{"id":165242,"date":"2026-02-05T15:15:07","date_gmt":"2026-02-05T15:15:07","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/165242\/"},"modified":"2026-02-05T15:15:07","modified_gmt":"2026-02-05T15:15:07","slug":"can-reforming-the-fair-plan-fix-californias-insurance-gap","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/165242\/","title":{"rendered":"Can reforming the FAIR Plan fix California&#8217;s insurance gap?"},"content":{"rendered":"<p>Assembly Bill 1680, known as the Make it FAIR Act, would mandate new transparency, governance, and coverage requirements for the California FAIR Plan Association, which has rapidly expanded as private insurers pull back from wildfire-exposed regions.\u00a0The FAIR Plan, created in 1986 as an insurer of last resort, has grown into one of California\u2019s largest property insurers as major carriers (including <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/state-farm\/67041\/\" rel=\"nofollow noopener\" target=\"_blank\">State Farm<\/a>, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/allstate\/66989\/\" rel=\"nofollow noopener\" target=\"_blank\">Allstate<\/a>, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/farmers\/67005\/\" rel=\"nofollow noopener\" target=\"_blank\">Farmers<\/a>, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/travelers\/67047\/\" rel=\"nofollow noopener\" target=\"_blank\">Travelers<\/a>, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/chubb\/67002\/\" rel=\"nofollow noopener\" target=\"_blank\">Chubb<\/a>, <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/companies\/nationwide\/67028\/\" rel=\"nofollow noopener\" target=\"_blank\">Nationwide<\/a>, and USAA) have stopped writing new business or non-renewed existing policies in high-risk areas.<\/p>\n","protected":false},"excerpt":{"rendered":"Assembly Bill 1680, known as the Make it FAIR Act, would mandate new transparency, governance, and coverage requirements&hellip;\n","protected":false},"author":2,"featured_media":165243,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[7,57979,9,8,4048,79797],"class_list":["post-165242","post","type-post","status-publish","format-standard","has-post-thumbnail","category-california","tag-california","tag-california-fair-plan","tag-california-headlines","tag-california-news","tag-homeowners-insurance","tag-make-it-fair-act"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/165242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=165242"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/165242\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/165243"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=165242"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=165242"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=165242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}