{"id":628013,"date":"2026-10-12T06:04:31","date_gmt":"2026-10-12T06:04:31","guid":{"rendered":"https:\/\/www.newsbeep.com\/nz\/628013\/"},"modified":"2026-10-12T06:04:31","modified_gmt":"2026-10-12T06:04:31","slug":"some-older-dwp-state-pensioners-due-two-payments-in-october-2026","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/nz\/628013\/","title":{"rendered":"Some older DWP state pensioners due two payments in October 2026"},"content":{"rendered":"

Certain lucky older state pensioners might experience an especially lucrative October, receiving two DWP<\/a> state pension<\/a> payments totalling as much as \u00a31,479.20. Individuals who retired before April 2016 obtain a smaller basic weekly sum compared to more recent state pensioners, receiving \u00a3184.90 per week rather than \u00a3241.30 for those claiming the new state pension, even after the latest Triple Lock increase, which delivered an extra 4.8 per cent boost in April – although this excludes any Additional Pension or SERPs payments accessible to older pensioners, unlike those receiving the new state pension.<\/p>\n

Notwithstanding the smaller overall basic sum, both older and more recent state pensioners may collect two state pension payments throughout October, due to how the calendar falls this month. While state pension amounts are commonly quoted as weekly figures, DWP state pension payments are actually distributed every four weeks, with the specific payment date depending on when you initially submitted your claim and your National Insurance number.<\/p>\n

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This indicates that for each four-week cycle, older state pensioners can collect up to \u00a3739.60 from their basic rate state pension, assuming they have maximised their National Insurance record, reports the Express. The precise date of your payment is established by the last two digits of your National Insurance number.<\/p>\n

According to the DWP, people whose NI number ends with digits between 80 and 99 usually collect their payments on Fridays. With the upcoming October containing five Fridays, running from Friday, October 2 until Friday, October 30, particular older state pensioners possessing these National Insurance numbers will collect their state pension twice throughout October 2026 – amounting to a maximum of \u00a31,479.20 for that month from the standard rate payments, assuming they possess a full National Insurance record, although this excludes any ‘additional payment’ increments from legacy AP schemes, reports Yorkshire Live<\/a>.<\/p>\n

Those with incomplete records will collect lower overall pension payments, with the precise sum depending on the size of their shortfall, which the DWP evaluates individually when someone reaches state pension age.<\/p>\n

The annual total of standard rate state pension payments for an older state pensioner stands at \u00a39,614.80. This sum remains several thousand pounds beneath the standard rate for new, post-2016 state pensioners, although there exists another DWP provision allowing older state pensioners to boost their weekly payments, subject to their income and savings.<\/p>\n

Pension Credit is a benefit accessible to older state pensioners (and new state pensioners) to top up their income. For instance, an older state pensioner who only qualifies for the basic state pension collects \u00a3184.90 per week.<\/p>\n

However, Pension Credit boosts this figure to \u00a3238 weekly, which sits just a few pounds beneath the new state pension amount (\u00a3241.30). Nonetheless, alternative income sources, such as wages from work, property rental receipts, savings interest or a private pension, are considered first, and the complete sum cannot be accessed if earnings limits have been exceeded.<\/p>\n

Elderly state pensioners may also maintain eligibility for Additional Pension (AP) arrangements, such as SERPS and Second State Pension, potentially meaning their total state pension receipts exceed the basic amounts mentioned here. While these arrangements no longer admit new participants, people who were registered in existing AP arrangements through their workplace before retirement continue to collect AP payments weekly alongside their standard pension entitlements.<\/p>\n

The Chancellor has additionally declared that henceforth, state pensioners whose earnings exceed the \u00a312,570 Personal Tax Allowance will not face tax on their state pension, assuming they possess no supplementary earnings. Specific information concerning the rollout of this policy has yet to be revealed, although HM Treasury has verified to the Express that Additional State Pension arrangements for elderly state pensioners will remain liable to taxation.<\/p>\n","protected":false},"excerpt":{"rendered":"Certain lucky older state pensioners might experience an especially lucrative October, receiving two DWP state pension payments totalling…\n","protected":false},"author":2,"featured_media":628014,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[138,3733,246,111,139,69,244,245],"class_list":["post-628013","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-dwp","tag-finance","tag-new-zealand","tag-newzealand","tag-nz","tag-personal-finance","tag-personalfinance"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/628013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/comments?post=628013"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/posts\/628013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media\/628014"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/media?parent=628013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/categories?post=628013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/nz\/wp-json\/wp\/v2\/tags?post=628013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}