{"id":329106,"date":"2025-12-22T02:58:10","date_gmt":"2025-12-22T02:58:10","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/329106\/"},"modified":"2025-12-22T02:58:10","modified_gmt":"2025-12-22T02:58:10","slug":"a-student-inherited-1m-and-calls-it-a-sacred-gift-from-god-but-doesnt-want-to-pay-off-his-fiancees-parents-25000-debt-in-china","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/329106\/","title":{"rendered":"A Student Inherited $1M And Calls It A ‘Sacred Gift From God,’ But Doesn’t Want To Pay Off His Fianc\u00e9e’s Parents’ $25,000 Debt In China"},"content":{"rendered":"\n

A 26-year-old law student from New York sparked debate on an episode of \u201cThe Ramsey Show<\/a>\u201d when he revealed that he inherited<\/a> $1 million a few years ago, but is hesitant to help his fianc\u00e9e\u2019s parents with a $25,000 debt.<\/p>\n

He called in to speak with personal finance experts Dave Ramsey and Jade Warshaw, sharing details of his unusual situation.<\/p>\n

\u201cI\u2019m a law student. Got no debt. Got a job lined up at a big corporate law firm once I graduate,\u201d the caller, Nathaniel, said. \u201cA few years ago, I inherited about a million dollars.\u201d<\/p>\n

He added, \u201cI treat it like a sacred gift from God, and I feel like I have a responsibility to be a really excellent steward of it.\u201d<\/p>\n

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Nathaniel explained that the money is in a trust account that only he controls, and he works with a financial adviser<\/a> to protect the principal. He also said he lives modestly and doesn\u2019t flaunt his wealth. \u201cI live a lifestyle which doesn\u2019t at all reflect that I have the pot of gold behind me.\u201d<\/p>\n

He\u2019s also engaged to a woman he\u2019s been with for four years. She\u2019s a pianist with no debts or assets and \u201cvirtually no income potential,\u201d but Nathaniel said they are both happy with the arrangement. She wants to be a stay-at-home mom, and he plans to be the sole breadwinner.<\/p>\n

Nathaniel\u2019s concern, however, is about his future in-laws. His fianc\u00e9e\u2019s parents live in China and recently lost their retirement savings after mortgaging their paid-off apartment to invest in something risky, which failed. They\u2019re now about $25,000 in the hole.<\/p>\n

\u201cOn the one hand, they\u2019re family. I could pay off their debt like literally 40 times over. Would I be a jerk not to?\u201d he asked. \u201cBut on the other hand, part of me doesn\u2019t really feel like using my money, soon to be our money, to help people who in retirement, mortgage their only safe asset for leverage in a single risky investment.\u201d<\/p>\n

Neither the in-laws nor his fianc\u00e9e have asked for help. In fact, she doesn’t even know he has the inheritance.<\/p>\n

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\u201cYou don’t go another day promising to marry somebody and you’re keeping secrets from them,\u201d Ramsey told him. \u201cUnhealthy, dude, unhealthy.\u201d<\/p>\n

Ramsey and Warshaw emphasized that hiding such a significant part of his life was a red flag. \u201cIf you have to deceive someone because you’re worried about their authenticity, we don’t marry them,\u201d Ramsey said. Warshaw added, \u201cHonestly, that’s more on his authenticity than hers.\u201d<\/p>\n

They urged Nathaniel to have an open conversation with his fianc\u00e9e immediately. \u201cYou need to get on the phone. You guys need to sit down in the next 24 hours and talk about this,\u201d Ramsey said.<\/p>\n

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As for the in-laws’ debt, Ramsey said, \u201cThere\u2019s not an ethical or legal, as you know, mandate that you take care of them, but it is a small amount of money compared to the amount of money you\u2019re dealing with.\u201d<\/p>\n

Still, he cautioned Nathaniel to make sure the financial mistake wasn\u2019t part of a larger pattern. \u201cYou don’t want to do that if they’re going to turn around and do the same kind of stupid stuff again,\u201d he said.<\/p>\n

Ramsey concluded by putting things in perspective: \u201cNine out of 10, Nathaniel needs to come clean. One out of 10, pay off the $25K or don’t. That’s how this weighs out.\u201d<\/p>\n

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Image: Shutterstock<\/p>\n

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This article A Student Inherited $1M And Calls It A ‘Sacred Gift From God,’ But Doesn’t Want To Pay Off His Fianc\u00e9e’s Parents’ $25,000 Debt In China<\/a> originally appeared on Benzinga.com<\/a><\/p>\n

\u00a9 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.<\/p>\n","protected":false},"excerpt":{"rendered":"A 26-year-old law student from New York sparked debate on an episode of \u201cThe Ramsey Show\u201d when he…\n","protected":false},"author":2,"featured_media":329107,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[84,8374,128659,4176,128658,4174,4175,13593,56,54,55],"class_list":{"0":"post-329106","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-business","9":"tag-dave-ramsey","10":"tag-fiancee","11":"tag-finance","12":"tag-nathaniel","13":"tag-personal-finance","14":"tag-personalfinance","15":"tag-retirement-savings","16":"tag-uk","17":"tag-united-kingdom","18":"tag-unitedkingdom"},"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/329106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=329106"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/329106\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/329107"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=329106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=329106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=329106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}