{"id":219499,"date":"2025-10-23T04:53:10","date_gmt":"2025-10-23T04:53:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/219499\/"},"modified":"2025-10-23T04:53:10","modified_gmt":"2025-10-23T04:53:10","slug":"landlord-lending-body-says-btl-market-still-buoyant-despite-reforms","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/219499\/","title":{"rendered":"Landlord lending body says BTL market ‘still buoyant’ despite reforms"},"content":{"rendered":"

\"buy<\/p>\n

The buy-to-let (BTL) market is holding up well despite warnings of a landlord exodus, a leading industry organisation has claimed.<\/p>\n

Latest figures from banking trade body UK Finance shows new BTL loans were just 2.6% lower in Q2 this year than in 2024.<\/p>\n

There were 49,590 BTL loans advanced in the UK in the second quarter, worth \u00a38.8 billion.<\/p>\n

Better yield<\/p>\n

And the average gross BTL rental yield was 7.26%, compared with 6.9% last year, UK Finance<\/a> says.<\/p>\n

The average interest rate across all new buy-to-let loans was 5%, which was 2 basis points higher than in the previous three months.<\/p>\n

There were 11,270 BTL mortgages in arrears, more than 2% of the outstanding balance. This was down 560 from the previous quarter.<\/p>\n

And there were also 790 buy-to-let mortgage possessions, up 11.3%.<\/p>\n

Industry reaction\"\"Mark Harris, CEO, SPF Private Clients<\/p>\n

Mark Harris, CEO at broker SPF Private Clients, says:\u00a0\u201cDespite reports of an exodus of landlords amid concerns about the imminent Renters\u2019 Reform Bill, the buy-to-let market does not appear to be faring too badly, as mortgage rates continue to fall and rents increase.<\/p>\n

\u201cThe lending environment is certainly encouraging, with lenders having plenty of money to lend and are keen to do so.<\/p>\n

\u201cNot only have buy-to-let mortgage rates reduced throughout the year, but lenders have also been improving their criteria,\u201d he says.<\/p>\n

\u201cThose landlords borrowing via a limited company are also benefiting from a wider choice of products and falling mortgage rates, although these are still pegged higher than for landlords buying in their own name.\u201d<\/p>\n

Read the full UK Finance update here<\/a><\/p>\n

More on buy-to-let<\/a><\/p>\n


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