{"id":686599,"date":"2026-07-11T21:15:11","date_gmt":"2026-07-11T21:15:11","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/686599\/"},"modified":"2026-07-11T21:15:11","modified_gmt":"2026-07-11T21:15:11","slug":"gifting-can-cut-inheritance-tax-bills","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/686599\/","title":{"rendered":"Gifting can cut inheritance tax bills"},"content":{"rendered":"<p>The great wealth transfer of wealth from baby boomers and Gen X to younger generations has been predicted for years, with economists estimating \u00a37trn will pass between generations by 2050.<\/p>\n<p>In some cases, this transfer is happening now \u2013 as parents aim to help children with the <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/topic\/cost-of-living-crisis?ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">rising cost of living<\/a> and difficulty getting on the housing ladder.<\/p>\n<p>Many families also have a desire to cut their tax bills \u2013 especially with <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/topic\/inheritance-tax?srsltid=AfmBOopeoykQkVhnpUAVzxFJKDOCOds2gm6kOv2ndDxIb3SuyppQfDqx&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">inheritance tax<\/a> soon to be <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/money\/inheritance-tax-pensions-sped-up-wealth-transfer-4417920?ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">applied to pension pots come 2027.<\/a><\/p>\n<p>\n\t\t\tShorts\n\t\t<\/p>\n<p>\t\t\tScroll to previous short<br \/>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\" aria-hidden=\"true\"\/><\/p>\n<p>\t\t\tScroll to next short<br \/>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\" aria-hidden=\"true\"\/><\/p>\n<p>\t\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\"\/><\/p>\n<p>Despite the job market hiring fewer entry-level roles, employers are still looking for grads\u2026<\/p>\n<p>But you should be prepared to keep an open mind. <\/p>\n<p>We\u2019ve compiled the sectors hiring graduate roles, what degree is required, and what they pay.<\/p>\n<p><img fetchpriority=\"high\" loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_294335645.jpg\" alt=\"Young adults in graduation gowns joyfully tossing caps into the sky, celebrating achievement and new beginnings against a clear backdrop\" class=\"wp-image-4376868\" style=\"aspect-ratio:4\/3;object-fit:cover\"  \/>Plan 5 applies to students who began university courses on or after August 2023<br \/>(Photo: Abraham Gonzalez Fernandez\/Getty Images\/<br \/>Source: Moment RF)<\/p>\n<p>\nThe degrees to choose for a career\n<\/p>\n<p>Hiring in the UK could<br \/>finally be on the up<\/p>\n<p class=\"inews--shorts-card--statistic\">47%<\/p>\n<p>of employers offered entry-level<br \/>positions from July.<\/p>\n<p>That is up nearly 15 per cent from the same period last year.<\/p>\n<p class=\"inews--shorts-card--statistic\">700,000<\/p>\n<p>But graduate unemployment\u00a0rose to six per cent in 2025 and 700,000 jobless graduates were\u00a0claiming benefits.<\/p>\n<p>\nFinance and insurance\n<\/p>\n<p>Around 42 per cent of UK finance and insurance employers say they will be open to graduate roles this summer.<\/p>\n<p>Business loan company Portman Finance\u00a0Group has taken on 50 graduates over the past four years.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"514\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/1781349147_471_SEI_300187971.jpg\" alt=\"A lot of thought needs to be put into transferring a DB pension to a DC pot\" class=\"wp-image-4460947\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>A lot of thought needs to be put into transferring a DB pension to a DC pot (Photo: Getty Images)<\/p>\n<p>Portman graduates start on \u00a336,000 for the two-year programme and the education you need to apply is a minimum \u201cABB\u201d of A-levels, and a 2:1 or above university degree. But not in a specific subject.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804463_843_SEI_302072318.jpg\" alt=\"Mature businesswoman wearing casual, commuting to work in the city of Vienna. Female commuter leaving the subway train while commuting to work\" class=\"wp-image-4490300\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Loose, natural fabrics are the best clothing option when the temperature rises (Photo: Kate Wieser\/Getty)<\/p>\n<p>Trade and logistics<\/p>\n<p>What makes it particularly rewarding is that there\u2019s always something to learn.<\/p>\n<p>Nearly half (47 per cent) of trade and logistics companies will be giving graduates a go this year.<\/p>\n<p>Salaries start at \u00a330,000 with an uncapped bonus, rising to \u00a350,000 plus a company car as a senior account partner.<\/p>\n<p>Technology and IT<\/p>\n<p>More than half (52 per cent) of UK tech and IT firms are actively looking for graduates.\u00a0<\/p>\n<p>Successful entry-level candidates can earn a basic salary of up to \u00a335,000, with the opportunity to triple that within their first three years of working.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804463_694_SEI_299210766.jpg\" alt=\"Young business woman searching for job online. Woman writing resume on laptop.\" class=\"wp-image-4443333\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Caption: Young business woman searching for job online. Woman writing resume on laptop.<br \/>Photographer: Maria Korneeva<br \/>Provider: Getty Images<br \/>Source: Moment RF<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/stopped-hiring-graduates-older-workers-ai-4293473?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804464_100_SEI_289172034.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">4 min read<\/p>\n<p>\nPublic sector, health<br \/>and social services\u00a0\n<\/p>\n<p>46 per cent of public sector, health and social services organisations are also\u00a0ready to take graduates, according to a survey by Manpower.\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804464_483_GettyImages-2149131222.jpg\" alt=\"A policeman walking away from an elderly person's home. - stock photo\" class=\"wp-image-4256573\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>A policeman walking away from an elderly person\u2019s home. \u2013 stock photo. (Photo: Getty)<\/p>\n<p>For example, Police Now runs a graduate\u00a0programme into policing. They\u00a0recruit graduates from any degree field, as long as they achieve a 2:2 or above. Starting salaries range from \u00a331,164 to \u00a342,210 depending\u00a0on location and rising each year.<\/p>\n<p>Can we treat guests without blowing our budget?<\/p>\n<p>According to Waitrose, a dinner party revival is underway led by younger people trying to reduce the cost of getting together.<\/p>\n<p>The i Paper food writer Sophie Morris [below] asks chefs for their best ideas for hosting at home. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804465_687_SEI_201137628.