{"id":230462,"date":"2025-10-28T17:16:07","date_gmt":"2025-10-28T17:16:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/230462\/"},"modified":"2025-10-28T17:16:07","modified_gmt":"2025-10-28T17:16:07","slug":"surrey-study-finds-contactless-payment-security-loopholes","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/230462\/","title":{"rendered":"Surrey study finds contactless payment security loopholes"},"content":{"rendered":"<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Features added to contactless payments to boost convenience include allowing offline transactions, transport modes that let commuters move quickly through barriers without unlocking their phones, and region-specific rules on how a PIN is input for high-value transactions.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">However, the study found these features could lead to insecurities and, in turn, the possibility to make fraudulent payments. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In practice, researchers were able to demonstrate ways to trick terminals into accepting a plastic card when only a phone should have been allowed, or to process payments above a contactless limit without PIN or biometric checks.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">In one case, a payment terminal was made to accept a fraudulent \u00a325,000 payment, the University of Surrey said.<\/p>\n","protected":false},"excerpt":{"rendered":"Features added to contactless payments to boost convenience include allowing offline transactions, transport modes that let commuters move&hellip;\n","protected":false},"author":2,"featured_media":230463,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[2306,86,56,54,55],"class_list":{"0":"post-230462","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-mobile","9":"tag-technology","10":"tag-uk","11":"tag-united-kingdom","12":"tag-unitedkingdom"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/230462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=230462"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/230462\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/230463"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=230462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=230462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=230462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}