{"id":345621,"date":"2026-01-01T01:44:14","date_gmt":"2026-01-01T01:44:14","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/345621\/"},"modified":"2026-01-01T01:44:14","modified_gmt":"2026-01-01T01:44:14","slug":"the-earned-settlement-proposals-minimum-mandatory-requirements-work-visas","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/345621\/","title":{"rendered":"The Earned Settlement Proposals: Minimum Mandatory Requirements &#8211; Work Visas"},"content":{"rendered":"<p>The Government&#8217;s proposed earned settlement model includes a&#13;<br \/>\nrange of minimum mandatory requirements. These include stricter&#13;<br \/>\nsuitability checks, higher English language standards, and income&#13;<br \/>\nthresholds. In this article we highlight the potential impact of&#13;<br \/>\nthese requirements on applicants and the need for further clarity&#13;<br \/>\non exemptions and transitional arrangements.<\/p>\n<p>The Home Office is currently consulting on proposals to&#13;<br \/>\nintroduce an &#8216;earned settlement&#8217; model. The <a href=\"https:\/\/assets.publishing.service.gov.uk\/media\/691edda450b16caf978153d8\/Command_Paper_final_-_reviewed7.pdf\" target=\"_blank\" rel=\"nofollow noopener\">consultation<\/a> period is due to end at 23:59 GMT&#13;<br \/>\non 12 February 2026 and new Immigration Rules implementing earned&#13;<br \/>\ncitizenship could be introduced as early as April 2026.<\/p>\n<p>For general information on the proposals and the main public&#13;<br \/>\nconsultation, see our separate article <a href=\"http:\/\/www.mondaq.com\/redirection.asp?article_id=1725758&amp;company_id=3442&amp;redirectaddress=https:\/\/www.lewissilkin.com\/insights\/2025\/11\/21\/the-new-uk-settlement-proposals-consultation-now-open\" target=\"_blank\" rel=\"nofollow noopener\">here<\/a>.<\/p>\n<p>This article covers the proposed minimum mandatory requirements.&#13;<br \/>\nThere are also additional proposals relating to the qualifying&#13;<br \/>\nperiod for settlement. For more detailed information on the&#13;<br \/>\nproposed baseline qualifying periods, and how these may be reduced&#13;<br \/>\nor increased, see our article here.<\/p>\n<p>What are the proposed minimum mandatory requirements for earned&#13;<br \/>\nsettlement?<\/p>\n<p>Table 1 of the <a href=\"http:\/\/www.mondaq.com\/redirection.asp?article_id=1725758&amp;company_id=3442&amp;redirectaddress=https:\/\/www.lewissilkin.com\/insights\/2025\/12\/24\/What%20are%20the%20proposed%20minimum%20mandatory%20requirements%20for%20earned%20settlement?%20Table%201%20of%20the%20consultation%20document%20confirms%20that%20the%20below%20mandatory%20minimum%20requirements%20will%20be%20applied%20for%20all%20applicants%20under%20the%20earned%20settlement%20model:\" target=\"_blank\" rel=\"nofollow noopener\">consultation document<\/a> confirms that the below&#13;<br \/>\nmandatory minimum requirements will be applied for all applicants&#13;<br \/>\nunder the earned settlement model:<\/p>\n<p>&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nPillar&#13;<br \/>\nRequirements&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nSuitability&#13;<br \/>\nMeeting suitability requirements, as set out in Part&#13;<br \/>\nSuitability of the Immigration Rules \u2013 for example, not&#13;<br \/>\nhaving a criminal conviction.&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nNo current litigation, NHS, tax or other government debt.&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nIntegration&#13;<br \/>\nMeeting English language requirements at B2 level under the&#13;<br \/>\nCommon European Framework of Reference for Languages.&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nPassing the Life in the UK test.&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\n&#13;<br \/>\nContribution&#13;<br \/>\nDemonstrating annual earnings above \u00a312,570 for a minimum&#13;<br \/>\nof 3 to 5 years (subject to consultation), in line with the current&#13;<br \/>\nthresholds for paying income tax and National Insurance&#13;<br \/>\nContributions (NICs), or an alternative amount of income.&#13;<br \/>\n&#13;<br \/>\n&#13;<\/p>\n<p>The consultation document states that the mandatory minimum&#13;<br \/>\nrequirements are not within the scope of the consultation, except&#13;<br \/>\nfor the length of time a person must demonstrate an earned income.&#13;<br \/>\nHowever, the contribution criterion does include the possibility of&#13;<br \/>\nhaving an &#8216;alternative amount of income&#8217;.