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p>Always have bread<\/p>\n<p>People will feast on the<br \/>bread, and then need less fish\/steak\/expensive whatever. All small plates restaurants know this: this is why the first thing on the menu is always artisan bread and butter. <\/p>\n<p>ELLA RISBRIDGER, AUTHOR OF THE KITCHEN BOOK \u2013 GOOD FOOD FOR EVERY DAY<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804465_150_GettyImages-1397717568.jpg\" alt=\"Female Hands cutting bread. - stock photo\" class=\"wp-image-4256791\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Female Hands cutting bread. \u2013 stock photo. (Photo: Getty)<\/p>\n<p>\nUse vegetables as centrepieces\n<\/p>\n<p>Chef and food writer Helen Graham turns vegetables into centrepieces to cut down on meat and fish expenses.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804466_674_GettyImages-1457478408.jpg\" alt=\"Variety Fresh of organic fruits and vegetables and healthy vegan meal ingredients in reusable eco cotton bags on beige background . Zero waste shopping concept. Healthy food, clean eating, eco friendly, no plastic. Flat lay, top view - stock photo\" class=\"wp-image-4246102\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Variety Fresh of organic fruits and vegetables and healthy vegan meal ingredients in reusable eco cotton bags on beige background . Zero waste shopping concept. Healthy food, clean eating, eco friendly, no plastic. Flat lay, top view \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"1280\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804467_480_GettyImages-1320869112.jpg\" alt=\"Beautiful woman unpacks a full fabric bag with fruits and vegetables on the kitchen. - stock photo\" class=\"wp-image-4311358\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"\/>Beautiful woman unpacks a full fabric bag with fruits and vegetables on the kitchen. \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Add pantry items<\/p>\n<p>Graham\u2019s recipes include a braised cabbage with a preserved lemon sauce, a roast cauliflower with saffron, and harrisa roast carrots with mango labneh.<\/p>\n<p>\nHow to host on a budget\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804467_149_SEI_247734407.jpg\" alt=\"Table top view of Indian food.\" class=\"wp-image-3644279\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Many of the dishes we take for granted in British curry joints are entirely unlike anything you might find to eat in the subcontinent (Photo: Getty\/E+)<\/p>\n<p>Improve the everyday<\/p>\n<p>Guests will\u00a0always appreciate a stellar interpretation of the ordinary. Think lasagna or curry. <\/p>\n<p>Generosity<\/p>\n<p>Cooking dinner for your guests is spoiling them \u2013 you\u2019re being generous with your time, your effort, and your home. So don\u2019t feel the need to go overboard elsewhere.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804468_746_SEI_276886729.jpg\" alt=\"A group of friends is toasting together during a dinner party. They are smiling, celebrating together.\" class=\"wp-image-4089663\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>(Photo: FilippoBacci\/Getty Images\/E+)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804468_618_GettyImages-1221462515.jpg\" alt=\"Man serving friends salad at backyard dinner party - stock photo\" class=\"wp-image-4249370\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Man serving friends salad at backyard dinner party \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Ask for help<\/p>\n<p>Ask friends to bring a contribution, be it a nibble or a pudding.<\/p>\n<p>Big platter energy<\/p>\n<p>[Presentation] can be the key to elevating something\u00a0. Spaghetti and tomato sauce suddenly looks like a feast when tumbled\u00a0on a lovely big plate, dressed with olive oil and parmesan and placed in the middle of the table.<\/p>\n<p>Food writer and editor Eleanor Steafel\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804469_236_SEI_207578745.jpg\" alt=\"\" class=\"wp-image-3095192\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Entertaining doesn\u2019t have to be stressful (Photo: The Good Brigade\/Getty\/Digital Vision)<\/p>\n<p>\nHow to host on a budget\n<\/p>\n<p>Taco party<\/p>\n<p>Have one expensive filling, like shredded chicken, and two cheaper options, like refried beans, says Ella Risbridger.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804469_219_Ice-cream-shop.jpg\" alt=\"Traditional ice cream parlours are still going strong (Shutterstock)\" class=\"wp-image-61748\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Traditional ice cream parlours are still going strong (Shutterstock)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"1333\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804470_940_SEI_174889872.jpg\" alt=\"Tacos are a popular dish throughout the country (Photo: Daniela White Images\/Getty)\" class=\"wp-image-2668979\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Tacos are a popular dish throughout the country (Photo: Daniela White Images\/Getty) <\/p>\n<p>Sundaes<\/p>\n<p>Shop-bought ice cream is so easily zhuzhed up with the help of handy toppings, says Eleanor Steafel.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"543\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_300850800.jpg\" alt=\"Lynsey Crombie @lynsey_queenofclean, home expert and TV presenter\" class=\"wp-image-4469418\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Caption: Lynsey Crombie @lynsey_queenofclean, home expert and TV presenter<\/p>\n<p>Low-effort tricks for<br \/>a cleaner house<\/p>\n<p>While many Britons feel inspired to\u00a0tackle their homes\u00a0during summer, the warmer months can also make cleaning harder.<\/p>\n<p>But Lynsey Crombie, known as the Queen of Clean, says the hotter months\u00a0can increase mould, musty smells and sweaty clothes.\u00a0<\/p>\n<p>Here, she shares the tips and practical<br \/>hacks she lives by.<\/p>\n<p>\nEvery 30 washes, clean the machine\n<\/p>\n<p>A study of 1,000 UK residents by Domestic &amp; General revealed that almost one in 10 Brits have never\u00a0cleaned\u00a0their washing machine, yet it could be grubbier than the toilet seat.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804472_507_GettyImages-2209529413.jpg\" alt=\"Overhead view of young Asian woman loading the washing machine with laundry - stock photo\" class=\"wp-image-4197538\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>Overhead view of young Asian woman loading the washing machine with laundry \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804473_634_GettyImages-2005311106.jpg\" alt=\"Woman loading washing machine in the kitchen - stock photo\" class=\"wp-image-4283858\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Woman loading washing machine in the kitchen \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Crombie says after 30 washes, use 500 grams of soda crystals on the hottest wash to clean out the drum. If there\u2019s sludge, run a quick rinse cycle with some white vinegar. <\/p>\n<p>Always make sure to leave the door and drawer ajar for 10 minutes to dry out too and avoid stale smells.