{"id":668963,"date":"2026-07-02T01:49:29","date_gmt":"2026-07-02T01:49:29","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/668963\/"},"modified":"2026-07-02T01:49:29","modified_gmt":"2026-07-02T01:49:29","slug":"how-i-manage-my-money-retiree-on-3500-a-month-has-380000-in-savings","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/668963\/","title":{"rendered":"How I Manage My Money: Retiree, on \u00a33,500 a month, has \u00a3380,000 in savings"},"content":{"rendered":"<p>In our How I Manage My Money series we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals. <\/p>\n<p>This week we speak to Robert Parker-Jones, 73, who lives in Telford, Shropshire, with his civil partner, Christopher, 72. Robert, a retired teacher, now works as an equestrian judge on an ad-hoc basis. He has \u00a3300,000 in savings bonds and does not think people can live comfortably on the state pension alone in later life. <\/p>\n<p>Monthly budget<\/p>\n<p>My monthly income: I get \u00a31,689 a month from my teacher\u2019s pension. I also receive \u00a3817 via the state pension each month and \u00a3975 via interest from various investments. Christopher has a state pension and money from interest on investments.\u00a0<\/p>\n<p>Our monthly outgoings: Our property is owned outright. Groceries, \u00a3300; council tax, \u00a3217; gas and electric, \u00a385; water, \u00a326; broadband and TV, \u00a326; mobile, \u00a38; estate fees for property, \u00a322; TV licence, \u00a315; eating out, \u00a3200; Netflix, \u00a36, lottery, \u00a39. I try to add \u00a31,500 a month to savings each month.\u00a0<\/p>\n<p>Car hire for holidays, \u00a346 a year; house insurance, \u00a3170 a year; travel insurance, \u00a3152 a year; car insurance, \u00a3253 a year; Amazon Prime, \u00a395 for the year. We spend about \u00a34,000 on holidays a year.\u00a0<\/p>\n<p>After leaving school, I completed a three-year teacher training course, before starting as a teacher at the age of 21. In my first year of teaching I was paid about \u00a35,000 a year, teaching things like art and general studies.<\/p>\n<p>I then got a different job at a secondary school, just at the time when the age for leaving school was increased, so lots of the kids didn\u2019t want to be there. I hated that job. In time, I left teaching to focus on equestrian work for nine years. <\/p>\n<p>I decided to retire in 2010 but it did not quite work out. I went back to teaching again and in my last main job was the deputy head of a school for children with additional needs. My annual pay in this full-time job was about \u00a336,000 to \u00a340,000 a year. <\/p>\n<p>\n\t\t\tShorts\n\t\t<\/p>\n<p>\t\t\tScroll to previous short<br \/>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\" aria-hidden=\"true\"\/><\/p>\n<p>\t\t\tScroll to next short<br \/>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\" aria-hidden=\"true\"\/><\/p>\n<p>\t\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\"\/><\/p>\n<p>Unused or unwanted subscriptions cost consumers \u00a31.6bn.<\/p>\n<p>Writer Sadhbh O\u2019Sullivan looked into her own forgotten subscriptions when she became a first-time buyer, and realised how much she was wasting on things she wasn\u2019t using. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956903_393_SEI_275647689.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p><img fetchpriority=\"high\" loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956903_460_SEI_300038707.jpg\" alt=\"Close up of a man with a wallet putting coins inside\" class=\"wp-image-4461310\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Are you good at managing money (Photo:<br \/>Peter Dazeley\/Getty\/The Image Bank RF)<\/p>\n<p>The hidden spends that go unnoticed<\/p>\n<p>I\u2019d long considered myself to be quite a reasonable spender.\u00a0<\/p>\n<p>But the hidden costs across her bank accounts, like free trials that hadn\u2019t been cancelled and memberships for abandoned services, proved otherwise. <\/p>\n<p>It was full of small amounts, \u00a32.99 here, \u00a34.50 there. These small amounts added up. <\/p>\n<p>\nThe ghost subscriptions\n<\/p>\n<p>Sadhbh isn\u2019t alone. <\/p>\n<p class=\"inews--shorts-card--statistic\">19%<\/p>\n<p>According to a Nationwide survey almost one in five Brits don\u2019t use every platform they pay for.<\/p>\n<p>The bank suggests they could save as much as \u00a3400 a year by ditching them.\u00a0<\/p>\n<p class=\"inews--shorts-card--statistic\">4.7 million<\/p>\n<p>National Trading Standards\u2019 2025 research found 4.7 million people were paying for subscriptions they didn\u2019t know they\u2019d signed up for.<\/p>\n<p>In 2024, a government report found unused and unwanted subscriptions cost consumers up to \u00a31.6bn a year.<\/p>\n<p>\nHow to deal with the subscriptions\n<\/p>\n<p>Hunt them down<\/p>\n<p>Banking apps usually list your \u2018subscriptions\u2019 separately from direct debits and standing orders so you can easily spot what you\u2019re shelling out on.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"505\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_299341197.jpg\" alt=\"Pensioners have some flexibility over the timing and payment of their state pension\" class=\"wp-image-4446235\" style=\"aspect-ratio:5\/4;object-fit:cover\"  \/>Pensioners have some flexibility over the timing and payment of their state pension<br \/>(juststock\/Getty Images\/iStockphoto\/ NIPITPHON)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956905_68_PRI_207065734.jpg\" alt=\"A customer uses an automated teller machine (ATM) at a Banco Santander SA bank branch in London, U.K., on Friday, Oct. 22, 2021. The leaders of Europe's top banks agree they have a lot riding on the recent surge in consumer prices. Photographer: Luke MacGregor\/Bloomberg via Getty Images\" class=\"wp-image-1987899\" style=\"aspect-ratio:9\/10;object-fit:cover\"  \/>Edge will give customers cashback on debit card and direct debit spending<\/p>\n<p>Check everything<\/p>\n<p>You can be debited through credit cards, E-payment services, your mobile phone bill, Apple Pay or Google Pay.<\/p>\n<p>\nHow to deal with subscriptions\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956906_967_SEI_299822909.jpg\" alt=\"Smiling young freelancer using smart phone. Male entrepreneur is surfing on internet. Man is working from home.