SadaNews – The Open Market Operations Committee of the Jordanian Central Bank held its first meeting for 2026, where it decided to keep the “key interest rate of the central bank” and other interest rates on monetary policy instruments unchanged at their current levels. This decision comes based on the strengthening of monetary stability in the Kingdom, ensuring consistency between the structure of local interest rates and their counterparts in regional and international financial markets.
The foreign reserves of the central bank rose to over $26 billion by the end of January 2026, covering the Kingdom’s imports of goods and services for 9.0 months. Additionally, the dollarization rate in deposits decreased to 18% by the end of November 2025, reflecting the strength of monetary and banking stability in the Kingdom and the confidence in the national currency and its attractiveness. The inflation rate during 2025 was about 1.77%, which is considered suitable and helps maintain the competitiveness of the national economy and the purchasing power of the national currency.
The banking indicators continued to show strong performance, with total deposits in banks increasing by 7.2% year-on-year to reach 49.8 billion dinars by the end of November 2025, while the outstanding balance of credit facilities provided by banks increased by 3.3% to 36.2 billion dinars. Furthermore, banks enjoyed high levels of liquidity, solvency, and return on capital, reflecting the robustness of the Jordanian banking sector and its prudent risk management and ability to continue providing financing for economic activity at moderate interest rates.
According to the latest available economic data, external sector indicators showed positive performance that aligned with the expectations of the central bank, as tourism income for the Kingdom increased by 7.6% during 2025, reaching $7.8 billion. Additionally, remittances from Jordanian workers abroad rose by 4.6% during the first eleven months of 2025, totaling $4.1 billion. Total exports also recorded a growth of 7.7% during the first ten months of 2025, reaching $12.1 billion. Moreover, net inflows of foreign direct investment into the Kingdom during the first three quarters of 2025 increased by 27.7% compared to the same period in 2024, reaching $1.5 billion.
In light of this, the national economy continued to achieve gradual improvements in the performance of most economic sectors during 2025, resulting in an increase in the economic growth rate to 2.75% during the first three quarters of 2025 compared to 2.56% in the same period of 2024. It is expected that the economic growth rate for the entire year of 2025 will not be less than 2.7%.
The Jordanian Central Bank reaffirms its commitment to monitoring economic, financial, and monetary developments locally, regionally, and internationally, and will take appropriate measures based on economic data and indicators as well as developments in interest rates in international markets, ensuring the attractiveness of assets denominated in the Jordanian dinar and enhancing monetary and financial stability.