<\/p>\n<p>\nHousehold ingredients to use\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_286754428.jpg\" alt=\"Ensure clean drinking water at home with kitchen filtration. Cropped woman hands filling glass with tap water\" class=\"wp-image-4259591\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Prolonged exposure to forever chemicals has been linked to health problems (Photo: Olga Rolenko\/Moment RF\/Getty)<\/p>\n<p>White vinegar<\/p>\n<p>This is Crombie\u2019s go to. It can descale the kettle and taps and deodorise places in her home.<\/p>\n<p>Table salt<\/p>\n<p>For tough stains like red wine, rub salt into the stain, leave overnight and wash as normal. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804474_615_SEI_266630148.jpg\" alt=\"Unrecognizable female friends celebrate and drink red sparkling wine\" class=\"wp-image-3925923\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>The drunken monkey theory could explain humans\u2019 drinking habit (Photo: Olga Pankova\/Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804475_927_SEI_157618799.jpg\" alt=\"Fresh lemons and sugar cubes on marble counter top\" class=\"wp-image-2364619\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>The fridge extends a lemon\u2019s lifespan (Photo: Paul Calinescu\/500px\/Getty)<\/p>\n<p>Lemons<\/p>\n<p>For stubborn water marks, use half a lemon and bicarbonate of soda and leave on for 30 minutes before rinsing. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804476_840_SEI_87251933.jpg\" alt=\"Detail of a man cleaning a wooden kitchen floor with a mop and bucket, taken on March 3, 2018. (Photo by Olly Curtis\/T3 Magazine\/Future via Getty Images)\" class=\"wp-image-1099947\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>For Valentine\u2019s Day, try giving her something she\u2019ll really love (Photo: Getty)<\/p>\n<p>Cold water is better<\/p>\n<p>You\u2019re damaging [wooden] floor [with hot water], making it expand, stretch<br \/>and cause gaps\u2026<\/p>\n<p>During hot days, Crombie says to avoid cleaning with hot water altogether to avoid adding humidity to the home.<\/p>\n<p>\u201cCold water is much better, and if you\u2019re using the right floor cleaning product, it\u2019s still going to be clean,\u201d she says.<\/p>\n<p>\nHacks for a cleaner home\n<\/p>\n<p>Three is the magic number<\/p>\n<p>Wash your towels after two to three uses and make sure they dry properly in-between.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804476_119_SEI_181205808-1.jpg\" alt=\"Orange microfiber towel hanging on a rack in a bathroom\" class=\"wp-image-2770546\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>As it turns out, a human towel is like Alton Towers for bacteria. A lot of fun can be had. (Photo: Joxxxjo\/ iStockphoto\/ Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804476_626_SEI_257745400.jpg\" alt=\"TOTO Neorest WX TOTO toilets www.gb.toto.com Image supplied by Julienne Webster\" class=\"wp-image-3786584\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: TOTO Neorest WX<\/p>\n<p>TOTO toilets<br \/>www.gb.toto.com<\/p>\n<p>Image supplied by<br \/>Julienne Webster <\/p>\n<p>Focus on hotspots<\/p>\n<p>Clean the \u201chigh traffic\u201d areas, like the toilets, kitchen worktops and the hallway daily.<\/p>\n<p>Open the windows<\/p>\n<p>To keep a home fresh open the windows for 15 minutes each day \u2013  even in colder months. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804477_702_SEI_302089003.jpg\" alt=\"An African American stand near the bedroom windows, closing the blinds, while wearing casual clothing.\" class=\"wp-image-4491060\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Keep your curtains closed (Photo: Mireya Acierto\/Getty\/Photodisc)<\/p>\n<p>\nWeekly habits\n<\/p>\n<p>Do it more frequently, to cut down how long it takes<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_289755952.jpg\" alt=\"Lazy boyfriend hanging in phone while his girlfriend cleaning his dishes after dinner in kitchen. Inequality of men's and women's rights. Family arguement\" class=\"wp-image-4299350\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>He doesn\u2019t always have time to do the cleaning, the ironing, or walk the dog<br \/>Photographer: Maryviolet<br \/>Provider: Getty Images\/iStockphoto<br \/>Source: iStockphoto<\/p>\n<p>One task Crombie does weekly is her fridge. This includes a 10-minute wipe-down, focusing on the salad and vegetable tray. \u201cIf you save\u00a0that job\u00a0up and do it every other month, it\u2019s going to be a very big chore.\u201d<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/clothes-professionally-products-swear-by-4446409?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804478_444_SEI_299357371.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">4 min read<\/p>\n<p>\nHacks for a cleaner home\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804479_983_SEI_283302142.jpg\" alt=\"An employee of the French pan maker Cristel, wipes a frying pan at the Cristel factory, on May 23, 2024, in Fesches-le-Chatel, eastern France. At Fesches-le-Chatel, in the Doubs region of France, the Cristel factory is on a roll: France's number-one manufacturer of stainless steel kitchen equipment has seen &quot;demand explode&quot; since the National Assembly passed a law restricting the use of PFAS in April. (Photo by SEBASTIEN BOZON \/ AFP) (Photo by SEBASTIEN BOZON\/AFP via Getty Images)\" class=\"wp-image-4209024\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: An employee of the French pan maker Cristel, wipes a frying pan at the Cristel factory, on May 23, 2024, in Fesches-le-Chatel, eastern France. At Fesches-le-Chatel, in the Doubs region of France, the Cristel factory is on a roll: France\u2019s number-one manufacturer of stainless steel kitchen equipment has seen \u201cdemand explode\u201d since the National Assembly passed a law restricting the use of PFAS in April. (Photo by SEBASTIEN BOZON \/ AFP) (Photo by SEBASTIEN BOZON\/AFP via Getty Images)<br \/>Photographer: SEBASTIEN BOZON<br \/>Provider: AFP via Getty Images<br \/>Source: AFP<br \/>Copyright: AFP or licensors<\/p>\n<p>Stainless steel<\/p>\n<p>Crombie\u2019s hack is one product: Barkeeper\u2019s Friend in powder form. <\/p>\n<p>The expensive products<\/p>\n<p>\u201cIf you spend more money, you get the floral scents. The\u00a0difference is scent, not performance.