<\/p>\n<p>We consider each of the requirements further below.<\/p>\n<p>In more detail: suitability requirements<\/p>\n<p>Criminality and other suitability criteria that may&#13;<br \/>\nresult in refusal<\/p>\n<p>Under the proposed suitability criteria, any person with a&#13;<br \/>\ncriminal record will not be able to settle in the UK. This&#13;<br \/>\nrequirement is a significant jump from the current rules, where the&#13;<br \/>\nseriousness of the criminality is assessed when considering&#13;<br \/>\neligibility for settlement. Under the proposals, youth offences and&#13;<br \/>\nstrict liability offences (e.g. speeding or driving without&#13;<br \/>\ninsurance) would result in a permanent ban from settlement.<\/p>\n<p>If there are no transitional arrangements (which is the&#13;<br \/>\nGovernment&#8217;s preferred position), individuals who were accepted&#13;<br \/>\nonto a settlement route despite having an historic criminal&#13;<br \/>\nconviction may find they are permanently barred from settling.<\/p>\n<p>It may be possible for discretion to be exercised outside the&#13;<br \/>\nRules in exceptional cases, however the exercise of such discretion&#13;<br \/>\nis rare.<\/p>\n<p>Outstanding debt<\/p>\n<p>Under the proposals, applicants for settlement must not have any&#13;<br \/>\ncurrent litigation, NHS, tax or other government debt. The current&#13;<br \/>\nrules only provide for refusal if there is an outstanding debt to&#13;<br \/>\nthe NHS, or where litigation costs have been awarded to the Home&#13;<br \/>\nOffice and remain unpaid.<\/p>\n<p>Clarification is awaited on the following points:<\/p>\n<p>&#13;<br \/>\nWhether the criteria on NHS and litigation debt will remain as&#13;<br \/>\ncurrently defined;&#13;<br \/>\n&#13;<br \/>\nWhether a tax debt will only be relevant if a tax liability has&#13;<br \/>\nnot been paid by the relevant deadline; and&#13;<br \/>\n&#13;<br \/>\nWhat the definition of &#8216;government debt&#8217; may be \u2013&#13;<br \/>\npotentially it could include public funds that are not prohibited,&#13;<br \/>\nbut that have been received by the applicant in error, e.g. where&#13;<br \/>\neligibility for tax free childcare or free childcare for working&#13;<br \/>\nparents has been incorrectly assessed.&#13;<\/p>\n<p>In more detail: integration requirements<\/p>\n<p>English language requirement<\/p>\n<p>Under the proposals, applicants will be required to demonstrate&#13;<br \/>\nEnglish language skills at an upper intermediate level (B2 standard&#13;<br \/>\nunder the Common European Framework of Reference for Languages).&#13;<br \/>\nThis is an increase from the current intermediate (B1) proficiency&#13;<br \/>\nrequirement for most applicants, including Skilled Workers and&#13;<br \/>\npartners under Appendix FM of the Immigration Rules.<\/p>\n<p>It is not anticipated A question arises for individuals who have&#13;<br \/>\nalready met the English language requirement using an approved&#13;<br \/>\nEnglish Language Test at B1 level. Will they be required to re-take&#13;<br \/>\nthe test at B2 level?<\/p>\n<p>There are concerns about timing and the preparation required for&#13;<br \/>\nmeeting the English language requirement, even for those that have&#13;<br \/>\nalready met the requirement at a high level in a previous&#13;<br \/>\nimmigration application. There is also an additional cost to&#13;<br \/>\nundertake fresh tests and these costs will be another hidden&#13;<br \/>\nexpense as part of an already extremely expensive process.&#13;<br \/>\nParticularly where dependants are also required to meet the&#13;<br \/>\nrequirement \u2013 for example, a family of two parents and two&#13;<br \/>\nadult children (dependants who turned 18 while in the UK on a&#13;<br \/>\ndependant visa) could spend upwards of \u00a3600 just to meet the&#13;<br \/>\nEnglish language requirement at B2 level.<\/p>\n<p>A reasonable approach would be to implement transitional&#13;<br \/>\nrequirements for people that have already met the English language&#13;<br \/>\nrequirement at B1 level.<\/p>\n<p>Life in the UK Test<\/p>\n<p>Perhaps surprisingly, while so many key elements of the&#13;<br \/>\nsettlement system are subject to change, there is no indication of&#13;<br \/>\ntransformation to the Life in the UK Test.