\" class=\"wp-image-4456102\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Dating apps have failed the black community, says Amber (Photo: Morsa Images\/Getty)<\/p>\n<p>Be honest<\/p>\n<p>Don\u2019t vow to use a subscription you\u2019re not going to, even if you<br \/>have good intentions.<\/p>\n<p>Look over 13 months<\/p>\n<p>Many businesses have changed from monthly to annual payments so look further back.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_278101572.jpg\" alt=\"A young couple checks their bank statements and mortgage contracts to determine their financial ability\" class=\"wp-image-4111385\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Changes are due to kick in on everything from inheritance tax to filling in self-assessment forms (Photo: Getty).<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"495\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_96300357.jpg\" alt=\"A father sits with his toddler at the dining table. He is reading through his latest bank statements and final demands. He his head in his hands trying to work out how to settle his financial difficulties. His son is sat in his highchair next to him.\" class=\"wp-image-2962795\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Customers struggling with debts are highly likely to be in vulnerable circumstances, regulators warn<br \/>(Photo: Martin Prescott\/Getty)<\/p>\n<p>Future proof<\/p>\n<p>Make sure to track any subscriptions you have kept so you can cancel them, if need be, in future.<\/p>\n<p>\nDon\u2019t be afraid of phone calls\n<\/p>\n<p>If companies don\u2019t let you cancel online, don\u2019t fear the customer service line.<\/p>\n<p>With TV and broadband, call the new customer number as it\u2019s often answered more quickly.<\/p>\n<p>If you\u2019re happy with the service, but not the price, speak to a real person that may offer a better deal. <\/p>\n<p>Look for a phone number and press the \u2018thinking of leaving us\u2019 option. It\u2019s usually a fast track to a team with authority to offer bigger discounts.<\/p>\n<p>Donations to charity have increased dramatically<\/p>\n<p>But staff say many people treat their shops like a tip. <\/p>\n<p>Here they share the most useful donations they get, and the<br \/>ones that drive them mad.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956910_343_GettyImages-2189036277.jpg\" alt=\"A rail of clothes in a second hand vintage charity shop - stock photo\" class=\"wp-image-4191805\" style=\"aspect-ratio:4\/3;object-fit:cover\"  \/>A rail of clothes in a second hand vintage charity shop \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956910_855_SEI_298012035.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>People won\u2019t buy the current donations<\/p>\n<p>The quality of donations over the last year has diminished.<\/p>\n<p>Claire Stockman, head of retail for\u00a0St<br \/>Luke\u2019s Hospice [pictured], says many donations include used items from fast fashion like Boohoo and Primark, which they cannot sell for more than \u00a32, if at all.<\/p>\n<p>\nWhat the workers see\n<\/p>\n<p class=\"inews--shorts-card--statistic\">60%<\/p>\n<p>of what comes into St Luke\u2019s Hospice is unsellable, Stockman says.<\/p>\n<p>She adds its soiled, damaged beyond <br \/>repair or smelly.<\/p>\n<p class=\"inews--shorts-card--statistic\">Vinted<\/p>\n<p>Harriet, a volunteer at\u00a0Crisis in Dalston,<br \/>says people bring in clothes that are dirty and stained \u2013 things that they cannot sell<br \/>on Vinted.<\/p>\n<p>She also sees dirty kitchenware and technology that no longer works.<\/p>\n<p>It\u2019s not all bad<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956911_965_GettyImages-2189035294.jpg\" alt=\"Two young women shopping in a vintage charity shop - stock photo\" class=\"wp-image-4253615\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Two young women shopping in a vintage charity shop \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Harriet says they still get their<br \/>fair share of designer items.<\/p>\n<p>She\u2019s seen a pair of Louboutins<br \/>sell for around \u00a3400.<\/p>\n<p>People will buy high-end items<br \/>even if they\u2019re a little worn.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/christmas-presents-charity-shops-save-money-3413809?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956912_689_SEI_232598667.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">First Person<\/p>\n<p class=\"inews--shorts-card--article_min-read\">6 min read<\/p>\n<p>The best donations<\/p>\n<p>There was a box donated after someone\u2019s family had passed and in it were all these medals. I researched them and the whole collection ended up going for \u00a32,340\u2026<\/p>\n<p>JANE THURNELL-READ, VOLUNTEER AT<br \/>THE OXFAM GENERAL SHOP IN EXETER<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_298012123.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>What is a good donation?<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956915_509_GettyImages-2210192686.jpg\" alt=\"A young woman chooses clothes in a fashion store and reads the labels on things while shopping at the mall. A millennial shopaholic woman tries on clothes in a fashion boutique - stock photo\" class=\"wp-image-4328376\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>A young woman chooses clothes in a fashion store and reads the labels on things while shopping at the mall. A millennial shopaholic woman tries on clothes in a fashion boutique \u2013 stock photo. (Photo: Getty)<\/p>\n<p>A good donation is anything new with tags on, anything that hasn\u2019t been opened, or higher quality items.<\/p>\n<p>Items that have been well looked after are more likely to sell and generate a better price for charity too.<\/p>\n<p>Harriet adds that knick-knacks and wine glasses are surprise hits in her branch.<\/p>\n<p>The feeling of dread that the weekend is over is all too familiar.<\/p>\n<p>Here, psychologists, career consultants and sleep experts give their best advice on how<br \/>to beat the gloom that the<br \/>work week is looming\u2026<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956916_717_GettyImages-2215035530.jpg\" alt=\"Woman working from home feeling stressed and frustrated, holding her head in her hands while sitting at her desk - stock photo\" class=\"wp-image-4170918\" style=\"aspect-ratio:4\/3;object-fit:cover\"  \/>(Photo: Getty).