\u201d<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804479_728_GettyImages-1322049405.jpg\" alt=\"Deep cleaning glass door handles for Covid-19 disease prevention. alcohol,disinfectant spray on Wipes of Banister in home for safety,infection of Covid-19 virus,contamination, germs - stock photo\" class=\"wp-image-4315962\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Deep cleaning glass door handles for Covid-19 disease prevention. alcohol,disinfectant spray on Wipes of Banister in home for safety,infection of Covid-19 virus,contamination, germs \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804480_638_GettyImages-2171136859.jpg\" alt=\"Cleaning day at home - stock photo\" class=\"wp-image-4324903\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Cleaning day at home \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Ignore online advice<\/p>\n<p>The biggest issue she sees is product overuse. \u201cYou don\u2019t need half a bottle of washing up liquid to clean a surface.\u201d<\/p>\n<p>\nCrombie\u2019s essentials\n<\/p>\n<p>Four products can do do\u00a0a full clean\u00a0of the house.<\/p>\n<p>Antibacterial washing-up liquid: \u201cIt can clean almost anything, and any brand works.\u201d<\/p>\n<p>M&amp;S Fabric Refresher spray: It\u2019s pet-friendly, eco-friendly and \u201cticks all the boxes.\u201d<\/p>\n<p>Cif cream cleaner: \u201cIt\u2019s an old school product. It\u2019s so good.\u201d<\/p>\n<p>White vinegar: \u201c\u201cIt\u2019s great for\u00a0washing sportswear, gym kits and is a great stain remover.\u201d<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_302067192.jpg\" alt=\"Exhausted couple lounging on a sofa at home, battling summer heat wave with handheld and electric fans while sweating in discomfort\" class=\"wp-image-4490001\" style=\"aspect-ratio:5\/4;object-fit:cover\"  \/>Most British houses are built to retain heat (Photo: Antonio Diaz\/Getty\/iStockphoto)<\/p>\n<p>How to keep your sex life going in a heatwave<\/p>\n<p>Don\u2019t endure it<\/p>\n<p>For some people, the heat and the sun boost the production of hormones responsible for joy, pleasure and connection like serotonin and dopamine. For others, the heat causes fatigue and irritability. For them, being touched can set off an anxiety response.<\/p>\n<p>GEMMA NICE [BELOW]<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_302680052.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>Don\u2019t endure sweaty cuddles<\/p>\n<p>Long-term partners can be upfront and honest with each other and say that it\u2019s too hot to touch right now.<\/p>\n<p>For others, break the tension by having an open and honest conversation.<\/p>\n<p>Choose dates with built-in air conditioning, like the cinema.<\/p>\n<p>Don\u2019t ignore the issue or<br \/>power through if you\u2019re too hot.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/sex-coach-compassionate-cheating-marriage-4100412?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804483_780_SEI_278383970.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">5 min read<\/p>\n<p>\nHow couples can manage a heatwave\n<\/p>\n<p>Take penetrative sex off the table<\/p>\n<p>It may make you feel lightheaded, tired, and can even lead to erectile dysfunction because the body is overheating.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804483_273_SEI_241946113.jpg\" alt=\"Lesbian couple lies in bed together, covered with a duvet while their legs are entwined\" class=\"wp-image-3561329\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>The UK had pretty low numbers of libidinous romantic lovers, suggesting that \u2018Brits may not be having as much fun between the sheets as people in other countries\u2019<br \/>(Photo: RealPeopleGroup\/ Getty Images\/ iStockphoto)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804484_851_SEI_255276494.jpg\" alt=\"A man and a woman sit embracing on a bed\" class=\"wp-image-3745765\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>(Photo: Dmitrii Marchenko\/Getty).<\/p>\n<p>Indulge in dirty talk instead<\/p>\n<p>Because you aren\u2019t distracted by physical movement, your focus is entirely on your partner\u2019s voice. This can help build\u00a0a massive amount of tension and sexual desire.<\/p>\n<p>\nHow couples can manage a heatwave\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804484_229_SEI_233659376.jpg\" alt=\"Young couple at home practicing yoga. They are watching online fitness live streaming classes.\" class=\"wp-image-3439357\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Young couple at home practicing yoga. They are watching online fitness live streaming classes.<br \/>Photographer: svetikd<br \/>Provider: Getty Images<br \/>Source: E+<br \/>Copyright: SVETIKD<\/p>\n<p>Breathwork<\/p>\n<p>This syncs up your nervous systems and can trigger a deep, full-body energetic response.<\/p>\n<p>Mutual play<\/p>\n<p>Set up a fan and touch yourselves while looking directly into each other\u2019s eyes, says Nice.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"458\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/06\/SEI_302435950-e1782142008395.jpg\" alt=\"A woman lies on her bed next to a fan\" class=\"wp-image-4495061\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>\u2018Humid heat is harder heat,\u2019 one expert says (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804486_281_SEI_189603144.jpg\" alt=\"Rear view of two seniors with grey hair sitting on sofa in living room, looking television.\" class=\"wp-image-2884790\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Our reader\u2019s new partner always wants to \u2018chill\u2019 at home rather than go for walks or dinner or come up with ideas (Photo: vm\/E+)<\/p>\n<p>Strip and chill out<\/p>\n<p>Just sharing the space and being close to each other\u00a0can strengthen your bond.<\/p>\n<p>Why you shouldn\u2019t have<br \/>sex in the sea<\/p>\n<p>Water actually washes away<br \/>your body\u2019s natural lubrication.<\/p>\n<p>It creates friction against the delicate tissue.<\/p>\n<p>This can cause micro tears and severe irritation.<\/p>\n<p>It drastically increases the risk of getting a urinary tract infection (UTI) or a yeast infection.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/didnt-want-sex-expert-guide-getting-spark-relationship-3922105?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804486_59_SEI_266493686_ed4f0f.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">4 min read<\/p>\n<p>The one easy habit which keeps your <br \/>brain young<\/p>\n<p>From adopting a different running route to taking up a new hobby, here are seven ways in which new experiences can dramatically alter your brain health for the better.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804487_115_SEI_285854604.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804487_3_SEI_219946082.jpg\" alt=\"Women, African-american Ethnicity, caucasian ethnicity , , multi-ethnic group, 20-29 Years, Adults Only, Young Women, Corporate Business, Colleague, Businesswoman, , , , Friendship, Young Adult, Only Women, Business, Two People, , Showing, Wall - building feature, Formalwear, Standing, Waist Up, , , , Day, Outdoors, Horizontal, London - England, England, Uk, Smart Phone, Social Media, Communication, Wireless Technology, Using Phone, Mobile Phone, , Taking A Break, , Text Messaging, Convenience, Portability,\" class=\"wp-image-3262024\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Making friends at work can have a profound impact on happiness (Photo: Tim Robberts\/Getty)<\/p>\n<p>Why we need new experiences<\/p>\n<p>A well-connected brain is more resilient to stress, illness and the\u00a0effects of ageing.