Karl Parr, director of claims technical & central services at AXA UK, said the impact of these scams extends well beyond financial loss. “Criminals behind fraudulent motorcycle activity are preying on innocent drivers, causing not only financial harm but also emotional distress. They often target the elderly or lone women drivers because they are seen as softer targets,” he said. “Insurance fraud, especially crimes like ‘crash for cash’, has far-reaching consequences that affect every member of society beyond the trauma of those involved. When fraudsters exploit the system, the financial burden is passed on to customers through higher premiums.”