Retiring with a home loan? Here’s when using retirement savings to repay it may make sense
Retiring with an ongoing home loan can be difficult. It can force borrowers to make a difficult choice:…
Corporate NPS: why India needs to flip the retirement savings default
The corporate NPS ecosystem is robust—attractive tax incentives, low fund management charges, strong long-term returns and flexibility unmatched…
Know These Money Metrics for Better Financial Health
How to find it: Log in or create an account at www.ssa.gov/myaccount. (AARP offers a step-by-step guide to…
When Social Security Isn’t Enough: How to Close the Gap
According to The Senior Citizens League, roughly 24.6 million seniors, or 44% of the country’s retirement-age population, depend…
One Nation super policy could cut retirement savings by $50 billion, according to analysis by Labor
New analysis of One Nation’s superannuation proposal shows the policy could see up to $50 billion diverted from…
EPF Scheme 2026 allows temporary PF contribution cuts for 3 months during a crisis; what employees should know
Employees could see temporary relief from provident fund deductions if India faces a major crisis, under a provision…
EPFO now on WhatsApp: View PF balance, last five transactions, track claim status — Here’s how members can join
The Employees’ Provident Fund Organisation (EPFO) has launched WhatsApp services for members, the retirement fund savings body announced…
Informal workers may soon open pension accounts via mobile, make contributions using UPI: PFRDA plan explained
The Pension Fund Regulatory and Development Authority (PFRDA) may soon offer mobile-based pension accounts to help informal workers…
Do you need to be a millionaire to retire? Experts weigh in on the 15% rule.
With so many guidelines around saving for retirement — best practices, where to put your savings, and how…
401(k) savers are setting records. How to catch up if you’re behind.
Despite financial pressures, workers remain committed to their retirement goals, with many boosting their contribution rates — and…
Can you stop NPS contributions? What happens to your money, returns and tax benefits
A job change, temporary income reduction, rising household expenses or an unexpected emergency can sometimes force an investor…
Switched careers and stopped EPF contributions? Know what happens to your PF and pension
Employee Provident Fund (EPF) is an important part of building retirement savings for salaried employees. A part of…