{"id":811072,"date":"2026-10-23T04:22:29","date_gmt":"2026-10-23T04:22:29","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/811072\/"},"modified":"2026-10-23T04:22:29","modified_gmt":"2026-10-23T04:22:29","slug":"morocco-sees-20-rise-in-bank-card-payments-in-2025","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/811072\/","title":{"rendered":"Morocco Sees 20% Rise in Bank Card Payments in 2025"},"content":{"rendered":"

Agadir \u2013 Bank card payments in Morocco reached 230.1 million transactions worth MAD 70.8 billion ($7.24 billion) in 2025, marking a 20% increase in volume and a 12% rise in value compared with the previous year, according<\/a> to Bank Al-Maghrib (BAM).<\/p>\n

The number includes payments made at ATMs and online, the bank said in its 2025 annual report on financial market infrastructures and payment methods.<\/p>\n

Despite this expansion, cash withdrawals continued to account for most bank card transactions in Morocco.<\/p>\n

Withdrawals increased by 12% in volume, rising from 401 million transactions in 2024 to 450 million in 2025. Their total value also grew by 14%, from MAD 403 billion ($47.01 billion).<\/p>\n

Card Payments Increase in Share<\/p>\n

BAM\u2019s figures show<\/a> a gradual shift in the use of bank cards toward payments rather than cash withdrawals.<\/p>\n

Payments accounted for 34% of card transactions by number in 2025, up from 32% in 2024. Meanwhile, withdrawals represented 66%, down from 68% a year earlier.<\/p>\n

However, withdrawals maintained their dominant position in terms of value. They accounted for 87% of total card transaction value in 2025, compared with 86% in 2024, while payments\u2019 share declined from 14% to 13%.<\/p>\n

The payment ratio among Moroccan cardholders making<\/a> transactions in Morocco increased in number, from 32.43% in 2024 to 33.85% in 2025. By value, the ratio edged down from 13.59% to 13.35%.<\/p>\n

Electronic terminal and online payments rise<\/p>\n

Electronic payment terminals recorded<\/a> strong growth in 2025. Transactions through these terminals increased by 20%, from 153.3 million to 184.5 million.<\/p>\n

Their total value reached MAD 58.6 billion ($5.99 billion), compared to MAD 52.2billion (5.33billion) in 2024.\u00a0<\/p>\n

E-commerce payments also continued<\/a> to expand. Their number rose by 16% to 44.8 million transactions, while their total value increased by 10% to MAD 12.1 billion ($1.24 billion).<\/p>\n

Payments through automated teller machines (ATMs) recorded a 9% increase in volume and a 30% rise in value, according to BAM.<\/p>\n","protected":false},"excerpt":{"rendered":"Agadir \u2013 Bank card payments in Morocco reached 230.1 million transactions worth MAD 70.8 billion ($7.24 billion) in…\n","protected":false},"author":2,"featured_media":811073,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[7818,227285,84,97724,1294,56,54,55],"class_list":["post-811072","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","tag-bam","tag-bank-al-maghrib-bam","tag-business","tag-card-payments","tag-economy","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/811072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=811072"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/811072\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/811073"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=811072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=811072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=811072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}