They, naturally, operate in an environment that is beyond the experience of ordinary people, dealing in sums, whether it’s costs, expenses, salaries, fees, loans and profits, that are simply beyond the rest of us. What is also the case, though, is that often what they are handling is what is known in the trade as “OPM” or Other People’s Money. Would the Barclays bankers themselves put their own money into a company in the US that was extending car loans to folks without formal documents or even driving licences?
