That pressure has continued into 2026, with the average household claim reaching £6,340 in the first quarter, up 20% year-on-year, driven by extreme weather, subsidence and rebuild cost inflation. The Met Office separately rated Storm Eowyn, which struck earlier in 2026, as the UK’s most powerful windstorm in over a decade, a reminder that Goretti’s contained UK impact is no guarantee the domestic market is out of the woods.
