{"id":627144,"date":"2026-06-08T07:29:22","date_gmt":"2026-06-08T07:29:22","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/627144\/"},"modified":"2026-06-08T07:29:22","modified_gmt":"2026-06-08T07:29:22","slug":"woman-offers-financial-advice-instead-of-cash-to-a-friend-drowning-in-debt-but-the-friend-refuses-to-listen-and-offers-excuses","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/627144\/","title":{"rendered":"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses"},"content":{"rendered":"<p>\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-818978\" class=\"wp-image-818978\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"Friends talking about money problems\" width=\"800\" height=\"450\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/TWISTED-IMAGES-JPG-quality-75-size-180KB-24.jpg\" data-lazy- data-lazy-\/><\/p>\n<p id=\"caption-attachment-818978\" class=\"wp-caption-text\">Pexels\/Reddit<\/p>\n<p>Some people reach their late thirties without ever learning that actions have consequences.<\/p>\n<p>This woman found herself dealing with that after a friend repeatedly complained about money problems that largely stemmed from her own decisions.<\/p>\n<p>Despite mounting debt and a lifestyle she clearly couldn\u2019t afford, the friend kept looking for someone else to help bail her out.<\/p>\n<p>But when she asked for money, yet again, this woman refused to open her wallet and <a href=\"https:\/\/www.reddit.com\/r\/AmItheAsshole\/comments\/1twyaw1\/aita_for_offering_advice_vs_money_for_my_friends\/\" target=\"_blank\" rel=\"noopener nofollow\">offered practical advice<\/a> instead.<\/p>\n<p>Surprisingly, her friend didn\u2019t seem interested in hearing it.<\/p>\n<p>Read on to see what happened next.<\/p>\n<p>My (32F) friend (36F) has put herself in a massive financial bind. She let me know over the past few months how bad it is.<\/p>\n<p>She has financed a car she didn\u2019t need for $700 a month, financed a bunch of expensive electronics, doesn\u2019t grocery shop and eats out a lot, has taken out personal loans, maxed out her credit cards and get cash advances.<\/p>\n<p>All to continue to live her lifestyle without being accountable for how bad her financial situation really is. Instead she blames it on other people doing better than her and not understand how hard it is to live life on your own.<\/p>\n<p>Each time, she\u2019s tried to ask me for a lot of money like rent, and now her latest request helping with her late car payment.<\/p>\n<p>She offered her some advice instead.<\/p>\n<p>I said no. But I have offered her advice on how to fix her situation. Sell the car and get something older in cash, get a roommate to split bills with, sell the expensive electronics for cash to pay off debt, commute to the city for a better job opportunity, create a budget to stick to and take an online financial literacy course.<\/p>\n<p>I do get wanting to just vent sometimes and not wanting advice, but it\u2019s gotten to the point where every week she is bringing it up as if she\u2019s guilt-tripping me into eventually giving her what she\u2019s asking for.<\/p>\n<p>The advice I do give always has an excuse from her on why she doesn\u2019t want to do any of it or why she \u201ccan\u2019t.\u201d<\/p>\n<p>After the latest vent and me saying no to giving her money, she\u2019s being short with me and has an attitude.<\/p>\n<p>AITA?<\/p>\n<p>Yikes! She has a lot of nerve even asking.<\/p>\n<p>If you enjoyed this post, <a href=\"https:\/\/twistedsifter.com\/2026\/05\/man-helps-neighbor-pack-her-belongings-to-donate-to-charity-but-it-gets-crazy-when-the-neighbor-gives-him-a-table-and-chairs-and-later-asks-for-them-back\/?utm_source=IN-ARTICLE&amp;utm_medium=IN-ARTICLE&amp;utm_campaign=IN-ARTICLE\" rel=\"nofollow noopener\" target=\"_blank\">check out this story<\/a> about a kind man who helped a friend pack up items to donate, then realized she wanted to take back her \u201cpayment.\u201d<\/p>\n<p>Let\u2019s see what the readers over at Reddit think about her advice.<\/p>\n<p>This person thinks they both need respect.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-818974\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"Borrow Money 3 Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" width=\"800\" height=\"510\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/Borrow-Money-3.jpg\" data-lazy- data-lazy-\/><\/p>\n<p>Here\u2019s someone who thinks she did good.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"envelope 80 Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" height=\"60\" width=\"60\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2025\/07\/envelope-80.jpg\"\/><\/p>\n<p>Never Miss a Story<\/p>\n<p>Sign up to get our BEST stories of the week straight to your inbox.