<\/p>\n<p>The consultation does ask if integration should be assessed&#13;<br \/>\nthrough a &#8220;revised Life in the UK Test&#8221; but the document&#13;<br \/>\ndoes not provide any further details or reveal what a revised test&#13;<br \/>\nmay look like. The most recent public commentary on the Life in the&#13;<br \/>\nUK Test came from the House of Lords inquiry findings published in&#13;<br \/>\nJune 2022, where recommendations were made for a reform of the Life&#13;<br \/>\nin the UK test and of its associated handbook as a matter of&#13;<br \/>\npriority. The report states that the lack of deadline on a review&#13;<br \/>\nof the test is inadequate.<\/p>\n<p>Nevertheless, no reform to the Life in the UK test is clarified&#13;<br \/>\nas part of the consultation document.<\/p>\n<p>In more detail: contribution requirements<\/p>\n<p>Taxable annual earnings<\/p>\n<p>Applicants will be required to show that they have annual&#13;<br \/>\nearnings above \u00a312,570 for a period of 3 to 5 years to be&#13;<br \/>\neligible for settlement. This amount is the current threshold for&#13;<br \/>\npaying income tax and National Insurance Contributions.<\/p>\n<p>The consultation document does not include the word&#13;<br \/>\n&#8216;taxable&#8217;, but because it references the taxable earning&#13;<br \/>\nfigures, we presume that the requirement will consider &#8216;taxable&#13;<br \/>\nearnings.&#8217;<\/p>\n<p>The Government may wish to use taxable income as the requirement&#13;<br \/>\nbecause this information is most readily available through HMRC&#13;<br \/>\nrecords. This will make the verification process more&#13;<br \/>\nstraightforward, but it can raise other administrative questions,&#13;<br \/>\nfor example, will applicants need to wait until the end of the tax&#13;<br \/>\nyear to prove their income figures? A strict interpretation could&#13;<br \/>\nmean that eligibility is deferred to a date after the end of the&#13;<br \/>\ntax year. In these cases, there may be circumstances where&#13;<br \/>\nindividuals must get a short-term extension to their permission to&#13;<br \/>\nreach the end of the taxable year.<\/p>\n<p>The taxable income conditions could benefit some people, for&#13;<br \/>\nexample those with passive income that is taxable in the UK.<br \/>&#13;<br \/>\nThere are however groups that could potentially be excluded and&#13;<br \/>\nseverely disadvantaged by these proposals unless there are&#13;<br \/>\nexemptions. This may include individuals who entered the UK on&#13;<br \/>\nroutes that did not require work, such as the British National&#13;<br \/>\n(Overseas) route. Retired people whose pension income is not&#13;<br \/>\ntaxable would not be eligible, despite the Government promising a&#13;<br \/>\nroute to settlement for people in this category.<\/p>\n<p>Other highly disadvantaged people include dependants who have&#13;<br \/>\ncaring responsibilities or who have sufficient household income&#13;<br \/>\nthat they do not need to work, and children with limited&#13;<br \/>\nimmigration permission who reach 18. Families may need to&#13;<br \/>\nsubstantially change their arrangements years in advance of&#13;<br \/>\napplying for settlement.<\/p>\n<p>It is suggested in the consultation document that exemptions&#13;<br \/>\ncould apply, and this would be crucial for many applicants that&#13;<br \/>\nwould be caught by these changes, potentially without&#13;<br \/>\nrealising.<\/p>\n<p>The document states that despite the income related thresholds&#13;<br \/>\nbeing tied to current tax thresholds, the thresholds would not&#13;<br \/>\ntrack future changes to the tax systems. This means that if tax&#13;<br \/>\nthresholds increase, for example from the \u00a312,570 income tax&#13;<br \/>\nthreshold, we should not expect the salary threshold to increase&#13;<br \/>\nwith it.<\/p>\n<p>Alternative amount of income<\/p>\n<p>The contribution requirement states that an applicant can meet&#13;<br \/>\nthe requirement by having an &#8220;alternative amount of&#13;<br \/>\nincome&#8221;. What this means and how this would be calculated is&#13;<br \/>\nnot elaborated on in the document. No feedback is sought in the&#13;<br \/>\nconsultation on what alternative kinds of income could meet the&#13;<br \/>\ncontribution requirements.