<\/p>\n<p>\nHow to beat the Sunday scaries\n<\/p>\n<p>Pave the way on Friday<\/p>\n<p>Psychologist Maria-Teresa Daher-Cusack says to wrap up tasks and not to leave big or difficult things for Monday. And write a to-do list for the next week so you know what to expect when you return after the weekend.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956916_775_GettyImages-1872895344.jpg\" alt=\"Young man practicing meditation in nature at sunrise - stock photo\" class=\"wp-image-4282974\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Young man practicing meditation in nature at sunrise \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956917_325_SEI_121214444.jpg\" alt=\"\" class=\"wp-image-1874935\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Working from home is being blamed by some councils for the rise in fraudulent \u2018polygamous\u2019 working (Photo: Moment RF\/Getty)<\/p>\n<p>Get outside early<\/p>\n<p>Doctor Naheed Ali says getting out on a Sunday morning \u2013 not sleeping late \u2013 helps regulate the circadian rhythm that can become skewed over the weekend.<\/p>\n<p>\nHow to avoid Sunday scaries\n<\/p>\n<p>On Sunday spend time away from technology to allow yourself a personal reset away from doom scrolling.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956917_567_GettyImages-2249985077.jpg\" alt=\"Relaxing with dog on sofa - stock photo\" class=\"wp-image-4327369\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Relaxing with dog on sofa \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Rebrand your Sunday evenings from a daunting time to relaxing. Career consultant Victoria McLean goes out for dinner or reads something unrelated to work.<\/p>\n<p>She also doesn\u2019t check her inbox on a Sunday night as it can begin the dread.<\/p>\n<p>\nHow to beat the Sunday scaries\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956918_488_GettyImages-2164408467.jpg\" alt=\"Sleep tourism in hotel. Exhausted woman sleeps sweetly in bed in the morning - stock photo\" class=\"wp-image-4307154\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Sleep tourism in hotel. Exhausted woman sleeps sweetly in bed in the morning \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Sleep well<\/p>\n<p>Put yourself in the best position to rest by avoiding large meals, screens and caffeine.<\/p>\n<p>Structure your week<\/p>\n<p>If possible don\u2019t stack your Mondays with high-pressure tasks.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956918_25_GettyImages-1423167532.jpg\" alt=\"Caucasian mid adult patient writing a diary while recovering in the hospital ward - stock photo\" class=\"wp-image-4205787\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caucasian mid adult patient writing a diary while recovering in the hospital ward \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956919_773_GettyImages-1277084988.jpg\" alt=\"Cheerful aged woman, senior intern waving, saying goodbye to her young colleagues while leaving office after first day at work - stock photo\" class=\"wp-image-4239893\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Cheerful aged woman, senior intern waving, saying goodbye to her young colleagues while leaving office after first day at work \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Find the fun daily<\/p>\n<p>Don\u2019t just save joyful things for the weekend. On lunch breaks, try to do something you enjoy.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956919_609_SEI_240803829.jpg\" alt=\"The image portrays a Caucasian man working on his laptop late at night at home, his expression and body language signaling stress and fatigue. The late hour adds to the atmosphere of intensity and pressure, highlighting the demanding nature of his work. This scene captures the challenging aspects of modern professional life, especially when working from home.\" class=\"wp-image-3547758\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>(Photo: Getty).<\/p>\n<p>Sometimes, you<br \/>need to listen.<\/p>\n<p>If the Sunday scaries are constant, listen to them. If every Sunday fills you with dread and nothing seems to quell it it\u2019s worth asking if it\u2019s the job, the culture or the career itself. No one should spend half their weekend bracing for impact\u2026 \u201d says Victoria McLean<\/p>\n<p>The UK has one of the most stable\u00a0electricity grids\u00a0in the world.<\/p>\n<p>But no country\u2019s energy system is 100 per cent secure and large-scale blackouts, although rare, are possible. <\/p>\n<p>Here\u2019s how to prepare, and what could happen, if we do have a blackout.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956920_183_SEI_295015052.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p>The immediate effects <\/p>\n<p>If the UK\u2019s power went down tomorrow, these are the ways it is likely to impact you first.<\/p>\n<p>You\u2019d get stuck in lifts, wherever you are in the lift shaft.<\/p>\n<p>Trains would be stopped as the signals depend on electricity.<\/p>\n<p>Traffic lights would stop working on the roads \u2013 leading to congestion or crashes.<\/p>\n<p>Contactless payments are likely to fail.<\/p>\n<p>Your Wi-Fi at home would stop working and communication becomes difficult.<\/p>\n<p>Fridges and freezers will turn off \u2013 unless you have a standalone generator \u2013 and food will spoil over time.<\/p>\n<p>Hospitals and water treatment works have their own backup generators so will keep going until their supply runs out.<\/p>\n<p>How transport would be affected<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956921_729_SEI_295614220.jpg\" alt=\"This photograph taken on April 29, 2026 shows people charging their electric vehicles at a charging station in Kathmandu. As global fuel markets reel from the Middle East war, motorists in Nepal are increasingly turning to electric vehicles, with high demand putting a strain on dealerships. (Photo by Prakash MATHEMA \/ AFP via Getty Images) \/ TO GO WITH 'Nepal-Transport-Automobile-Energy' FOCUS\" class=\"wp-image-4396357\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Caption: This photograph taken on April 29, 2026 shows people charging their electric vehicles at a charging station in Kathmandu. As global fuel markets reel from the Middle East war, motorists in Nepal are increasingly turning to electric vehicles, with high demand putting a strain on dealerships. (Photo by Prakash MATHEMA \/ AFP via Getty Images) \/ TO GO WITH \u2018Nepal-Transport-Automobile-Energy\u2019 FOCUS<br \/>Photographer: PRAKASH MATHEMA<br \/>Provider: AFP via Getty Images<br \/>Source: AFP<br \/>Copyright: AFP or licensors<\/p>\n<p>For EV owners that are already on the road, Professor Keith Bell, who works in electricity planning, recommends that those with an EV with reasonable charge use it as a generator, like your own store of electricity. <\/p>\n<p>In the case of the power system going down, petrol isn\u2019t a totally safe option as queues at petrol stations could be huge and places are likely to run out of fuel. <\/p>\n<p>\nThe longer term effects\n<\/p>\n<p>The longer the power takes to return the worse things are likely to get. In 2021 Storm Arwen physically damaged power lines across the UK.