<\/p>\n<p>Neurologist Dr Steve Allder says when we try unfamiliar things, our brain is forced to work in new ways. <\/p>\n<p>Over time, this improves the brain\u2019s ability to adapt to change and respond to challenges, helping us to preserve thinking skills and emotional balance.<\/p>\n<p>\nWhy we need new experiences\n<\/p>\n<p>They strengthen memory formation<\/p>\n<p>Regularly exposing yourself to new situations \u2013  even small ones \u2013 helps exercise your memory systems, which improves your ability to store and retrieve information. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"512\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804488_154_GettyImages-2217680005.jpg\" alt=\"A human brain made of wool with folded paper brainwaves - stock photo\" class=\"wp-image-4279551\" style=\"aspect-ratio:5\/4;object-fit:cover;width:204px\"  \/>A human brain made of wool with folded paper brainwaves \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783482630_904_SEI_287809398.jpg\" alt=\"Frustrated elderly woman suffers from migraine, confusion, memory loss, dementia. Brain puzzle. Alzheimer's or Parkinson symptoms. Healthcare and medicine concept.\" class=\"wp-image-4273833\" style=\"aspect-ratio:9\/10;object-fit:cover;width:195px\"  \/>Puzzles like sudoku have now been widely shown not to protect against cognitive decline (Photo: Getty Images)<\/p>\n<p>They improve overall learning ability<\/p>\n<p>Just as muscles adapt to\u00a0new exercises, the brain adapts to\u00a0new mental demands.\u00a0As we age the brain then benefits from regular stimulation and maintains sharpness.<\/p>\n<p>\nWhy we need new experiences\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804489_973_SEI_298019912.jpg\" alt=\"Happy woman walking with male partner in vineyard during sunset. Elderly couple are touring in field against sky. They are enjoying during weekend.\" class=\"wp-image-4427446\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Happy woman walking with male partner in vineyard during sunset. Elderly couple are touring in field against sky. They are enjoying during weekend.<br \/>Photographer: Morsa Images<br \/>Provider: Getty Images<br \/>Source: Digital Vision<\/p>\n<p>Boosts dopamine<\/p>\n<p>New experiences naturally stimulate dopamine, which encourages positive behaviour patterns.<\/p>\n<p>Reduce cognitive decline<\/p>\n<p>New experiences activate different brain regions, helping to keep more areas working.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804490_178_GettyImages-2187416902.jpg\" alt=\"Happy pregnant mother sitting close to smiling teen daughter while taking selfie on smartphone - stock photo\" class=\"wp-image-4329696\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Happy pregnant mother sitting close to smiling teen daughter while taking selfie on smartphone \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804490_213_SEI_296122202.jpg\" alt=\"Portrait of elderly woman solving sudoku puzzles at home, sitting in living room. Sudoku as popular game for aging people, logical thinking, problem solving.\" class=\"wp-image-4403500\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Portrait of elderly woman solving sudoku puzzles at home, sitting in living room. Sudoku as popular game for aging people, logical thinking, problem solving.<br \/>Photographer: Halfpoint Images<br \/>Provider: Getty Images<br \/>Source: Moment RF<\/p>\n<p>Problem-solving<\/p>\n<p>Your brain must evaluate options, test ideas and adjust its approach.<\/p>\n<p>\nThe benefits of new experiences\n<\/p>\n<p>Each time you adapt successfully to something new, your brain learns that change can be handled. This improves emotional flexibility, making it\u00a0easier to cope with stress\u00a0and unexpected events.<\/p>\n<p>They also often involve other people, whether through\u00a0travel or social activities. This stimulate areas of the brain <br \/>responsible for communication, empathy and\u00a0understanding others\u2019 perspectives.\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804491_278_SEI_294303291.jpg\" alt=\"\" class=\"wp-image-4377102\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Running might not seem like the most appealing hobby, but if you give it a try, you might be surprised (Photo: EMS-FORSTER-PRODUCTIONS\/Getty\/Digital Vision\/ems-forster-productions)<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_293534554.jpg\" alt=\"\" style=\"aspect-ratio:5\/4;object-fit:cover\"\/> <\/p>\n<p>Your sleep has a huge impact on your heart health<\/p>\n<p>How sleep and your heart<br \/>health are linked<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/04\/SEI_293534656.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>Adults who regularly sleep fewer than seven hours are at increased risk of high blood pressure, obesity, heart attack and diabetes.\u00a0<\/p>\n<p>The risk of coronary\u00a0artery disease is 45 per cent higher in adults with short sleep durations at night.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/five-minute-exercises-strong-healthy-heart-4253794?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804493_780_SEI_286859819.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">4 min read<\/p>\n<p>\nThe bedtime habits that reduce risk\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804494_77_GettyImages-2164408467.jpg\" alt=\"Sleep tourism in hotel. Exhausted woman sleeps sweetly in bed in the morning - stock photo\" class=\"wp-image-4307154\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Sleep tourism in hotel. Exhausted woman sleeps sweetly in bed in the morning \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Consistency<\/p>\n<p>Keep daytime naps to less than 20 minutes and aim for seven to eight hours sleep per night.<\/p>\n<p>Wind down<\/p>\n<p>A reasonable 20-30 minute bedtime routine can include reading, light stretching, and meditation.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804494_875_GettyImages-2199328234.jpg\" alt=\"A mature man meditates in the last sun rays coming into his bedroom - stock photo\" class=\"wp-image-4278318\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>A mature man meditates in the last sun rays coming into his bedroom \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804495_490_SEI_299096889.jpg\" alt=\"Close-up view of female jogger tying laces of her sport shoes before running exercise routine. Motivation, healthy lifestyle and fitness concept.\" class=\"wp-image-4441391\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Caption: Close-up view of female jogger tying laces of her sport shoes before running exercise routine. Motivation, healthy lifestyle and fitness concept.