Bloomington, IL, November 20, 2025 — The new year will bring welcome news for State Farm® auto customers across California. State Farm Mutual Automobile Insurance Company has submitted a rate filing to reduce personal auto insurance rates by 6.2%, with a targeted effective date of February 23, 2026, pending approval from the California Department of Insurance.
“This rate reduction reflects our ongoing commitment to provide quality coverage and increasingly competitive rates for our customers,” said Dan Krause, State Farm Senior Vice President. “We remain committed to helping build a sustainable insurance market for all Californians.”
Recent trends involving less costly physical damage claims have allowed State Farm to lower rates. Rate reductions will vary by individual policy. This adjustment applies to current customers at policy renewal, as well as new and returning customers. We encourage customers who remain cost conscious to contact their agent to discuss any additional steps customers can take to save more, and review if they are eligible for more auto insurance discounts in California.
This filing represents another positive step for State Farm in California. As many Americans continue to face challenging economic conditions, State Farm is actively working with elected officials and industry partners on creating a sustainable insurance environment in California – one that balances risk and increased rates, ensures long-term market stability and availability.
State Farm has proudly served California since 1928 as the leading auto and homeowners insurer in California (State Farm Mutual Automobile Insurance Company, State Farm General Insurance Company). This includes nearly 2,000 licensed state agents who continue to offer products and services every day among nearly 7.9 million policies and accounts in the Golden State.
To learn more about how State Farm is providing value to our customers and reducing auto rates across the country, please visit State Farm® Announces New Auto Rate Reductions. For the latest information on State Farm General’s actions in California, please visit All Things California.
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