The song remains the same in California as the same people are re-appointed to the CAARP Advisory committee;

Insurance Commissioner Ricardo Lara today announced several reappointments to help drive forward the California Department of Insurance’s mission to protect California consumers. These reappointments include Michael Golden, Bernardo de la Torre, Doug Heller, and Cynthia Strathmann to the California Automobile Assigned Risk Plan (CAARP) Advisory Committee, Doug Bystry to the California Organized Investment Network (COIN) Advisory Board, and Rebecca Aguilera-Gardiner, Mark Morales, and Tommy Smith to the Insurance Diversity Task Force.

“I am pleased to announce these reappointments to the CAARP Advisory Committee, the COIN Advisory Board, and the Insurance Diversity Task Force. I have every confidence that these returning members will act in the best interest of all Californians,” said Commissioner Lara. “The diverse perspectives of these appointees are critical to protecting consumers across our state and ensuring a competitive insurance marketplace in California. I am confident that the wide range of knowledge and expertise of these members will advance our shared goals and build on the tremendous strides that we have accomplished to date.”

The Governor and California State Legislature created CAARP to provide auto insurance for motorists unable to obtain coverage in the private market due to their driving records or other extraordinary circumstances. One program within the plan — the California Low Cost Auto Program — aims to provide affordable liability insurance to income-eligible good drivers by assigning them to private insurers based upon the companies’ share of the auto insurance market. The CAARP Advisory Committee provides policy advice to the Commissioner on matters affecting the operation of its programs.

The California Organized Investment Network (COIN) was established in 1996 within the Department of Insurance to guide insurers on making financially sound investments that yield environmental benefits throughout California and social benefits within the State’s underserved communities. Commissioner Lara has prioritized COIN investments which drive affordable housing, improve healthcare access and equity, combat climate change, and encourage investors to utilize more diverse investment managers. The COIN Advisory Board provides guidance to the Commissioner and the COIN program to meet its mission and chief priorities.

As part of the Department’s first-ever Office of Insurance Diversity and Innovation created by Commissioner Lara, the Insurance Diversity Task Force advises the Department’s longstanding and nationally-recognized Insurance Diversity Program, which encourages insurers to expand access and economic inclusion with diverse business owners, such as a woman-owned, veteran-/disabled veteran-owned, historically disadvantaged community-owned, people with disabilities-owned, or LGBTQ+-owned businesses, as well as to advance diversity of insurance company corporate boards. The Task Force makes recommendations to the Commissioner regarding innovative ways to increase diversity within the insurance industry.

The next CAARP Advisory Committee meetings are scheduled for November 18 and 19, 2025, the next COIN Advisory Board meeting is scheduled for November 13, 2025, and the next Insurance Diversity Task Force meeting is scheduled for December 3, 2025.

More details are available at: www.insurance.ca.gov/boards. Public members of the CAARP Advisory Committee receive $250 per meeting. All other positions are uncompensated.

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