{"id":306355,"date":"2025-12-09T05:12:13","date_gmt":"2025-12-09T05:12:13","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/306355\/"},"modified":"2025-12-09T05:12:13","modified_gmt":"2025-12-09T05:12:13","slug":"benefits-people-can-no-longer-claim-after-reaching-state-pension-age-personal-finance-finance","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/306355\/","title":{"rendered":"Benefits people can no longer claim after reaching State Pension age | Personal Finance | Finance"},"content":{"rendered":"<p>The Department for Work and Pensions (DWP) has released new figures showing that the <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/state-pension\" rel=\"nofollow noopener\" target=\"_blank\">State Pension<\/a> is now providing financial aid to approximately 13 million people across Great Britain.<\/p>\n<p>This regular payment currently amounts to up to \u00a3230.25 per week for those on the New <a href=\"https:\/\/www.express.co.uk\/latest\/state-pension\" data-link-tracking=\"InArticle|AutoLink\" rel=\"nofollow noopener\" target=\"_blank\">State Pension<\/a> (claimed after 6 April 2016), or \u00a3176.45 each week for the Basic <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/state-pension\" rel=\"nofollow noopener\" target=\"_blank\">State Pension<\/a> (Category A or B).<\/p>\n<p>The amount someone receives from this contributory benefit depends on the number of National Insurance years they have accumulated before reaching the current retirement age of 66 &#8211; a minimum of 10 years is required to qualify for any <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/state-pension\" rel=\"nofollow noopener\" target=\"_blank\">State Pension<\/a> payment.<\/p>\n<p>For older Brits nearing the official retirement age before the end of the current financial year (5 April 2026), it&#8217;s important to understand which benefits will continue, which new ones you may now be eligible for, and those for which you can no longer submit a new claim.<\/p>\n<p>Your <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.express.co.uk\/latest\/state-pension\" rel=\"nofollow noopener\" target=\"_blank\">State Pension<\/a> age is the same as your Pension Credit qualifying age unless you are a man born before 6 December 1953. You can verify your State Pension age and whether you can begin claiming Pension Credit on the &#8216;Check your State Pension age&#8217; page of the GOV.UK website <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.gov.uk\/state-pension-age\" rel=\"nofollow noopener\" target=\"_blank\">here<\/a>, reports <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.dailyrecord.co.uk\/lifestyle\/money\/benefits-end-state-pension-age-36355183\" target=\"_self\" rel=\"Follow nofollow noopener\">the Daily Record<\/a>.<\/p>\n<p>Benefits affected by your pension age<\/p>\n<p><a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.turn2us.org.uk\/Benefit-guides\/State-Pension-age-changes\/What-is-State-Pension-age#guide-content\" target=\"_blank\" rel=\"nofollow noopener\">Turn2us<\/a> has created a guide to the benefits you cannot claim from the Department for Work and Pensions (<a href=\"https:\/\/www.express.co.uk\/latest\/dwp\" data-link-tracking=\"InArticle|AutoLink\" rel=\"nofollow noopener\" target=\"_blank\">DWP<\/a>) when you reach State Pension age or Pension Credit age. For full details on each of the topics listed below, visit the Turn2us website <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.turn2us.org.uk\/Benefit-guides\/State-Pension-age-changes\/What-is-State-Pension-age#guide-content\" target=\"_blank\" rel=\"nofollow noopener\">here<\/a>.<\/p>\n<p>Pension Credit age<\/p>\n<p>When you reach State Pension age you can no longer claim:<\/p>\n<p>Income-based Jobseeker\u2019s AllowanceIncome-related Employment and Support Allowance (ESA)Income SupportUniversal Credit<\/p>\n<p>Turn2us explains: &#8220;If you live with a partner and one of you is pension age and the other is not yet pension age, benefit entitlement can be complicated.&#8221;<\/p>\n<p>Utilise the Turn2us <a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/benefits-calculator.turn2us.org.uk\/\" target=\"_self\" rel=\"Follow nofollow noopener\">benefit calculator<\/a> to discover what benefits you&#8217;re eligible for, or seek assistance from a benefits adviser.<\/p>\n<p>State Pension age<\/p>\n<p>Once you reach State Pension age you can no longer claim:<\/p>\n<p>Jobseeker&#8217;s Allowance (JSA)Contributory\/New Style Employment and Support Allowance (ESA)<\/p>\n<p>You&#8217;re unable to submit a fresh claim for Personal Independence Payment (PIP) after reaching State Pension age.<\/p>\n<p>Nevertheless, if you were previously receiving PIP you may renew your claim despite being over State Pension age. This is only possible provided you&#8217;re claiming for identical health conditions for which you received the original award and your previous claim concluded less than 12 months before reaching State Pension age.<\/p>\n<p>\u00a0Benefits unaffected by your State Pension age<\/p>\n<p>You can claim these benefits even if you are over State Pension age:<\/p>\n<p>Child Benefit (delivered by <a href=\"https:\/\/www.express.co.uk\/latest\/hmrc\" data-link-tracking=\"InArticle|AutoLink\" rel=\"nofollow noopener\" target=\"_blank\">HMRC<\/a>)Carer\u2019s Allowance &#8211; you may not be eligible for the full financial element depending on your income from State PensionGuardian\u2019s AllowanceStatutory Sick Pay (SSP)<\/p>\n<p>You can also claim these benefits even if you are over State Pension age, but only if you meet the benefit-specific income threshold:<\/p>\n<p>Pension CreditHousing BenefitCouncil Tax SupportSupport for <a href=\"https:\/\/www.express.co.uk\/latest\/mortgage\" data-link-tracking=\"InArticle|AutoLink\" rel=\"nofollow noopener\" target=\"_blank\">Mortgage<\/a> InterestHelp with Health CostsWinter Heating Payment &#8211; Scotland onlyCold Weather Payment &#8211; England and Wales onlyWarm Home Discount Scheme<a href=\"https:\/\/www.express.co.uk\/latest\/winter-fuel-payment\" data-link-tracking=\"InArticle|AutoLink\" rel=\"nofollow noopener\" target=\"_blank\">Winter Fuel Payment<\/a>Pension Age Winter Heating Payment &#8211; Scotland only, same qualifying rules as Winter Fuel Payment<\/p>\n<p>For more details about benefits when you reach State Pension age,\u00a0<a data-link-tracking=\"InArticle|Link\" href=\"https:\/\/www.turn2us.org.uk\/Benefit-guides\/State-Pension-age-changes\/What-is-State-Pension-age#guide-content\" target=\"_self\" rel=\"nofollow noopener\">visit the Turn2Us website here.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"The Department for Work and Pensions (DWP) has released new figures showing that the State Pension is now&hellip;\n","protected":false},"author":2,"featured_media":306356,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[4029,84,2215,87398,87400,87399,4176,4174,4175,2221,56,54,55],"class_list":{"0":"post-306355","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-benefits","9":"tag-business","10":"tag-dwp","11":"tag-dwp-2025","12":"tag-dwp-latest","13":"tag-dwp-news","14":"tag-finance","15":"tag-personal-finance","16":"tag-personalfinance","17":"tag-state-pension","18":"tag-uk","19":"tag-united-kingdom","20":"tag-unitedkingdom"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/306355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=306355"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/306355\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/306356"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=306355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=306355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=306355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}