<br \/>Photographer: Xavier Lorenzo<br \/>Provider: Getty Images<br \/>Source: Moment RF<\/p>\n<p>Time your exercise<\/p>\n<p>Vigorous exercise within three hours of bedtime can cause insomnia.<\/p>\n<p>The bedroom environment<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804495_683_GettyImages-1587375404.jpg\" alt=\"Pensive young Asian woman sitting on bed writing on journal in cozy bedroom. Copy space. - stock photo\" class=\"wp-image-4311310\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Pensive young Asian woman sitting on bed writing on journal in cozy bedroom. Copy space. \u2013 stock photo. (Photo: Getty)<\/p>\n<p>Sleeping in a bedroom with bright overhead light has been associated with a higher risk of major cardiovascular events, including\u00a0heart attack\u00a0(47 per cent higher risk),\u00a0stroke (28 per cent) and heart failure.<\/p>\n<p>Darken the room with blackout blinds or an eye mask, avoid blue light and leave your mobile phone outside your bedroom. \u00a0<\/p>\n<p>\nThe bedtime habits that reduce risk\n<\/p>\n<p>Food and drink<\/p>\n<p>Alcohol, nicotine, caffeine and large evening meals can all disrupt sleep quality.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_287958081.jpg\" alt=\"A woman drinks a glass of red wine\" class=\"wp-image-4276372\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>One theory is that alcohol and drugs can hijack the brain\u2019s pathways (Photo: Guillermo Spelucin\/Getty Images)<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_293534557.jpg\" alt=\"\" style=\"aspect-ratio:1\/1;object-fit:cover\"\/> <\/p>\n<p>Know your numbers<\/p>\n<p>If your blood pressure at bedtime is consistently high, consider discussing medication with your GP.<\/p>\n<p>Beware of snoring<\/p>\n<p>Sleep-disordered breathing is linked with cardiovascular conditions, so it could be time for a GP evaluation.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"514\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_253661424.jpg\" alt=\"Young woman covering her ears while her boyfriend snoring in bed\" class=\"wp-image-3722469\" style=\"aspect-ratio:1\/1;object-fit:cover;width:100px\"  \/>Separate bedrooms is not the first step on the road to dissolution; it\u2019s the route to joint survival (Photo: LordHenriVoton\/E+\/Miljan Lakic\/Getty)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"542\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_293270586.jpg\" alt=\"Brain scans\" class=\"wp-image-4358506\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Alzheimer\u2019s can be seen on brain scans (Photo: Tek Image\/Getty)<\/p>\n<p class=\"inews--shorts-card--badge\">HEALTH<\/p>\n<p>Reflecting on the early signs of dementia<\/p>\n<p>Three families reflect on the early signs of the illness, which affected their parents.<\/p>\n<p>They include the things they missed or dismissed, what they\u2019d do differently and what they\u2019d want other people in the same position to know.<\/p>\n<p>\nRobert and his mother Joyce\n<\/p>\n<p>She fell for a scam<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"570\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_296779396.jpg\" alt=\"Robert and his mum Joyce who was diagnosed with Alzheimer?s in her early seventies\" class=\"wp-image-4413909\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Robert\u2019s mother Joyce spent her last six years in a care home<\/p>\n<p>One of the first incidents that rang alarm bells for Robert was his mum falling victim to a suspected scam from someone selling mattresses door-to-door.\u00a0<\/p>\n<p>She also started to struggle with cooking and making her special dishes she\u2019d been making for decades without a problem.<\/p>\n<p>\t<a class=\"inews--shorts-card--article_thumbnail post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/games-proven-lower-dementia-risk-play-here-4258632?ico=in-line_link\" target=\"_blank\" rel=\"noopener nofollow\"><br \/>\n\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804502_968_SEI_287809398.jpg\" width=\"110\" height=\"110\" alt=\"\"\/><br \/>\n\t<\/a><\/p>\n<p class=\"inews--shorts-card--article_label\">LIFESTYLE<\/p>\n<p class=\"inews--shorts-card--article_min-read\">5 min read<\/p>\n<p>Did he tell his mother?<\/p>\n<p>We [had] just sort of played along with everything. But on one particularly bad day, I blurted it out over the phone, \u2018Because you\u2019ve got dementia, mum!\u2019 She threatened to kill herself, which was very scary. Maybe it\u2019s something I should have explained properly to her from the get-go.<\/p>\n<p>JOYCE WAS DIAGNOSED WITH ALZHEIMER\u2019S IN HER EARLY SEVENTIES<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/GettyImages-2215611677.jpg\" alt=\"Old man with dementia enjoys sunny weather - stock photo\" class=\"wp-image-4204578\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Old man with dementia enjoys sunny weather \u2013 stock photo. (Photo: Getty)<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_296779416.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>Rosie became a carer<br \/>in her early thirties<\/p>\n<p>I think we missed some of the really early subtle signs.<\/p>\n<p>Rosie\u2019s mother was diagnosed with Young Onset Alzheimer\u2019s Disease at 58 but some symptoms, like brain fog, were put down to the menopause. <\/p>\n<p>She had become more forgetful, and was repeating herself, but as she had always \u201cbeen scatty\u201d it was dismissed.<\/p>\n<p>She became fixated<\/p>\n<p>It was on strange things like going to\u00a0the same buffet.<\/p>\n<p>Chloe was just 14 when her mum, Sarah, was diagnosed with young onset frontotemporal dementia, a rare form of the disease.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_296779411.jpg\" alt=\"\" style=\"aspect-ratio:16\/9;object-fit:cover\"\/> <\/p>\n<p>Another time Sarah, who was diagnosed in her forties, forgot how to boil an egg.<\/p>\n<p>On Saturdays, when she\u2019d usually go shopping, she\u2019d go out and come straight back home, almost like she was forgetting<br \/>what she was going out for.<\/p>\n<p>Unused or unwanted subscriptions cost consumers \u00a31.6bn.<\/p>\n<p>Writer Sadhbh O\u2019Sullivan looked into her own forgotten subscriptions when she became a first-time buyer, and realised how much she was wasting on things she wasn\u2019t using. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804506_776_SEI_275647689.jpg\" alt=\"\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/> <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"675\" width=\"1200\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804507_684_SEI_300038707.jpg\" alt=\"Close up of a man with a wallet putting coins inside\" class=\"wp-image-4461310\" style=\"aspect-ratio:16\/9;object-fit:cover\"  \/>Are you good at managing money (Photo:<br \/>Peter Dazeley\/Getty\/The Image Bank RF)<\/p>\n<p>The hidden spends that go unnoticed<\/p>\n<p>I\u2019d long considered myself to be quite a reasonable spender.