adding the COLA percentage to your current benefit. Keep your eye out for a personalized COLA notice in December as well.<\/p>\n","protected":false},"excerpt":{"rendered":"An above-average Social Security cost-of-living adjustment (COLA) will likely be coming your way in a few months. The…\n","protected":false},"author":2,"featured_media":475662,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245],"class_list":["post-475661","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/475661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=475661"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/475661\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/475662"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=475661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=475661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=475661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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