<\/p>\n<p>Having an alternative option will help people who do not meet&#13;<br \/>\nthe standard criteria, but without further clarity we will not know&#13;<br \/>\nhow useful these arrangements will be. Questions will be raised on&#13;<br \/>\nwhether the income requirements will be strict for applicants who&#13;<br \/>\nhave been on maternity leave, disability leave, or other types of&#13;<br \/>\nabsences that impact their normal income levels.<\/p>\n<p>Length of contribution<\/p>\n<p>The consultation document states that the mandatory&#13;<br \/>\ncontributions must be made for a minimum of 3 to 5 years (subject&#13;<br \/>\nto consultation), however it does not specify whether the&#13;<br \/>\ncontributions must be continuous in the lead up to applying for&#13;<br \/>\nsettlement. It would be fairer if the contributions were not&#13;<br \/>\nrequired to be continuous, and applicants could meet the&#13;<br \/>\nrequirements by demonstrating income for periods of 3 or 5 years&#13;<br \/>\nover the course of their residence in the UK, rather than setting&#13;<br \/>\nthe clock back to zero if they are no longer earning any&#13;<br \/>\nincome.<\/p>\n<p>If the Government decides on a 5 year period for contributions,&#13;<br \/>\nthis could be another issue for dependants, as their integration&#13;<br \/>\ninto the workforce may be slower than for a main applicant who&#13;<br \/>\ncomes to the UK with a job offer or other economic justification.&#13;<br \/>\nIt could also be an issue for Global Talent migrants and UK&#13;<br \/>\nAncestry holders who might come to the UK without a firm job offer&#13;<br \/>\nor income stream, and require more time establish themselves&#13;<br \/>\neconomically.<\/p>\n<p>What overall effects may the minimum mandatory requirements&#13;<br \/>\nhave on eligibility for settlement?<\/p>\n<p>If these minimum mandatory requirements are implemented as&#13;<br \/>\nproposed in the consultation document, this will have an enormous&#13;<br \/>\nimpact on many people who are already on a path to settlement in&#13;<br \/>\nthe UK. There is a significant risk that people will not know that&#13;<br \/>\nthe criterion have changed until it&#8217;s time to make an&#13;<br \/>\napplication and they realise that they are not eligible. Some&#13;<br \/>\npeople may never be eligible for settlement in the UK due to&#13;<br \/>\nhistoric criminal convictions or having no independent income.<\/p>\n<p>These changes will impact the most vulnerable people the&#13;<br \/>\ngreatest, including caregivers who support their families but have&#13;<br \/>\nno income of their own and are therefore not eligible for&#13;<br \/>\nsettlement. It will also have a disproportionate impact on young&#13;<br \/>\npeople and older people, who may not be working due to education&#13;<br \/>\ncommitments or health concerns. Unless there are exemptions to&#13;<br \/>\nvarious criteria, many people will find themselves without a route&#13;<br \/>\nto settle in the UK alongside their families, creating disparity&#13;<br \/>\nwithin the family unit. The criteria has the potential to become&#13;<br \/>\nmuch more complex to administer, which in itself can lead to&#13;<br \/>\ndelayed eligibility and people needing to extend their permission&#13;<br \/>\nwhile they wait for items like HMRC records. Applicants will likely&#13;<br \/>\nneed legal advice to successfully navigate the requirements and&#13;<br \/>\nvarious exemptions.<\/p>\n<p>The content of this article is intended to provide a general&#13;<br \/>\nguide to the subject matter. Specialist advice should be sought&#13;<br \/>\nabout your specific circumstances.<\/p>\n","protected":false},"excerpt":{"rendered":"The Government&#8217;s proposed earned settlement model includes a&#13; range of minimum mandatory requirements. These include stricter&#13; suitability checks,&hellip;\n","protected":false},"author":2,"featured_media":15222,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[59,57,58,50,56,54,55],"class_list":["post-345621","post","type-post","status-publish","format-standard","has-post-thumbnail","category-united-kingdom","tag-gb","tag-great-britain","tag-greatbritain","tag-news","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/345621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=345621"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/345621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/15222"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=345621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=345621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=345621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}