{"id":690924,"date":"2026-07-14T10:17:08","date_gmt":"2026-07-14T10:17:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/690924\/"},"modified":"2026-07-14T10:17:08","modified_gmt":"2026-07-14T10:17:08","slug":"eps-scheme-2026-5-key-pension-benefits-for-a-family-every-epf-subscriber-should-know","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/690924\/","title":{"rendered":"EPS Scheme 2026: 5 key pension benefits for a family every EPF subscriber should know"},"content":{"rendered":"<p>The Employees&#8217; Pension Scheme (<a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/topic\/eps\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"EPS\" rel=\"nofollow noopener\">EPS<\/a>) is designed not only to provide a pension after retirement but also to offer financial protection to an EPF subscriber&#8217;s family members.<\/p>\n<p>The scheme includes provisions for spouses, children, nominees and even dependent parents, subject to specified conditions.<\/p>\n<p>Here are five important family benefits available under the EPS Scheme:<\/p>\n<p>1. Widow pension<\/p>\n<p>If an EPS member dies, the surviving spouse is entitled to a monthly widow&#8217;s or widower&#8217;s <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/topic\/pension\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"pension\" rel=\"nofollow noopener\">pension<\/a>.<\/p>\n<p>2. Child pension<\/p>\n<p>Children of a deceased EPS member will also receive a monthly pension in addition to the widow&#8217;s pension.<\/p>\n<p>Available for up to two eligible children at a time.Payable until the child turns 25 years of age.Children with permanent disabilities may continue to receive the pension beyond the age limit, subject to the scheme&#8217;s conditions.3. Orphan Pension<\/p>\n<p>If there is no surviving spouse, eligible children can receive a monthly orphan pension.<\/p>\n<p>Available for up to two eligible children at a time.Payable until the child turns 25 years of age.4. Nominee pension<\/p>\n<p>A <a class=\"backlink\" target=\"_blank\" href=\"https:\/\/www.livemint.com\/topic\/nominees\" data-vars-page-type=\"story\" data-vars-link-type=\"Manual\" data-vars-anchor-text=\"nominee\" rel=\"nofollow noopener\">nominee<\/a> pension is available in limited circumstances where the deceased member had no eligible spouse or child.<\/p>\n<p>5. Dependent parent pension<\/p>\n<p>The EPS Scheme also provides support to dependent parents. It ensures financial support for dependent parents when no other eligible family beneficiary exists.<\/p>\n<p>Available only if there is no eligible spouse, child or valid nominee.Pension is paid first to the dependent father and thereafter to the dependent mother, as provided under the scheme.<\/p>\n<p>Disclaimer: This is for informational purposes only. Please visit the official website for the latest laws and regulations, or consult a qualified expert.<\/p>\n","protected":false},"excerpt":{"rendered":"The Employees&#8217; Pension Scheme (EPS) is designed not only to provide a pension after retirement but also to&hellip;\n","protected":false},"author":2,"featured_media":690925,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[230128,84,230130,82697,48935,230127,230125,4176,230124,230126,230123,4174,4175,56,54,55,230129],"class_list":["post-690924","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-5-key-pension-benefits-for-family-every-pf-subscriber-should-know","tag-business","tag-child-pension-in-eps","tag-employees-pension-scheme","tag-epfo","tag-eps","tag-family-benefits","tag-finance","tag-financial-protection","tag-monthly-widow-pension","tag-pension-after-retirement","tag-personal-finance","tag-personalfinance","tag-uk","tag-united-kingdom","tag-unitedkingdom","tag-widow-pension-in-ep"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/690924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=690924"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/690924\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/690925"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=690924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=690924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=690924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}