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-818975\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"Borrow Money 2 Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" width=\"800\" height=\"513\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/Borrow-Money-2.jpg\" data-lazy- data-lazy-\/><\/p>\n<p>There would be no loans from this person either.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-818976\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"Borrow Money 1 Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" width=\"800\" height=\"507\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/Borrow-Money-1.jpg\" data-lazy- data-lazy-\/><\/p>\n<p>Good point.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-818977\" src=\"https:\/\/twistedsifter.com\/wp-content\/plugins\/lazy-load-0.7\/images\/1x1.trans.gif\" alt=\"Borrow Money Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" width=\"800\" height=\"469\" title=\"Woman Offers Financial Advice Instead of Cash to a Friend Drowning in Debt, but the Friend Refuses to Listen and Offers Excuses\" data-lazy-src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/Borrow-Money.jpg\" data-lazy- data-lazy-\/><\/p>\n<p>It\u2019s hard to watch someone create their own problems and then act like they have no control over the outcome.<\/p>\n<p>A lot of people face financial setbacks through no fault of their own, but that\u2019s not what this sounds like.<\/p>\n<p>This sounds like someone who keeps making expensive decisions and then gets upset when reality catches up with them.<\/p>\n<p>The suggestions she received were reasonable, even if they weren\u2019t easy.<\/p>\n<p>But, of course, advice only works when someone wants to hear it.<\/p>\n<p>And sometimes the people who need advice the most are the people who refuse to take any responsibility for the choices that put them in that position in the first place.<\/p>\n<p>\t\t\t\t\t<a href=\"https:\/\/twistedsifter.com\/author\/heatherhall\/\" rel=\"nofollow noopener\" target=\"_blank\">&#13;<br \/>\n\t\t\t\t\t\t<img alt=\"\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/1c0f2c82f57140c48a9251be90084b5cb80e2f6da07ee881797c506e339441e9.png\"  class=\"avatar avatar-120 photo\" height=\"120\" width=\"120\" loading=\"lazy\" decoding=\"async\"\/>\t\t\t\t\t<\/a><\/p>\n<p>Heather Hall | Contributing Writer, Life &amp; Drama<\/p>\n<p>Heather Hall is a contributing writer for TwistedSifter specializing in internet culture, workplace conflict, and viral customer service stories. With over a decade of editorial experience in digital publishing, Heather excels at curating trending online discussions and providing insightful commentary on the daily dramas that capture the internet&#8217;s attention.<\/p>\n<p>Since beginning her career in 2011, she has developed deep expertise in SEO-driven digital content, having written for a wide array of publications covering lifestyle, business, and travel. At TwistedSifter, Heather focuses on synthesizing complex social media threads into engaging, highly readable narratives that highlight the human element of viral news.<\/p>\n<p>When she isn\u2019t analyzing the latest internet discourse, Heather is a dedicated mother of three sons who takes family gaming nights entirely too seriously\u2014whether she is dominating in Mario Kart, exploring The Legend of Zelda, or jumping into Roblox.<\/p>\n<p>Connect with Heather on <a href=\"https:\/\/www.facebook.com\/heather.dawn.359\" rel=\"nofollow noopener\" target=\"_blank\">Facebook<\/a> and <a href=\"https:\/\/twistedsifter.com\/2026\/06\/woman-offers-financial-advice-instead-of-cash-to-a-friend-drowning-in-debt-but-the-friend-refuses-to-listen-and-offers-excuses\/linkedin.com\/in\/heather-hall-1607ab1b\" rel=\"nofollow noopener\" target=\"_blank\">LinkedIn<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Pexels\/Reddit Some people reach their late thirties without ever learning that actions have consequences. This woman found herself&hellip;\n","protected":false},"author":2,"featured_media":627145,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[23625,212570,84,4176,21618,180466,5934,212571,4174,4175,2370,621,2373,56,54,55],"class_list":["post-627144","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-aita","tag-bad-financial-decisions","tag-business","tag-finance","tag-financial-problems","tag-friend-drama","tag-friends","tag-offering-advice","tag-personal-finance","tag-personalfinance","tag-picture","tag-reddit","tag-top","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/627144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=627144"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/627144\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/627145"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=627144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=627144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=627144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}