\u00a0<\/p>\n<p>But the hidden costs across her bank accounts, like free trials that hadn\u2019t been cancelled and memberships for abandoned services, proved otherwise. <\/p>\n<p>It was full of small amounts, \u00a32.99 here, \u00a34.50 there. These small amounts added up. <\/p>\n<p>\nThe ghost subscriptions\n<\/p>\n<p>Sadhbh isn\u2019t alone. <\/p>\n<p class=\"inews--shorts-card--statistic\">19%<\/p>\n<p>According to a Nationwide survey almost one in five Brits don\u2019t use every platform they pay for.<\/p>\n<p>The bank suggests they could save as much as \u00a3400 a year by ditching them.\u00a0<\/p>\n<p class=\"inews--shorts-card--statistic\">4.7 million<\/p>\n<p>National Trading Standards\u2019 2025 research found 4.7 million people were paying for subscriptions they didn\u2019t know they\u2019d signed up for.<\/p>\n<p>In 2024, a government report found unused and unwanted subscriptions cost consumers up to \u00a31.6bn a year.<\/p>\n<p>\nHow to deal with the subscriptions\n<\/p>\n<p>Hunt them down<\/p>\n<p>Banking apps usually list your \u2018subscriptions\u2019 separately from direct debits and standing orders so you can easily spot what you\u2019re shelling out on.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"505\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_299341197.jpg\" alt=\"Pensioners have some flexibility over the timing and payment of their state pension\" class=\"wp-image-4446235\" style=\"aspect-ratio:5\/4;object-fit:cover\"  \/>Pensioners have some flexibility over the timing and payment of their state pension<br \/>(juststock\/Getty Images\/iStockphoto\/ NIPITPHON)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"711\" width=\"640\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804508_419_PRI_207065734.jpg\" alt=\"A customer uses an automated teller machine (ATM) at a Banco Santander SA bank branch in London, U.K., on Friday, Oct. 22, 2021. The leaders of Europe's top banks agree they have a lot riding on the recent surge in consumer prices. Photographer: Luke MacGregor\/Bloomberg via Getty Images\" class=\"wp-image-1987899\" style=\"aspect-ratio:9\/10;object-fit:cover\"  \/>Edge will give customers cashback on debit card and direct debit spending<\/p>\n<p>Check everything<\/p>\n<p>You can be debited through credit cards, E-payment services, your mobile phone bill, Apple Pay or Google Pay.<\/p>\n<p>\nHow to deal with subscriptions\n<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"155\" width=\"155\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/1783804509_569_SEI_299822909.jpg\" alt=\"Smiling young freelancer using smart phone. Male entrepreneur is surfing on internet. Man is working from home.\" class=\"wp-image-4456102\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Dating apps have failed the black community, says Amber (Photo: Morsa Images\/Getty)<\/p>\n<p>Be honest<\/p>\n<p>Don\u2019t vow to use a subscription you\u2019re not going to, even if you<br \/>have good intentions.<\/p>\n<p>Look over 13 months<\/p>\n<p>Many businesses have changed from monthly to annual payments so look further back.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"507\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_278101572.jpg\" alt=\"A young couple checks their bank statements and mortgage contracts to determine their financial ability\" class=\"wp-image-4111385\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Changes are due to kick in on everything from inheritance tax to filling in self-assessment forms (Photo: Getty).<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"495\" width=\"760\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_96300357.jpg\" alt=\"A father sits with his toddler at the dining table. He is reading through his latest bank statements and final demands. He his head in his hands trying to work out how to settle his financial difficulties. His son is sat in his highchair next to him.\" class=\"wp-image-2962795\" style=\"aspect-ratio:1\/1;object-fit:cover\"  \/>Customers struggling with debts are highly likely to be in vulnerable circumstances, regulators warn<br \/>(Photo: Martin Prescott\/Getty)<\/p>\n<p>Future proof<\/p>\n<p>Make sure to track any subscriptions you have kept so you can cancel them, if need be, in future.<\/p>\n<p>\nDon\u2019t be afraid of phone calls\n<\/p>\n<p>If companies don\u2019t let you cancel online, don\u2019t fear the customer service line.<\/p>\n<p>With TV and broadband, call the new customer number as it\u2019s often answered more quickly.<\/p>\n<p>If you\u2019re happy with the service, but not the price, speak to a real person that may offer a better deal. <\/p>\n<p>Look for a phone number and press the \u2018thinking of leaving us\u2019 option. It\u2019s usually a fast track to a team with authority to offer bigger discounts.<\/p>\n<p>\t\t\t\t<img decoding=\"async\" src=\"https:\/\/inews.co.uk\/wp-content\/themes\/inews-theme\/assets\/images\/chevron.svg\" alt=\"\"\/><\/p>\n<p>But on the other hand, some remain reticent to part with their cash early \u2013 with financial advisers saying their clients often have concerns about \u201caccess and control\u201d.<\/p>\n<p>Why do people gift money?<\/p>\n<p><a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/money\/saving-and-banking\/gifted-children-avoid-inheritance-tax-4414829?srsltid=AfmBOooQx9q57-fUeKLe3rDCtUSYkE520MmBiwch_dTU-p-QoMyYL-vs&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">Gifting<\/a> is a tax-efficient way to pass down wealth while someone is still alive, crucially cutting inheritance tax (IHT) bills.<\/p>\n<p>IHT is calculated upon a person\u2019s estate, which includes a property, money and possessions, when they die.<\/p>\n<p>A person only pays IHT if the value of their estate exceeds the \u00a3325,000 threshold. If the deceased\u2019s estate is passed on to a spouse or civil partner it is free from IHT regardless of the value.<\/p>\n<p>If you give away your home to a direct descendant \u2013 adopted, foster and stepchildren are included \u2013 your IHT threshold increases to \u00a3500,000. <\/p>\n<p>If you are married or in a civil partnership any unused allowance can be passed on to your partner \u2013 so in theory a married couple could have an IHT allowance of up to \u00a31m.<\/p>\n<p>However, from April 2027, pensions will form part of a person\u2019s estate when IHT is calculated, meaning those with large pension pots may begin paying the tax for the first time.<\/p>\n<p>Gifting can be a way to mitigate these bills. No tax is due on any gifts if the person lives seven years after giving it \u2013 known as the seven-year rule.<\/p>\n<p>If a person dies within seven years of giving a gift and IHT is due on it, the amount of tax due will depend on when the gift was given.<\/p>\n<p>Gifts given in the three years before a person dies are taxed at 40 per cent, while gifts given three to seven years before their death are taxed on a sliding scale between 32-8 per cent.