{"id":817009,"date":"2026-10-29T00:02:21","date_gmt":"2026-10-29T00:02:21","guid":{"rendered":"https:\/\/www.newsbeep.com\/uk\/817009\/"},"modified":"2026-10-29T00:02:21","modified_gmt":"2026-10-29T00:02:21","slug":"what-to-do-with-limited-superannuation-sizeable-debt-as-you-approach-retirement","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/uk\/817009\/","title":{"rendered":"What to do with limited superannuation, sizeable debt as you approach retirement"},"content":{"rendered":"<p>Q: Due to personal circumstances \u2013 namely a divorce \u2013 I have found myself entering my 70s with limited financial resources. I have about $170,000 in super and a home with a $200,000 mortgage. Looking ahead, how can I make the most of superannuation? I\u2019m self-employed and could set up a company. I\u2019m particularly interested in where I stand if I wish to make super contributions after the age of 75. \u2013 Phillip<\/p>\n<p>A: \u201cMaking superannuation contributions while you are working can make sense from a tax perspective,\u201d says Peter Crump, a senior business services consultant from BDO\u2019s private wealth team.<\/p>\n<p>Loading&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"Q: Due to personal circumstances \u2013 namely a divorce \u2013 I have found myself entering my 70s with&hellip;\n","protected":false},"author":2,"featured_media":817010,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[84,4176,4174,4175,56,54,55],"class_list":["post-817009","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-finance","tag-business","tag-finance","tag-personal-finance","tag-personalfinance","tag-uk","tag-united-kingdom","tag-unitedkingdom"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/817009","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/comments?post=817009"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/posts\/817009\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media\/817010"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/media?parent=817009"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/categories?post=817009"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/uk\/wp-json\/wp\/v2\/tags?post=817009"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}