{"id":627345,"date":"2026-10-11T13:14:11","date_gmt":"2026-10-11T13:14:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/627345\/"},"modified":"2026-10-11T13:14:11","modified_gmt":"2026-10-11T13:14:11","slug":"if-we-wait-will-it-even-be-there-what-im-hearing-from-retirees-about-social-security","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/627345\/","title":{"rendered":"&#8216;If we wait, will it even be there?&#8217; What I&#8217;m hearing from retirees about Social Security"},"content":{"rendered":"<p>Ray R. Harris, MBA, RSSA\u00ae, is the founder and president of Social Security Claiming Experts, a national advisory firm focused on Social Security claiming strategies and assisting clients with SSA overpayment disputes and waiver requests. He helps pre-retirees evaluate how Social Security interacts with taxes, family benefits, retirement income and portfolio withdrawals. Ray holds a B.S. in Finance and an MBA, has completed post-graduate work at Oxford University and the University of Cambridge, and studied behavioral economics at the University of Chicago Booth School of Business.<\/p>\n","protected":false},"excerpt":{"rendered":"Ray R. Harris, MBA, RSSA\u00ae, is the founder and president of Social Security Claiming Experts, a national advisory&hellip;\n","protected":false},"author":2,"featured_media":627346,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,246,111,139,69,244,245,294],"class_list":["post-627345","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance","tag-retirement"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/627345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=627345"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/627345\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/627346"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=627345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=627345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=627345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}