{"id":705285,"date":"2026-07-22T13:33:08","date_gmt":"2026-07-22T13:33:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/705285\/"},"modified":"2026-07-22T13:33:08","modified_gmt":"2026-07-22T13:33:08","slug":"dwp-put-me-in-debt-why-should-i-pay-it-back-says-ipswich-man","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/705285\/","title":{"rendered":"DWP put me in debt, why should I pay it back? says Ipswich man"},"content":{"rendered":"<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">A man has described the stress of feeling &#8220;in debt&#8221; to the Department for Work and Pensions (DWP) after he was overpaid thousands of pounds in Universal Credit despite repeatedly reporting the mistake.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Frederick Day, from Ipswich, was paid an extra \u00a32,169 between February 2025 and January by the DWP due to a system error.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The 68-year-old then succeeded in stopping the DWP crediting his account with a further \u00a31,400 he was not entitled to in May, only for the payment to land in his bank account in July.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">DWP said it looked to arrange affordable repayment plans when overpayments occur, but Day said the overpayment should be waived due the stress the ordeal had caused him.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">According to the government, overpayments of Universal Credit can be written off at the discretion of the Secretary of State for Work and Pensions. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Day, who is retired due to health issues, said: &#8220;I&#8217;m a genuine bloke and if I have to, I&#8217;ll repay it, but I want the overpay from July to be waived, which I&#8217;m entitled to.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">&#8220;It&#8217;s not right us customers have to pay for their mistakes and I would be disappointed if they asked for the money back.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">&#8220;I did the right thing but millions of people wouldn&#8217;t bother &#8211; they would just keep the money.&#8221;<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">If he was allowed to keep the cash, Day said he would put a few hundred pounds to one side and use the rest to pay off bills and &#8220;have a good Saturday down the pub&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"A man has described the stress of feeling &#8220;in debt&#8221; to the Department for Work and Pensions (DWP)&hellip;\n","protected":false},"author":2,"featured_media":705286,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[84,59,56,54,55],"class_list":["post-705285","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business","tag-business","tag-gb","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/705285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=705285"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/705285\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/705286"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=705285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=705285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=705285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}