How To Use UPI Without Internet: A Simple Step-By-Step Guide

Cambodia and India have launched a cross-border QR payment linkage, allowing Indian travellers to make seamless digital payments using UPI-enabled apps across Cambodia. By simply scanning local QR codes, visitors can pay at over 4.5 million merchant locations nationwide. With Cambodia joining the network, UPI is now accepted in nine countries, making international travel more convenient for Indian tourists. Check the other eight countries where UPI is accepted

GK: Which Is The First European Country To Adopt India's UPI?

Singapore was one of the first countries to connect with India’s digital payment ecosystem. Through the UPI-PayNow linkage, users can make quick and convenient cross-border transactions, making it especially useful for travellers and the Indian diaspora.

Once the initial approval is completed, subsequent payments up to the Rs 15,000 limit will be processed automatically without requiring further verification. However, transactions exceeding this limit will still need additional authentication, maintaining a balance between convenience and security.

Whether you’re shopping in Dubai or dining in Abu Dhabi, UPI acceptance in the UAE has made cashless payments more convenient for Indian visitors. The country remains one of the most popular destinations where Indians can use familiar payment apps abroad.

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France became the first European country to accept UPI payments. Indian tourists visiting iconic attractions, shopping districts, and selected merchant locations can enjoy the convenience of paying with their smartphones instead of carrying large amounts of cash.

GK: Which Is The First European Country To Adopt India's UPI?

Bhutan was the first country to adopt UPI standards for QR-based payments. The integration has made travel smoother for Indian tourists, allowing them to make digital payments at participating merchants across the Himalayan nation.

If you’re wondering which was the first government-backed UPI app, the answer is BHIM, launched on 30 December 2016 by the National Payments Corporation of India.

Indian travellers visiting Nepal can use UPI at participating businesses and merchants. The payment system has strengthened financial connectivity between the two neighbouring countries while reducing dependence on cash transactions.

Rollout Timeline Testing of the app has already been completed, and the rollout is expected by the end of March 2026. From April onwards, subscribers should be able to use UPI for withdrawals, marking a major step toward digital transformation in India’s retirement fund system.

Mauritius has embraced UPI as part of its growing digital payments infrastructure. The move has been particularly beneficial for Indian tourists and business travellers visiting the island nation.

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Qatar is another destination where Indian travellers can use UPI-enabled apps for payments. With a large Indian community and growing digital payment infrastructure, UPI offers a familiar and hassle-free way to pay while travelling.