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956921_808_SEI_288651415.jpg\" alt=\"A conceptual, simple image of several huge chimneys in a power plant, releasing waste into the atmosphere. Beside them stands huge electric power masts.\" class=\"wp-image-4284387\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Without nuclear to take the strain, that exposure to gas is costing us dear (Photo: Catherine Falls Commercial\/Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956922_340_SEI_293041245_6b4f56.jpg\" alt=\"FILE PHOTO: A row of electricity pylons is seen near the Frodsham on shore wind farm in Frodsham, Britain, September 5, 2023. REUTERS\/Phil Noble\/File Photo\" class=\"wp-image-4397563\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Caption: FILE PHOTO: A row of electricity pylons is seen near the Frodsham on shore wind farm in Frodsham, Britain, September 5, 2023. REUTERS\/Phil Noble\/File Photo<br \/>Photographer: Phil Noble<br \/>Provider: REUTERS<br \/>Source: REUTERS<\/p>\n<p>During the 1977 New York blackout, which lasted 25 hours, there was civil unrest, resulting in widespread looting and arson, although intense heatwaves are thought to have exacerbated the situation.<\/p>\n<p>\nThings to buy now to prepare\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"1068\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_254536704.jpg\" alt=\"Great illustration of a radio tower. Perfect for business or telecommunications article. EPS and JPEG files included. Be sure to view my other business illustrations, thanks!\" class=\"wp-image-3738855\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>The Russian state-owned Sputnik news agency took over the BBC\u2019s radio frequency in Lebanon (Photo: Getty)<\/p>\n<p>Battery radio<\/p>\n<p>To get updates during a power cut \u2013 a car radio can be used, but in severe weather it might be safer to stay inside.<\/p>\n<p>Bottled water<\/p>\n<p>A minimum of 2.5-3 litres of drinking water per person per day is recommended.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956924_540_SEI_272880652.jpg\" alt=\"Plastic bottle with clean water on a blue background.\" class=\"wp-image-4018864\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Plastic bottle with clean water on a blue background.<br \/>Photographer: SimpleImages<br \/>Provider: Getty Images<br \/>Source: Moment RF<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956924_422_SEI_290635426.jpg\" alt=\"TOPSHOT - A man rides his bike during a nation wide blackout in Havana on March 21, 2026. A power outage struck the entire island of Cuba on March 21, 2026, the energy ministry said, in the second nationwide blackout in less than a week as its grid struggles under a US oil blockade. (Photo by Yamil LAGE \/ AFP via Getty Images)\" class=\"wp-image-4330392\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>A Cuban rides his bike during a nation wide blackout in Havana on 21 March (Photo: Yamil Lage\/AFP\/Getty)<\/p>\n<p>Wind-up torch<\/p>\n<p>The Government recommends opting for torches over candles, for safety reasons.<\/p>\n<p>\nHow to prepare\n<\/p>\n<p>A blackout is unlikely but we should make small changes.<\/p>\n<p>If possible, don\u2019t let your petrol tank run down to almost empty. Keep it over half full so you\u2019re never caught short.<\/p>\n<p>Always have a portable power bank, and spare batteries, to charge your phone and other essentials.<\/p>\n<p>As card machines could fail, keep some cash at home.<\/p>\n<p>To keep yourself distracted and entertained, keep board games and a pack of cards handy to play. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956925_283_GettyImages-1436073685.jpg\" alt=\"\" style=\"aspect-ratio:5\/4;object-fit:cover\"\/> <\/p>\n<p>Eight easy ways to stop<br \/>your child spending summer glued to their devices<\/p>\n<p>Not all screen time is bad<\/p>\n<p>Using screens in a way that benefits your\u00a0child\u2019s development\u00a0is key and balancing educational content and entertainment with offline activities ensures a well-rounded routine.<\/p>\n<p>DR GUMMER<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956926_686_SEI_208150198_48cf71.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>\nHow to keep your kids off screens\n<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956927_452_SEI_96746088.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p>Outdoor activities<\/p>\n<p>For younger children, try scavenger hunts, garden games and nature walks. For older ones, hikes <br \/>and biking trips.<\/p>\n<p>Create a schedule<\/p>\n<p>Designated screen-free times helps children develop a routine that balances screen use with other activities.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_288925043.jpg\" alt=\"A man writes in a notebook\" class=\"wp-image-4289426\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Mid adult man with eyeglasses sitting on a comfortable sofa at home, thoughtfully writing notes in a small notebook while natural sunlight illuminates the room<br \/>Photographer: Milan Markovic<br \/>Provider: Getty Images<br \/>Source: E+<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_213324570.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p>Family game nights<\/p>\n<p> It\u2019s an excellent way<br \/>to bond and develop critical thinking skills.<\/p>\n<p>\nHow to keep your kids off screens\n<\/p>\n<p>Creative hobbies<\/p>\n<p>Getting creative, through drawing, painting or model construction, enhances cognitive skills and offers an alternative to screens.