With the Fourth of July right around the corner, AAA is reminding people about the dangers fireworks can post as a safety risk, but also the potential for property damage and as a liability concern.
In 2024, there were 11 reported fireworks-related deaths and 14,700 injuries. Fireworks also started an estimated 32,302 fires in 2023, including 3,760 structure fires and $142 million in direct property damage.
“Even well-planned fireworks displays can end injury or property damage,” said Adrienne Woodland, spokeswoman for AAA – The Auto Club Group. “Before the celebration begins, be sure to understand your insurance coverage and take steps to limit potential risk.”
Before using fireworks, AAA recommends the following:
Review homeowner’s insurance policy
Confirm whether the policy covers fire-related damage, guest injuries, detached structures and liability claims
Understand that coverage may vary if fireworks are illegal in the area they’re used or if used improperly
Document valuable outdoor property and move flammable items away from fireworks before the celebration
AAA also recommends keeping fireworks away from homes, vehicles, decks, dry grass and trees. When disposing of fireworks, it’s recommended to soak them in water and keep them away from homes or vehicles.
Other recommendations include:
Never allow young children to handle fireworks, including sparklers
Keep a bucket of water or a garden hose nearby in case of fire
Never use fireworks while impaired by alcohol or drugs
Reduce risk by attended a professional fireworks display instead
In Michigan, individuals are allowed to shoot off most personal fireworks between 11 a.m. and 11:45 p.m. from June 29 through July 4.