‘I have £1.9mn – should I buy an annuity?’
Streamlining your investments as you approach retirement makes sense. Reorienting your portfolio from growth-focused, higher-risk assets to income-producing,…
‘I’ve sold £240,000 in shares – can I retire early?’
A significant cash injection can do wonders for a retirement plan. However, the impact will always depend on…
‘I have £800,000 – can I retire early and care for my parents?’
Caregiving is a costly business. Professional care can be prohibitively expensive, but providing care yourself can preclude you…
How to prepare for the pensions tax grab
Executors face a bureaucratic slog once pensions become subject to inheritance tax (IHT) on 6 April 2027. From…
‘We want to retire at 41 – how do we invest our £5mn?’
Being able to choose when to work and what to do is a life goal for many, and…
‘Will our final salary and state pensions be enough to live on?’
Defined-benefit (DB) pensions are rare outside the public sector, but if you are lucky enough to have one,…
‘I have £2.3mn but 62 investments – am I retirement ready?’
The approach to retirement is a sensible time to review one’s investment strategy. Decades of investing help build…