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_190557389.jpg\" alt=\"\" style=\"aspect-ratio:5\/4;object-fit:cover\"\/> <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956938_902_SEI_239341849.jpg\" alt=\"\" style=\"aspect-ratio:9\/10;object-fit:cover\"\/> <\/p>\n<p>Social interaction<\/p>\n<p>Arrange playdates or group activities with friends, or for older kids try an overnight camping trip in the garden.<\/p>\n<p>\nHow to keep your kids off screens\n<\/p>\n<p>Lead by example<\/p>\n<p>Showing that you value offline time encourages your children to do the same.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_213324612.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956941_440_SEI_268804357.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p>Have a reward<\/p>\n<p>Implement a reward system where screen time is earned through positive behaviour.\u00a0<\/p>\n<p>Open conversations<\/p>\n<p>Discuss the importance of balancing screen time with your children so they understand the reasons behind the rules.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/PRI_178236855-760x507.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p>Can following a particular diet <br \/>help prevent or delay\u00a0dementia?\u00a0<\/p>\n<p>Some studies suggest so. <\/p>\n<p>These are the eight brain-boosting foods registered dietitian\u00a0Fareeha Jay <br \/>recommends people consume as part of a weekly diet\u2026<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956946_299_SEI_296927217.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p>\nFoods that can cut dementia risk\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956947_370_SEI_296012501.jpg\" alt=\"A detail of cracked egg falling into the pan as woman holds egg shells in both hands.\" class=\"wp-image-4401491\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: A detail of cracked egg falling into the pan as woman holds egg shells in both hands.<br \/>Photographer: SimpleImages<br \/>Provider: Getty Images<br \/>Source: Moment RF<\/p>\n<p>Eggs<\/p>\n<p>They contain several nutrients thought to\u00a0support brain health, including choline, vitamin B12 and iodine.<\/p>\n<p>Coffee<\/p>\n<p>Caffeine can reduce inflammation and <br \/>slow the degeneration <br \/>of brain cells.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956947_332_GettyImages-1196955179.jpg\" alt=\"Barista hand making cappuccino Coffee with espresso machine in cafe - stock photo\" class=\"wp-image-4256096\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Barista hand making cappuccino Coffee with espresso machine in cafe \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956948_711_SEI_166288880-1.jpg\" alt=\"Roasting Broccoli in a Pan for a Bulgur Dish\" class=\"wp-image-2524079\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Cooking fruit and vegetables (Photor: GMVozd\/Getty Images\/E+)<\/p>\n<p>Broccoli<\/p>\n<p>It\u2019s packed with antioxidants and high in vitamin K, which is essentially for healthy brain cells.<\/p>\n<p>Fibre is overlooked in dementia prevention<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956948_512_SEI_278186059.jpg\" alt=\"Cookie jar, tea, wine, nuts, books, lit candles and Christmas decorations on the table. Cozy Christmas hygge at home. Selective focus.\" class=\"wp-image-4114123\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Caption: Cookie jar, tea, wine, nuts, books, lit candles and Christmas decorations on the table. Cozy Christmas hygge at home. Selective focus.<br \/>Photographer: Jelena990<br \/>Provider: Getty Images<br \/>Source: iStockphoto<\/p>\n<p>To increase fibre intake, include wholegrains, nuts, seeds, lentils, and legumes.<\/p>\n<p>Fermented foods also support brain health by improving the gut microbiome.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/fermented-foods-how-add-into-diet-3370573?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956949_27_SEI_228850103.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">4 min read<\/p>\n<p>\nFoods that can cut dementia risk\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956949_606_SEI_133721204.jpg\" alt=\"\" class=\"wp-image-1973173\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>(Photo: Joff Lee\/Getty Images)<\/p>\n<p>Oily fish<\/p>\n<p>Your brain uses Omega-3s to build brain and nerve cells \u2013 so a diet rich in them may\u00a0slow age-related mental decline.<\/p>\n<p>Walnuts<\/p>\n<p>These improve heart health markers, which is linked to a lower risk of neurological disorders.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_274788533.jpg\" alt=\"Various Mixed Nuts Include Almonds, Brazil Nuts, Cashews, Hazelnuts, Macadamia Nuts, Pecans, Pine Nuts, Pistachios, Walnuts Flat Lay on Green Background Directly Above View.\" class=\"wp-image-4050597\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Health professionals are nuts about nuts \u2013 with good reason!<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956951_374_SEI_259841753.jpg\" alt=\"A handful of harvested blueberries in the Fruit and Vegetable Garden at RHS Garden Rosemoor. Image via Image via Guy Barter\" class=\"wp-image-3838024\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Supermarkets report increasing demand for blueberries (Photo: RHS\/Guy Harrop)<\/p>\n<p>Blueberries<\/p>\n<p>They contain compounds which have been shown to improve blood flow to the brain, cognitive function, and memory.<\/p>\n<p>\nThe Mind diet\n<\/p>\n<p>The diet aims to reduce\u00a0dementia risk\u00a0and the decline in brain health.\u00a0<\/p>\n<p>It was created in 2015 by Dr Martha Clare Morris and colleagues at Rush University Medical Centre and the Harvard Chan School of Public Health.<\/p>\n<p>It encourages vegetables, berries, nuts, whole grains, olive oil, fish, beans, and poultry.<\/p>\n<p>These foods contain nutrients that promote good brain health by reducing oxidative stress and inflammation.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"960\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956952_874_PRI_186652517-1.jpg\" alt=\"D?sseldorf, NRW, Deutschland, Business, Arbeit, w46, Werbeagentur. Loft, modern, B?ro, Office, Stil\" class=\"wp-image-1441178\" style=\"aspect-ratio:5\/4;object-fit:cover\"  \/>The Midlife MOT is open to all and covers three key areas: work, wealth and well-being (Photo: Westend61\/Getty)<\/p>\n<p>Feeling insecure at work <br \/>in your 50s? You\u2019re not alone <\/p>\n<p>The final decades of work<\/p>\n<p>There\u2019s this assumption about being put out to pasture\u2026 but now that we\u2019re living and working longer, we have to challenge myths around ageing and remember that over-50s are a crucial part of the workforce\u2026<\/p>\n<p>LYNDSEY SIMPSON, AUTHOR OF AGE REBELLION AND FOUNDER OF 55\/REDEFINED<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956952_214_SEI_297981060-e1779183716399.