People born in these years in line for extra £598 from the Department for Work and Pensions thanks to state pension rules
Alex Evans Deputy Audience Editor
11:24, 24 Jul 2025
Thousands of people born in these years could be in line for a boost to their state pension worth over £598 a year(Image: Halfpoint Images via Getty Images)
Individuals born within these specific years stand to receive a substantial uplift to their state pension valued at more than £598 annually. This stems from Triple Lock projections indicating the benefit is currently anticipated to rise by 5.0% in the coming year.
The revised state pension system came into effect in 2016, covering all gentlemen born post-April 5, 1951 and ladies born after April 5, 1953. Every recipient of the State Pension stands to gain an additional £598 yearly courtesy of the Triple Lock mechanism, based on current calculations.
The DWP is obligated to enhance payments to state pension recipients annually through the ‘Triple Lock’ framework, which legally guarantees that all eligible recipients of this Department of Work and Pensions allowance must witness yearly increases matching either inflation rates, earnings growth, or 2.5% – whichever proves most favourable.
Recent Consumer Price Index data spanning March through May suggests pensioners could benefit from a substantial 5% annual increase, provided current earnings growth patterns persist.
The ONS released CPI statistics this month revealing: “Annual growth in employees’ average earnings for both regular earnings (excluding bonuses) and total earnings (including bonuses) was 5.0%,” reports the Express.
Should identical earnings growth figures continue through to September, when Triple Lock calculations are conducted, pensioners would secure a 5.0% enhancement to their pensions for the following year. Aaron Peake, a personal finance specialist at CredAbility, has shed light on the potential changes to state pensions: “Right now, earnings growth is slightly ahead of inflation, so that’s the frontrunner for determining the rise in 2026.”
He further elaborated: “If we take current wage growth figures…that’s the ballpark for next year’s state pension increase.”
At present, the full state pension stands at £11,973 annually, and with a projected 5.0% hike, this would mean an annual increment of £598.65, elevating weekly disbursements from the existing £230.25 to approximately £241.75, culminating in a yearly total of about £12,571.
This anticipated increase is particularly significant as it would propel the payments over the £12,500 Personal Allowance threshold for the first time, potentially subjecting pensioners to tax on a portion of their state pension income even without any additional earnings.
The triple lock calculation for 2026 will hinge on the wage growth and inflation data from May to July, leaving room for possible adjustments.
Under the current framework, pensioners are guaranteed at least a 2.5% boost, equating to an additional £299.33 per annum for those receiving the full new state pension. Nonetheless, should wage growth or inflation surpass this figure, they will form the basis of the calculation, with the higher of the two being adopted.