{"id":489702,"date":"2026-06-22T10:22:08","date_gmt":"2026-06-22T10:22:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/489702\/"},"modified":"2026-06-22T10:22:08","modified_gmt":"2026-06-22T10:22:08","slug":"epf-interest-rate-stays-at-8-25-should-you-increase-your-contribution","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/489702\/","title":{"rendered":"EPF interest rate stays at 8.25%: Should you increase your contribution?"},"content":{"rendered":"<p>&#8220;Legacy cases face issues in withdrawals and transfers owing to multiple UANs, Aadhaar-PAN name mismatches, applicability or non-applicability of the Employees&#8217; Pension Scheme (EPS), and other record discrepancies. If such employees invest extra amounts in EPF solely for the higher interest rate, their money may get stuck. They may not be able to access it when they need it,&#8221; said Kunal Kabra, founder, Kustodian.life, a tech firm providing claims resolution across EPF, banking, wills and trusts.<\/p>\n","protected":false},"excerpt":{"rendered":"&#8220;Legacy cases face issues in withdrawals and transfers owing to multiple UANs, Aadhaar-PAN name mismatches, applicability or non-applicability&hellip;\n","protected":false},"author":2,"featured_media":489703,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[245570,245568,138,245560,245567,245563,246,111,139,245565,69,244,245,245569,245562,245566,245564,245561],"class_list":["post-489702","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-aadhaar-pan-name-mismatches","tag-best-retirement-investment-india","tag-business","tag-epf-interest-rate-2026","tag-epf-tax-on-interest-above-2-5-lakh","tag-epf-vs-fixed-deposit-returns","tag-finance","tag-new-zealand","tag-newzealand","tag-nps-vs-epf-comparison","tag-nz","tag-personal-finance","tag-personalfinance","tag-post-tax-returns-epf-india","tag-provident-fund-vs-fd","tag-retirement-savings-india-salaried-employees","tag-voluntary-provident-fund-benefits","tag-vpf-tax-rules-india"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/489702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=489702"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/489702\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/489703"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=489702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=489702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=489702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}