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>\nThe current situation\n<\/p>\n<p>By 2030, almost half of all employees in the UK workforce will be over 50.<\/p>\n<p class=\"inews--shorts-card--statistic\">36%<\/p>\n<p>Now one in three workers are over 50.\u00a0<\/p>\n<p>Yet more than a third of those between 50 and 69 believe that their age puts them at a disadvantage when they apply for jobs.\u00a0<\/p>\n<p class=\"inews--shorts-card--statistic\">37%<\/p>\n<p>The\u00a0Age Without Limits\u00a0study from 2024 shows that 37 per cent of workers between 51 to 70 felt badly treated in work because of their age.<\/p>\n<p>\nThe things to do, says Simpson\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956953_912_SEI_296277591.jpg\" alt=\"Online travel booking. Teleworking. Online shopping and e-commerce.\" class=\"wp-image-4407746\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>More and more people are using AI for counselling (Photo: Oscar Wong\/Getty\/Moment RF)<\/p>\n<p>Keep learning new skills<\/p>\n<p>We need the same level of career planning in<br \/>our fifties as our twenties. It\u2019s possible to reinvent yourself again.<\/p>\n<p>Embrace technology<\/p>\n<p>It\u2019s nonsense that older people can\u2019t pick up how to use new tech.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956953_895_SEI_260839808.jpg\" alt=\"John?r Bildbyr? AB +46 8 644 83 30 www.johner.se info@johner.se sales@johner.se\" class=\"wp-image-4342463\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: John?r Bildbyr? AB<br \/>+46 8 644 83 30<br \/>www.johner.se<br \/>info@johner.se<br \/>sales@johner.se<br \/>Photographer: Johner Images<br \/>Provider: Getty Images\/Johner RF<br \/>Source: Johner RF<br \/>Copyright: John?r Images\/Lisa ?berg<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956954_660_SEI_297238229.jpg\" alt=\"This is a photo of a woman clutching a pink piggy bank labelled pension. See PA Feature FINANCE Pension Pots. WARNING: This picture must only be used to accompany PA Feature FINANCE Pension Pots. PA Photo. Photo credit should read: Alamy\/PA NOTE TO EDITORS: This picture must only be used to accompany PA Feature FINANCE Pension Pots\" class=\"wp-image-4454360\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: This is a photo of a woman clutching a pink piggy bank labelled pension. See PA Feature FINANCE Pension Pots. WARNING: This picture must only be used to accompany PA Feature FINANCE Pension Pots. PA Photo. Photo credit should read: Alamy\/PA<\/p>\n<p>NOTE TO EDITORS: This picture must only be used to accompany PA Feature FINANCE Pension Pots<\/p>\n<p>Photographer: Alamy\/PA<br \/>Provider: Alamy\/PA<br \/>Source: PA<\/p>\n<p>Think about money<\/p>\n<p>Do you need a pay rise? Could you trade some of that money you earn, to work a bit less, and do more things you enjoy?<\/p>\n<p>\nThe things not to do\n<\/p>\n<p>Become full-time childcare<\/p>\n<p>Grandparenting on the horizon? If you don\u2019t want to do childcare, have the conversation early \u2013  even before a child becomes pregnant \u2013 that you plan to continue working and love your job.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956954_374_SEI_293257649.jpg\" alt=\"Indoor image of thoughtful puzzled senior woman with gray hair in glasses looking at paycheck holding head in hand, upset with high rent charge, sitting at kitchen table in front of laptop\" class=\"wp-image-4357900\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Caption: Indoor image of thoughtful puzzled senior woman with gray hair in glasses looking at paycheck holding head in hand, upset with high rent charge, sitting at kitchen table in front of laptop<br \/>Photographer: shurkin_son<br \/>Provider: Getty Images<br \/>Source: iStockphoto<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956955_437_GettyImages-2153009147.jpg\" alt=\"Grandparents and granddaughter gardening together - stock photo\" class=\"wp-image-4249070\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Grandparents and granddaughter gardening together \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Accept redundancy too quickly<\/p>\n<p>It\u2019s going to be so much harder to get back into work if you don\u2019t have a plan before you take that leap.<\/p>\n<p>\nThe things not to do\n<\/p>\n<p>Rush into retirement<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"529\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/05\/1778969727_599_GettyImages-2222320919.jpg\" alt=\"Senior bed woman problem pain headache home elderly mature pain bedroom upset unhappy female caucasian adult relationship retirement old difficulty ache head sick migraine hangover sleep - stock photo\" class=\"wp-image-4304649\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Senior bed woman problem pain headache home elderly mature pain bedroom upset unhappy female caucasian adult relationship retirement old difficulty ache head sick migraine hangover sleep \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Everybody thinks early retirement is the dream but the reality can be different. There can be loneliness, lack of purpose and a sense of invisibility.\u00a0<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/seven-ways-happy-healthy-retirement-experts-4418698?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956957_81_SEI_288636511.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">5 min read<\/p>\n<p>By November, UK food prices\u00a0will be 50 per cent higher than they were at the start of the\u00a0cost-of-living crisis\u00a0<\/p>\n<p>With that in mind, food editor Sophie Morris shares how she saves money on her weekly shop<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956957_342_SEI_284592606.