“Some of the quick things, make sure your biometrics are set up, your face or fingerprint ID, both on your phone and your banking apps. That’s very important, not just on one. Make sure it’s on the app and the phone.
“Everybody do this now. Type into your phone *#06 and you’ll get us like what looks like a series of barcodes come up. Those are your IMEI numbers. Screen grab those. Email them to yourself. That’s the ID you’ll need if your phone’s nicked, so that you can recognize your phone.
Then he added: “Really important, this one, and you’ll understand why – turn off your preview notifications so you know when you when you pay for something and they send you the text code, yeah, that comes through.
“That’s fine when your phone is unlocked and you’re on it, but if you have preview notifications, it will show that code on the lock screen. If you turn on preview notifications, it tells you you’ve got a message, but doesn’t include the code.
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“So someone nicks your phone, and then they can’t see that code, so turn off preview notifications.
“And the final one, I’d say, is go on to your phone, look at the security settings of your particular phone, go and have a play and see what security settings there are. None of this will stop your phone being nicked but it reduces the risk of you being defrauded.
“Everybody who’s got a smartphone, if you’re Apple, if it’s find my device, if you’re Android, it’s the smart things app, then you can locate it. But also you can switch off payments.”