{"id":120490,"date":"2025-09-07T09:27:07","date_gmt":"2025-09-07T09:27:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/120490\/"},"modified":"2025-09-07T09:27:07","modified_gmt":"2025-09-07T09:27:07","slug":"households-warned-of-six-dwp-benefits-that-can-stop-overnight-after-certain-age","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/120490\/","title":{"rendered":"Households warned of six DWP benefits that can &#8216;stop overnight&#8217; after certain age"},"content":{"rendered":"<p class=\"mb-4 text-lg md:leading-8 break-words\">The state pension age does a lot more than simply determine when you can begin claiming your state pension.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">It can make you eligible for certain new benefits and support designed for older people and retirees, whilst at the same time removing access to a range of other benefits,<a href=\"https:\/\/www.mirror.co.uk\/money\/personal-finance\/six-dwp-benefits-can-stop-35801338?int_source=nba\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:reports MirrorOnline.;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> reports MirrorOnline.<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">This can prove incredibly problematic for people who rely on <a href=\"https:\/\/www.birminghammail.co.uk\/all-about\/dwp\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:DWP;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">DWP<\/a> support if they&#8217;re unaware they&#8217;ll be losing these funds.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">READ MORE: <a href=\"https:\/\/uk.news.yahoo.com\/natwest-branches-closing-england-september-171855279.html\" data-ylk=\"slk:All the NatWest branches closing in England from September to October;elm:context_link;itc:0;sec:content-canvas;outcm:mb_qualified_link;_E:mb_qualified_link;ct:story;\" class=\"link  yahoo-link\" rel=\"nofollow noopener\" target=\"_blank\">All the NatWest branches closing in England from September to October<\/a><\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\"> Get breaking news on <a href=\"https:\/\/chat.whatsapp.com\/FJKVhwxllixI0DiCj9e2sk\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:BirminghamLive WhatsApp;elm:context_link;itc:0;sec:content-canvas\" class=\"link \"> BirminghamLive WhatsApp <\/a>, click the link to join <\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">There are some alternatives available to claim beyond state pension age, however you&#8217;ll need to be proactive in applying to ensure you aren&#8217;t left out of pocket when you reach 66.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Benefits that stop at state pension age are:<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Employment and Support Allowance<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Ed Gallois, Managing Director of Funeral Guide, observed that a lot of people simply don&#8217;t realise that these benefits will be &#8220;stopping overnight&#8221; and are left missing out on crucial support.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">He stated: &#8220;We regularly see people missing out on thousands because they simply don&#8217;t realise what changes overnight at State Pension age.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;The system isn&#8217;t easy to navigate.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;You have to ask the right questions, and sadly, too many people only discover the changes when their income suddenly drops.&#8221;<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Certain benefits like PIP do have equivalents for people over the state pension age, such as Attendance Allowance.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Pension Credit can also replace <a href=\"https:\/\/www.birminghammail.co.uk\/all-about\/universal-credit\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Universal Credit;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Universal Credit<\/a>.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">There&#8217;s a variety of benefits exclusively accessible to people over the state pension age that can help bridge the gap left by other benefits that cease at 66.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">These include Housing Benefit, Council Tax Reduction, Winter Fuel Payment, free <a href=\"https:\/\/www.birminghammail.co.uk\/all-about\/nhs\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:NHS;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">NHS<\/a> prescriptions, senior railcards and 60+ oyster cards.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">Gallois added: &#8220;As living costs rise, knowing your rights is a lifeline, not a luxury.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Even small top-ups or discounts can make the difference between just scraping by and having a little breathing space.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Covering day-to-day bills, planning for care needs, and even considering funeral costs, it can all feel overwhelming.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;That&#8217;s why it&#8217;s so important to understand what support is available.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;The more secure you feel now, the more peace of mind you and your loved ones can have later.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">&#8220;Many of these alternative benefits require proactive applications, so planning ahead is vital.&#8221;<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">It&#8217;s also worth highlighting that the state pension age is set for a change beginning next year as the government plans to raise it to 67 by 2028.<\/p>\n<p class=\"mb-4 text-lg md:leading-8 break-words\">This will also raise the cut-off and starting age for the relevant benefits.<\/p>\n","protected":false},"excerpt":{"rendered":"The state pension age does a lot more than simply determine when you can begin claiming your state&hellip;\n","protected":false},"author":2,"featured_media":120491,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[84,56750,4176,41038,4174,4175,2221,56,54,55,7160,57514],"class_list":{"0":"post-120490","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-employment-and-support-allowance","10":"tag-finance","11":"tag-income-support","12":"tag-personal-finance","13":"tag-personalfinance","14":"tag-state-pension","15":"tag-uk","16":"tag-united-kingdom","17":"tag-unitedkingdom","18":"tag-universal-credit","19":"tag-working-tax-credit"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/120490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=120490"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/120490\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/120491"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=120490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=120490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=120490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}