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p>\nEasy ways to save on the weekly shop\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956958_465_SEI_300167255-e1780659501415.jpg\" alt=\"NORTHWICH, ENGLAND - JULY 06: Whole chicken sit on display in a Tesco supermarket on July 06, 2022 in Northwich, England. The British Retail Consortium recently said food manufacturers and supermarkets are having to pass on some of the cost of soaring raw materials to consumers, leading to the price of basic goods throughout the UK rising at the fastest pace since September 2008. Fresh food prices increased by 6% in the year to June 2022 coupled with an increase in inflation, and fuel and energy prices to create a cost of living crisis. This is leading to millions of low-income households going without essentials items, falling behind on bills and taking on debt. (Photo by Christopher Furlong\/Getty Images)\" class=\"wp-image-4460234\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: NORTHWICH, ENGLAND \u2013 JULY 06: Whole chicken sit on display in a Tesco supermarket on July 06, 2022 in Northwich, England. The British Retail Consortium recently said food manufacturers and supermarkets are having to pass on some of the cost of soaring raw materials to consumers, leading to the price of basic goods throughout the UK rising at the fastest pace since September 2008. Fresh food prices increased by 6% in the year to June 2022 coupled with an increase in inflation, and fuel and energy prices to create a cost of living crisis.  This is leading to millions of low-income households going without essentials items, falling behind on bills and taking on debt. (Photo by Christopher Furlong\/Getty Images)<br \/>Photographer: Christopher Furlong<br \/>Provider: Getty Images<br \/>Source: Getty Images Europe<\/p>\n<p>Avoid chicken breast<\/p>\n<p>Boneless chicken thighs are all meat and a much tastier product.<\/p>\n<p>Don\u2019t plan everything<\/p>\n<p>If you plan every meal all week, there\u2019s no leeway for necessary last-minute changes of plan (or leftovers).<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956958_10_GettyImages-1313143679-e1773308915370.jpg\" alt=\"Man Cooking By Woman Chopping Carrots In Kitchen - stock photo\" class=\"wp-image-4290249\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Man Cooking By Woman Chopping Carrots In Kitchen \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_298177634.jpg\" alt=\"Young woman choosing dairy products from the refrigerator in supermarket. Healthy eating and lifestyle.\" class=\"wp-image-4429976\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Governments are not all powerful when it comes to huge international forces like those increasing global food prices (Photo: Oscar Wong\/Getty Images\/Moment RF)<\/p>\n<p>Shop alone<\/p>\n<p>There are so many products that children want to fill the trolley with \u2013 all kinds of exciting eye candy.\u00a0It\u2019s cheaper to go alone.<\/p>\n<p>\nEasy ways to save on the weekly shop\n<\/p>\n<p>Consider a vegetable box delivery<\/p>\n<p>Having a Riverford box delivery helps Morris avoid impulse buys and go to the shops <br \/>less \u2013 even though the box is pricey. \u201cIt is expensive, but of great quality\u00a0and organic\u201d.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956961_688_SEI_287693018.jpg\" alt=\"A woman choose vegetables in the supermarket\" class=\"wp-image-4272403\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Milk and potatoes prices are expected to increases sharply later this year, say supply chain experts (Photo: Kate Wieser\/Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956962_987_GettyImages-1480141875.jpg\" alt=\"Low carb, FODMAP diet food background with vegetables, fruits, smoked salmon, chicken fillet, greens, nuts, olives. Menu for healthy eating . - stock photo\" class=\"wp-image-4275460\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Low carb, FODMAP diet food background with vegetables, fruits, smoked salmon, chicken fillet, greens, nuts, olives. Menu for healthy eating . \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Track your spending<\/p>\n<p>It doesn\u2019t need to be an elaborate spreadsheet but without some kind of metric, it\u2019s impossible to spot where you<br \/>can or must make cutbacks.<\/p>\n<p>\nEasy ways to save on the weekly shop\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956962_45_SEI_89568901.jpg\" alt=\"Loyalty schemes not only give you points that can be spent, but often discount prices too (Photo: Reuters)\" class=\"wp-image-2542757\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>The supermarket loyalty schemes vary in their generosity (Photo: Paul Childs\/Reuters)<\/p>\n<p>Look for yellow stickers<\/p>\n<p>You can save plenty <br \/>over a year by never buying branded products at full price.<\/p>\n<p>Take stock<\/p>\n<p>Do a quick cupboard stocktake. You might find you already have three jars of one thing. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956963_374_GettyImages-2203788438.jpg\" alt=\"Mid-Adult Couple Calculating Their Finances On The Laptop In The Kitchen - stock photo\" class=\"wp-image-4333638\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Mid-Adult Couple Calculating Their Finances On The Laptop In The Kitchen \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"510\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_273318581.jpg\" alt=\"dieting woman sneaking a biscuit treat from the cookie jar\" class=\"wp-image-4027145\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>\u201cSoft restrictions\u201d aren\u2019t infallible; we can always make the effort to get a ladder and get the biscuit tin down from the highest shelf (Photo: Getty)<\/p>\n<p>Avoid packaged snacks<\/p>\n<p>Packing fruit, biscuits, and nuts etc into a Tupperware to take out is more cost effective than buying tiny packaged portions.<\/p>\n<p>\nEasy ways to save on the weekly shop\n<\/p>\n<p>Be wary of DIY treats<\/p>\n<p>\u201cFaking\u201d a takeaway at home can sound like a cheaper option, but if it\u2019s something you don\u2019t usually cook \u2013 that needs new ingredients \u2013 it could work out pricier.