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Browsing Tag

retiree

9 posts
PPersonal finance
Forget the 4% Rule: Why Retirees Should Spend Even More Conservatively
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Forget the 4% Rule: Why Retirees Should Spend Even More Conservatively

  • August 21, 2026
Earlier this month, I detailed a conversation I had with Bill Bengen, the creator of the 4% rule…
PPersonal finance
Home Insurance Is Quietly Killing the Florida Retirement Dream. Here’s the Math
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Home Insurance Is Quietly Killing the Florida Retirement Dream. Here’s the Math

  • August 15, 2026
Quick Read Florida homeowners insurance quintupled from $2,400 a decade ago to $9,500, now consuming nearly a fifth…
PPersonal finance
DA, DR hike: Dearness allowance for pensioners — Dearness Relief calculation, eligibility explained
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DA, DR hike: Dearness allowance for pensioners — Dearness Relief calculation, eligibility explained

  • July 21, 2026
Pensioners in India include retired government employees eligible for individual or family pension from the government. In continuance…
PPersonal finance
Opinion: Three powerful forces are draining family wealth — and your estate plan is completely unprepared
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Opinion: Three powerful forces are draining family wealth — and your estate plan is completely unprepared

  • June 18, 2026
Last Updated: June 17, 2026 at 4:40 p.m. ETFirst Published: June 17, 2026 at 9:24 a.m. ET The largest wealth…
PPersonal finance
Playing It Safe at 73 With $1.6 Million Could Cost This Single Retiree $340,000 Over a 20-Year Retirement
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Playing It Safe at 73 With $1.6 Million Could Cost This Single Retiree $340,000 Over a 20-Year Retirement

  • June 4, 2026
Quick Read An 80/20 bond-heavy portfolio earns only ~2% real return, leaving a 73-year-old retiree roughly $340,000 worse…
PPersonal finance
What Retirement Really Looks Like at 71 With $1.1 Million After Three Years of Sequence-of-Returns Damage
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What Retirement Really Looks Like at 71 With $1.1 Million After Three Years of Sequence-of-Returns Damage

  • May 19, 2026
Quick Read A retiree who started with $1.5M and planned $60K annual withdrawals now faces a 27% income…
PPersonal finance
Hiltzik: A new Social Security proposal would cap benefits, but why?
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Hiltzik: A new Social Security proposal would cap benefits, but why?

  • April 2, 2026
How worried are America’s wealthy about the possibility they’ll be hit with a higher tax for Social Security?…
PPersonal finance
I Asked ChatGPT To Plan a $100,000 a Year Retirement — Then Had a Financial Planner Review It
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I Asked ChatGPT To Plan a $100,000 a Year Retirement — Then Had a Financial Planner Review It

  • February 22, 2026
People use artificial intelligence (AI) for many things: meal planning, budgeting and interior design. But can you use…
PPersonal finance
New Social Security Rules 2026: Benefits, COLA, Taxes, Medicare
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New Social Security Rules 2026: Benefits, COLA, Taxes, Medicare

  • December 5, 2025
For millions of older Americans, Social Security is a financial lifeline. The program is the country’s largest social…
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