{"id":254642,"date":"2025-11-10T09:48:24","date_gmt":"2025-11-10T09:48:24","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/254642\/"},"modified":"2025-11-10T09:48:24","modified_gmt":"2025-11-10T09:48:24","slug":"monzo-makes-change-to-buy-now-pay-later-for-13-million-customers","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/254642\/","title":{"rendered":"Monzo makes change to buy now, pay later for 13 million customers"},"content":{"rendered":"<p>Monzo, which has 13 million customers, is making it easier to use its Monzo Flex service.<img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2025\/11\/0_monzo.jpg\" alt=\"Monzo makes change to buy now, pay later for 13 million customers\" loading=\"eager\"  \/>Monzo makes change to buy now, pay later for 13 million customers<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Monzo has made a huge change to its <a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/news\/midlands-news\/monzo-making-change-customers-born-32324928\" target=\"_self\" aria-label=\"\" tabindex=\"0\" rel=\"nofollow noopener\">buy now, pay later scheme for millions of customers. <\/a>Monzo, which has 13 million customers, is making it easier to use its Monzo Flex service.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Under a shake-up, Monzo shoppers now being able to choose to \u201cpay later\u201d at the checkout. You can also extend the repayment period to six or 12 months, but with interest added.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Monzo is now allowing customers to use Flex at the checkout in store or online, once they use Apple Pay. Monzo general manager Kunal Malani said: \u201cOur customers love using their Flex credit card with Apple Pay and we\u2019re thrilled to be the first bank to bring this feature to Apple Pay users in the UK.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\"><a class=\"TextLink_text-link__dBSS0 TextLink_enabled__dJF3l\" href=\"https:\/\/www.birminghammail.co.uk\/motoring\/motoring-news\/drivers-face-new-monitoring-device-32833109\" target=\"\" aria-label=\"\" tabindex=\"0\" rel=\"nofollow noopener\">READ MORE Drivers face new monitoring device in cars under UK pay-per-mile tax<\/a><\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">\u201cNow our customers are able to choose their monthly payments\u2014right at checkout with Apple Pay when using their Monzo Flex credit card.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">\u201cThis brings an even more convenient experience for our customers when shopping online.\u201d First you\u2019ll need to add your Flex card to Apple Wallet if you haven\u2019t already.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Then, when shopping online or in apps, tap the Apple Pay button at checkout. When shopping in-store, double-click the side button of your iPhone.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Select your Flex card to see your payment options. If Flex isn&#8217;t your default card, go to Other Cards &amp; Pay Later Options to select it.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Tap Pay in Full to check out using your Flex default setting, or tap Pay Later to choose a payment plan that works for you.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Complete your purchase securely with Face ID, Touch ID or your passcode. If you\u2019re checking out in-store, hold your phone near the card reader to finish paying.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">Monzo said: &#8220;If you choose Pay in Full in Apple Pay, we\u2019ll use your default payment setting.<\/p>\n<p class=\"Paragraph_paragraph-text__PVKlh \" data-tmdatatrack=\"content-unit\" data-tmdatatrack-type=\"paragraph\" publication=\"birminghammail\">&#8220;You can edit your payment plan in the Monzo app before your payment cycle closes, or change your default setting any time in the app.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"Monzo, which has 13 million customers, is making it easier to use its Monzo Flex service.Monzo makes change&hellip;\n","protected":false},"author":2,"featured_media":254643,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[2306,86,56,54,55,2932],"class_list":{"0":"post-254642","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mobile","8":"tag-mobile","9":"tag-technology","10":"tag-uk","11":"tag-united-kingdom","12":"tag-unitedkingdom","13":"tag-your-money"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/254642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=254642"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/254642\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/254643"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=254642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=254642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=254642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}