<\/p>\n<p>Why are some people reticent <\/p>\n<p>Despite gifting having tax benefits, some parents are reluctant to do so.<\/p>\n<p>To effectively reduce  IHT, a gift must be given with strings completely detached, so it means a parent parting with their money for good.<\/p>\n<p>Les Cameron, retirement savings and tax expert at M&amp;G, said people are worried about gifting even if they can afford to \u2013 and risk a high tax bill for family because they are concerned about access and control.<\/p>\n<p>He said: \u201cMoney can represent security, independence, or something people have spent a lifetime building so letting go of it isn\u2019t always an easy decision.\u201d<\/p>\n<p>According to Will Stevens, partner at advice firm Killick &amp; Co, fears about need for money in the future can limit how much a family is prepared to gift.<\/p>\n<p>\u201cFear around <a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/inews-lifestyle\/money\/husband-care-costs-reached-sell-flat-4423775?srsltid=AfmBOoozfPdQcB2oBy48QPSCOPH7q_dOkg16ZNVAYPfDQonN0empo5qX&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">rising care costs<\/a> contributes to this cautiousness, but the result is an estate that incurs inheritance tax, which can cause unnecessary financial strain for younger generations,\u201d he said.<\/p>\n<p>James Burnham, financial planner at One Four Nine Wealth, said in some cases reticence can be sensible. He said families need to consider how their expenditure in retirement may change.<\/p>\n<p>He said : \u201cFor couples who are particularly reliant on one individual for their retirement income, thought needs to be given as to how the other would manage if the higher-income pensioner died significantly earlier.\u201d<\/p>\n<p>Giving money \u2018devastated\u2019 me<\/p>\n<p>In David Maas\u2019s case, giving \u00a372,000 to a family member left his and his wife\u2019s finances \u201cdevastated\u201d.<\/p>\n<p>The 61-year-old from Oldham dipped into his and his wife\u2019s savings to help the family member pay off debts he had racked up.<\/p>\n<p>He said: \u201cIt devastated us. Most of our savings were gone, we couldn\u2019t go on holiday anymore. The cost of running my car became difficult.<\/p>\n<p>He said his family member told the couple not to gift him money, and that he would repay the debt, but David said he didn\u2019t believe it was right for the couple not to help out.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"286\" height=\"240\" src=\"https:\/\/www.newsbeep.com\/uk\/wp-content\/uploads\/2026\/07\/SEI_299732500.jpg\" alt=\"David Maas says gifting money to his son \" devastated=\"\" him=\"\" class=\"wp-image-4450939\" style=\"aspect-ratio:1.1917567391587447;width:676px;height:auto\"\/>David Maas says gifting money to a family member left him \u2018devastated\u2019 <\/p>\n<p>Over the past 10 years the couple have been trying to slowly save up again and now have \u00a3110,000 in part to an inheritance from David\u2019s father-in-law they received, which allowed them to pay off their mortgage.<\/p>\n<p>David is wheelchair-bound and makes money by participating in high-paying surveys \u2013 getting around \u00a3600 a month from them.<\/p>\n<p>He is also on the highest level of PIP which is around \u00a3670 a month and goes on paying for his car.<\/p>\n<p>\u201cWe manage to save about \u00a3200 a month but I haven\u2019t contributed to a pension for 18 years now. My savings are meant to be a cushion for my retirement,\u201d David explained.<\/p>\n<p>He said gifting money has been the catalyst in making him concerned about his retirement and admits \u201cI don\u2019t know what is going to happen to me\u201d<\/p>\n<p>David says he was highly upset at having to use money from important savings pots, leaving him feeling less financially secure than before.<\/p>\n<p>He added: \u201cThe money I am making now just covers the food bills and petrol costs. My wife is 70 and she has a teacher\u2019s pension and state pension which covers the outgoings like electricity and gas. I am concerned if I am going to be able to retire.\u201d<\/p>\n<p>What should you do?<\/p>\n<p>Burnham said that before making any gifts you need to do a detailed analysis of expenditure, broken down between essentials, non-essentials and luxuries.<\/p>\n<p>The financial expert added: \u201cThere then needs to be an honest discussion between parents about the minimum standard of living they would be prepared to accept in a worst-case scenario, and how they would fund unplanned events such as long-term care.\u201d<\/p>\n<p>Cashflow modelling with appropriate stress-testing can help parents visualise and quantify their lifetime capital needs so they can make gifts with more confidence, according to Burnham.<\/p>\n<p>Cashflow modelling is the process of forecasting your future financial position based on things like your current income, expenses and assets. It helps you understand how your finances will change over time allowing you to make informed decisions about your spending and saving.<\/p>\n<p>Burnham said for those with personal pensions, securing the agreed minimum standard of living via an annuity can ease worries.<\/p>\n<p><a class=\"post_in-line_link\" href=\"https:\/\/inews.co.uk\/topic\/pension-annuity?srsltid=AfmBOooP9MTqZ4xtpbsI1NG7XkLKl8gPFDBssazUNW9P7X8VnYma6S6n&amp;ico=in-line_link\" rel=\"nofollow noopener\" target=\"_blank\">Annuities<\/a> convert savings into an annual pension providing you with a guaranteed income in retirement, so they give you more certainty than flexibly drawing down from a pension.<\/p>\n<p>If outright gifting doesn\u2019t feel right for you, there are other options you can go for.<\/p>\n<p>Cameron said: \u201cA financial adviser can help structure wealth in a way that balances tax efficiency with flexibility, for example through trusts or other arrangements that allow people to retain an element of access or control.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"The great wealth transfer of wealth from baby boomers and Gen X to younger generations has been predicted&hellip;\n","protected":false},"author":2,"featured_media":686600,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[84,8718,2864,4176,10429,9052,4174,4175,3668,56,54,55],"class_list":["post-686599","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-cost-of-living-crisis","tag-family","tag-finance","tag-inheritance-tax","tag-parents","tag-personal-finance","tag-personalfinance","tag-savings","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/686599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=686599"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/686599\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/686600"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=686599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=686599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=686599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}