{"id":589745,"date":"2026-09-04T08:38:10","date_gmt":"2026-09-04T08:38:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/589745\/"},"modified":"2026-09-04T08:38:10","modified_gmt":"2026-09-04T08:38:10","slug":"making-your-srs-savings-work-harder","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/589745\/","title":{"rendered":"Making your SRS savings work harder"},"content":{"rendered":"<p data-testid=\"article-description\">Before investing, consider your retirement timeline, risk tolerance and investment goals<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6\" data-testid=\"article-paragraph-component\">AS I got closer to my target retirement age, I started moving some of my accumulated wealth into investment solutions that would generate passive income flows, and optimised my Central Provident Fund (CPF) monies via the various CPF schemes.<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6\" data-testid=\"article-paragraph-component\">Another income stream that I built is from opting in to the Supplementary Retirement Scheme (SRS).<\/p>\n<p class=\"whitespace-pre-wrap break-words mb-4 md:mb-6\" data-testid=\"article-paragraph-component\">Introduced in 2001, SRS is a voluntary scheme to encourage individuals to save for retirement and get a tax relief at the same time. It is heartening to note that SRS continues to gain popularity.<\/p>\n","protected":false},"excerpt":{"rendered":"Before investing, consider your retirement timeline, risk tolerance and investment goals AS I got closer to my target&hellip;\n","protected":false},"author":2,"featured_media":589746,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,208404,111,139,69,244,245,290369],"class_list":["post-589745","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-investment-portfolios","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance","tag-supplementary-retirement-scheme"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/589745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=589745"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/589745\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/589746"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=589745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=589745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=589745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}