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_295915123.jpg\" alt=\"A cooked piece of battered and fried cod in a fish and chips takeaway in London, UK, on Saturday, Sept. 3, 2022. The government has been criticized for waiting until the election of a new Conservative leader before announcing new policies to help families and businesses survive an exceptional rise in global energy prices. Photographer: Betty Laura Zapata\/Bloomberg via Getty Images\" class=\"wp-image-4399288\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Whatever you buy, buy British if you can. That will help boost fishermen\u2019s finances (Photo: Betty Laura Zapata\/Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956966_837_SEI_300167346.jpg\" alt=\"A customer looks at packages of chilled chicken cuts in a part-empty refrigerated display unit at a Lidl supermarket store in Walthamstow, west London, on September 21, 2021. (Photo by Tolga Akmen \/ AFP) (Photo by TOLGA AKMEN\/AFP via Getty Images)\" class=\"wp-image-4460236\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: A customer looks at packages of chilled chicken cuts in a part-empty refrigerated display unit at a Lidl supermarket store in Walthamstow, west London, on September 21, 2021. (Photo by Tolga Akmen \/ AFP) (Photo by TOLGA AKMEN\/AFP via Getty Images)<br \/>Photographer: TOLGA AKMEN<br \/>Provider: AFP via Getty Images<br \/>Source: AFP<br \/>Copyright: AFP or licensors<\/p>\n<p>Do you need it now?<\/p>\n<p>Returning a few things to the shelves that you won\u2019t need in the near future can save you a healthy amount.<\/p>\n<p>Skip a shop<\/p>\n<p>Every time you make do with what\u2019s at home, <br \/>you save big.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"534\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_296036180.jpg\" alt=\"Shopping for food in a modern supermarket\" class=\"wp-image-4402403\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Supermarkets will find ways of holding down the price of the basics, and try to make their money on the fancy lines (Photo: Roy James Shakespeare\/Getty)<\/p>\n<p>\nEasy ways to save on <br \/>the weekly shop\n<\/p>\n<p>Try a week or a month of shopping local, <br \/>and you might be surprised at the results, <br \/>in terms of cost and other benefits like supporting local businesses, and <br \/>avoiding car journeys and traffic.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1782956969_281_SEI_294911266.jpg\" alt=\"Supermarket, Adult, Market - Retail Space, Seniors,\" class=\"wp-image-4384078\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Defenders of the triple Lock point to the fact pensioners are often asset-rich and income-poor. (Photo: Getty)<\/p>\n<p>Go shopping when you\u2019re not in a huge rush so you can make relaxed and informed decisions. Don\u2019t expect to stick to your\u00a0plan or make great choices when you\u2019re in a hurry.\u00a0<\/p>\n<p>\t\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\"\/><\/p>\n<p>I then retired at the age of 60. I\u2019d paid off my mortgage by this point and was fairly comfortable financially. Although I\u2019m retired, I still do equestrian work as an ad-hoc judge. This work has taken me all over the world. I get paid expenses and hotel accommodation only, but it\u2019s something I enjoy doing. I sometimes do equestrian teaching, which is paid, but the sums are small.<\/p>\n<p>I add \u00a31,500 to savings a month. Most of this goes into an easy-access cash savings account. Some also goes into a cash savings account with a higher interest rate. I try to add \u00a320,000 a year to my cash ISA. In total, I have \u00a380,000 across my ISAs. I have about \u00a3300,000 in fixed-rate saving bonds.<\/p>\n<p>In terms of what I\u2019m saving for, who knows. We do enjoy going on holidays though and it is important to keep money aside in case my health takes a turn for the worse. I\u2019m also thrifty and like to get discounts at the supermarkets and don\u2019t turn the heating on necessarily. We have the hot water off for most of the day. <\/p>\n<p>Saving money in pensions was a priority for me throughout my career. I saw people struggle financially in later life and knew that once I retired I wanted to ensure I could afford to live. As recent Kent Reliance findings show, young people are saving more than older people. <\/p>\n<p>In my opinion, this is probably because young people are so unsure about what later life has in store for them financially. <\/p>\n<p>Many younger people will need to work for longer than I did and will be driven to set up a private pension alongside their workplace one. People my age could often live comfortably at an earlier stage, whereas many young people are worried about how much they will have in pensions or when they will be able to buy a property. <\/p>\n<p>I got a \u00a340,000 lump sum from my teacher\u2019s pension and now get \u00a31,689 a month from it. My state pension is \u00a3817 a month. I could not survive solely on the state pension alone and don\u2019t think anyone can live comfortably on it. <\/p>\n<p>I live in a fairly new four-bedroom house owned outright which we purchased in 2014 for \u00a3193,000, though it had an asking price of \u00a3210,000. We moved to where we are now as it\u2019s a cheaper area. <\/p>\n<p>I don\u2019t envisage moving house again and feel quite comfortable financially. If I continue with my savings regime, I\u2019m pretty confident I will have enough money to take me through to the day I pop my clogs. I want to stay healthy and fit. I\u2019m not keen on benefits and don\u2019t think people should get something for nothing. <\/p>\n<p>Want to take part in How I Manage My Money? Email <a href=\"https:\/\/inews.co.uk\/inews-lifestyle\/money\/saving-and-banking\/mailto:money@theipaper.com\" rel=\"nofollow noopener\" target=\"_blank\">money@theipaper.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"In our How I Manage My Money series we aim to find out how people in the UK&hellip;\n","protected":false},"author":2,"featured_media":668964,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[84,4176,8719,4174,4175,3668,2221,23047,56,54,55],"class_list":["post-668963","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-how-i-manage-my-money","tag-personal-finance","tag-personalfinance","tag-savings","tag-state-pension","tag-teachers","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/668963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=668963"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/668963\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/668964"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=668963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=668963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=668963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}