Lovewell Blake Financial Planning is providing the consultations as part of Pension Awareness Week, which runs from September 15 to 19.

Stephen Metcalf, director at Lovewell Blake Financial Planning, said: “The full state pension is currently £230.25 a week, although this figure does depend on whether you have a full National Insurance record.

“Even those receiving the full state pension may find that they need extra pension savings to give themselves the retirement lifestyle they desire.

“Many people accumulate several different pension pots during their working lives, with different providers, and often they don’t really understand the extent of their pension pot or what it will give them in retirement.

“It is never too early to start thinking about pensions, which is why we are offering these sessions during Pension Awareness Week to help people get to grips with their retirement futures.”

The free sessions will cover a range of topics, including how much money is needed to retire and whether to buy an annuity.