The report found the biggest barrier preventing people from claiming was the mistaken belief that they were not eligible. Some pensioners incorrectly assumed that receiving benefits<\/a> such as Personal Independence Payment, having savings, or having a partner who works would automatically disqualify them from receiving Pension Credit.<\/p>\n MORE ON MONEY<\/p>\n In reality, the main eligibility requirements are that you must be over State Pension age, live in England, Scotland or Wales, and have a relatively low income, reports Samantha Leathers from the Mirror<\/a>. <\/p>\n Typically, this means an income of less than \u00a3227.10 a week for single people or \u00a3346.60 a week for couples. But people may still qualify with a higher income<\/a> if they have additional costs, such as disabilities, housing expenses or caring responsibilities.<\/p>\n Another common misunderstanding relates to savings. People can have up to \u00a310,000 in savings or investments without it affecting their Pension Credit<\/a>. <\/p>\n If savings exceed this amount, every \u00a3500 above the threshold counts as \u00a31 a week towards income calculations. This means some people with savings above \u00a310,000 may still qualify for support.<\/p>\n <\/p>\n <\/a><\/p>\n The research also found many people had never heard of Pension Credit or were unaware of the extra support it unlocks. Others admitted they felt too proud or embarrassed to claim benefits, despite being entitled to the help.<\/p>\n![\"Everything](\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2025\/11\/DWP-app__7_.png\")
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