![\"NS&I\"\/](\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/04\/ns-i.jpg\")
<\/p>\nNS&I has relaunched its Green Savings Bonds with an increased interest rate of 3.82 per cent AER, offering savers a Government\u2011backed option to support environmental projects.<\/p>\n
The latest issue requires funds to be locked away for three years, with no access during that period. <\/p>\n
The new rate represents a rise from the previous offer of 2.95 per cent AER and marks issue eight of the product. <\/p>\n
Bonds were first introduced in 2021 to allow savers to contribute towards environmentally focused Government initiatives.<\/p>\n
Savers must invest a minimum of \u00a3100, with a maximum limit of \u00a3100,000 per person for each issue.<\/p>\n
Funds are allocated through the UK Government Green Financing Framework, which supports a range of environmental projects and, since November 2025, has included nuclear energy initiatives.<\/p>\n
The bonds operate alongside gilts as part of wider Government funding efforts and sit outside NS&I\u2019s annual net financing target set by the Treasury.<\/p>\n
Investors are unable to withdraw their money before the end of the three\u2011year term, and applicants must be aged 16 or over. <\/p>\n
NS&I Green Savings Bonds return with 3.82 per cent rate as savers weigh security against higher deals<\/p>\n
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GETTY<\/p>\n
All NS&I products are backed by the Treasury, meaning deposits are fully guaranteed.<\/p>\n
Rachel Springall, finance expert at Moneyfactscompare.co.uk, said: \u201cThis latest offering from NS&I will likely be an enticing choice for savers who are content to lock their cash away for three years.<\/p>\n
“However, the rate can be beaten by alternative brands, as many of the top rate deals pay 4.50 per cent or more.\u201d<\/p>\n
She said the product may appeal to those prioritising security over higher returns, pointing to a three\u2011year fixed deal from Tandem Bank offering 4.56 per cent AER.<\/p>\n
![\"NS&I](\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/04\/ns-i-saver-invests-in-savings-products-on-mobile-app.png\")
Castle Trust Bank and Gatehouse Bank were also identified as providers offering higher rates.<\/p>\n
NS&I currently serves more than 24 million customers across its savings and investment products, with the Treasury\u2011backed guarantee remaining a key attraction for cautious savers.<\/p>\n
The relaunch follows developments earlier this year involving bereavement claims.<\/p>\n
In March, it emerged that NS&I would pay hundreds of millions of pounds to families after failing to trace accounts belonging to deceased customers.<\/p>\n
Around 37,500 bereavement claims were affected, covering savings worth up to \u00a3476million.<\/p>\n
NS&I chief executive Dax Harkins resigned following the issue and has been replaced by former HMRC chief Sir Jim Harra.<\/p>\n
The organisation said it has apologised and introduced measures to prevent similar problems in future.<\/p>\n","protected":false},"excerpt":{"rendered":"NS&I has relaunched its Green Savings Bonds with an increased interest rate of 3.82 per cent AER, offering…\n","protected":false},"author":2,"featured_media":552259,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[84,59,2222,50,134891,52930,3668,2331,56,54,55],"class_list":["post-552258","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-gb","tag-money","tag-news","tag-nsi","tag-premium-bonds","tag-savings","tag-sgg","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/552258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=552258"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/552258\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/552259"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=552258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=552258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=552258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}