{"id":398498,"date":"2026-01-30T09:35:08","date_gmt":"2026-01-30T09:35:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/398498\/"},"modified":"2026-01-30T09:35:08","modified_gmt":"2026-01-30T09:35:08","slug":"martin-lewiss-tip-to-get-225-if-you-do-just-1-thing-today-personal-finance-finance","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/398498\/","title":{"rendered":"Martin Lewis’s tip to get \u00a3225 if you do just 1 thing today | Personal Finance | Finance"},"content":{"rendered":"

Shared to fans via his newsletter (on Wednesday, January 28), Martin Lewis<\/a> revealed the easy switch you can do to get up to \u00a3255.<\/p>\n

“Banks sometimes offer switch incentives \u2013 [including] free cash<\/a> \u2013 to new customers,” he noted.<\/p>\n

Classified as “switch bribes”, one of the biggest mainstream switchers for 2026 is TSB (Trustee Savings Bank).<\/p>\n

Most specifically, new customers will need to switch their current account to TSB’s Spend and Save account to get \u00a3150 upfront cash, \u00a350 in April, then \u00a35 per month cashback for six months, and a \u00a325 Amazon voucher \u2013 totaling up to \u00a3255.<\/p>\n

While free money<\/a> is always welcomed, there is a bit of legwork involved in the process but, thankfully, it’s simple enough to do.\u00a0<\/p>\n

Firstly, you either need an existing TSB personal current account or need to set up a new Spend and Save, or Spend and Save Plus, account (either online, in-app, or in branch).<\/p>\n

Next, you must switch from your current account to the TSB Spend and Save account before March 20 \u2013 and there needs to be at least a \u00a31,000 deposit in your bank balance for you to qualify for the extra money (which could come from a salary, for example).<\/p>\n

Additional criteria includes needing to spend on the debit card at least five times (before March 20), and to log into the mobile app.<\/p>\n

If you do all these steps above you will receive \u00a3150 by April 7, 2026; the \u00a350 will be given by May 31 on the condition that another \u00a31,000 deposit goes into the account during April.<\/p>\n

Martin Lewis noted: “You get \u00a35 cashback for making 20-plus debit card payments in each of the first six months (so \u00a330 total).”<\/p>\n

As for the \u00a325 Amazon voucher, if you apply for the new TSB bank account via the Money Saving Expert website<\/a>, you will receive the reward within 90 days of an accepted application.<\/p>\n

Joining TSB Spend and Save account also enables you to open up a 12-month fixed regular saver account, where you can earn 5% interest on up to \u00a3250 per month.<\/p>\n

When you do the maths, this adds up to a nice little sum of \u00a371 earned in interest \u2013 essentially free money. There are, however, exceptions; this money-saving hack will only work for new customers who haven’t already had a “switch bonus” from TSB since October 1, 2022.<\/p>\n","protected":false},"excerpt":{"rendered":"Shared to fans via his newsletter (on Wednesday, January 28), Martin Lewis revealed the easy switch you can…\n","protected":false},"author":2,"featured_media":398499,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[149318,84,88738,4176,2897,149320,4547,11784,149319,4174,4175,50662,149317,56,54,55],"class_list":["post-398498","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-bank-switch-incentives","tag-business","tag-cashback","tag-finance","tag-martin-lewis","tag-martin-lewis-money-tips","tag-money-saving","tag-money-saving-expert","tag-money-saving-expert-martin-lewis","tag-personal-finance","tag-personalfinance","tag-tsb","tag-tsb-spend-and-save-account","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/398498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=398498"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/398498\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/398499"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=398498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=398498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=398498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}