{"id":242407,"date":"2026-03-29T19:04:08","date_gmt":"2026-03-29T19:04:08","guid":{"rendered":"https:\/\/www.newsbeep.com\/us-ca\/242407\/"},"modified":"2026-03-29T19:04:08","modified_gmt":"2026-03-29T19:04:08","slug":"state-farm-reverses-course-renews-santa-ana-womans-policy-after-owner-questioned-roof-assessment","status":"publish","type":"post","link":"https:\/\/www.newsbeep.com\/us-ca\/242407\/","title":{"rendered":"State Farm reverses course, renews Santa Ana woman&#8217;s policy after owner questioned roof assessment"},"content":{"rendered":"<p class=\"EkqkG IGXmU nlgHS yuUao MvWXB TjIXL aGjvy ebVHC \">SANTA ANA, Calif. (KABC) &#8212; What a difference a few weeks makes for Linda Bennett.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;Like a weight has been lifted off my shoulders,&#8221; she said after State Farm reversed course and agreed to renew her policy beginning May 1.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Bennett first contacted <a class=\"zZygg UbGlr iFzkS qdXbA WCDhQ DbOXS tqUtK GpWVU iJYzE \" data-testid=\"prism-linkbase\" href=\"https:\/\/abc7.com\/7onyourside\/\" rel=\"nofollow noopener\" target=\"_blank\">7 On Your Side<\/a> after receiving a letter, warning her that her policy would be canceled unless she replaced her roof &#8211; a job she said could cost between $20,000 and $50,000.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \"><a class=\"zZygg UbGlr iFzkS qdXbA WCDhQ DbOXS tqUtK GpWVU iJYzE \" data-testid=\"prism-linkbase\" href=\"https:\/\/abc7.com\/post\/orange-county-homeowner-says-insurer-secretly-used-drone-inspect-roof\/18694624\/\" rel=\"nofollow noopener\" target=\"_blank\">ORIGINAL REPORT | Santa Ana homeowner says insurance company used drone to inspect her roof without telling her<\/a><\/p>\n<p>7 on Your Side Investigates takes a closer look at how home insurance companies may be using drones to drop your coverage.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;I don&#8217;t have that kind of money, and I&#8217;ve been in this home since it&#8217;s been new,&#8221; Bennett said.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">In recent years, more insurers have turned to drones, aerial photography and in some cases, artificial intelligence to evaluate whether to renew home insurance policies. Bennett believes that&#8217;s how her roof was assessed.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;When I got the notice, I thought to myself, &#8216;Nobody came out.&#8217; Nobody&#8217;s called and said, &#8216;We need to inspect your roof or your policy,'&#8221; she said. &#8220;I just got that saying I had to get a new roof &#8230; no explanation.&#8221;<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Bennett said she already planned to make minor repairs. A roofing contractor she hired told her that the roof was in good condition and could last up to nine more years.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">After 7 On Your Side contacted State Farm, Bennett said her agent called with good news.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;What started happening is I got a call from my agent &#8230; and he said, &#8216;Just to let you know, good news, they&#8217;re not going to require you to replace your roof, and they will renew your policy as of May 1st. So I was just &#8230; yay!&#8221;<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Consumer advocates suggest homeowners who receive similar notices should act quickly.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;Write back immediately or call,&#8221; said Amy Bach of United Policyholders. &#8220;Ask, &#8216;Am I being nonrenewed on the basis of an aerial image?&#8217; Then say, &#8216;I want to see that image. Let me have those pictures and give me a chance to fix whatever the problem is &#8211; or maybe I can explain it.&#8221;<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Bennett said her biggest fear was losing coverage altogether, something she says is increasingly difficult to replace in her area.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;They were just [like] &#8216;That&#8217;s it. I&#8217;m sorry. You have to replace your roof or you&#8217;ll have to find another agent or policy&#8217; Well, you can&#8217;t do that,&#8221; she said.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">Now that her policy has been renewed, Bennett said she&#8217;s grateful for the help.<\/p>\n<p class=\"EkqkG IGXmU nlgHS yuUao lqtkC TjIXL aGjvy \">&#8220;I can&#8217;t tell you, ABC just came through for me, completely. I just mentioned it and talked to somebody at ABC and before I know it, you guys were coming over to talk to me,&#8221; Bennett said with a smile, adding that she&#8217;s extremely happy.<\/p>\n<p>Copyright \u00a9 2026 KABC Television, LLC. All rights reserved.<\/p>\n","protected":false},"excerpt":{"rendered":"SANTA ANA, Calif. (KABC) &#8212; What a difference a few weeks makes for Linda Bennett. &#8220;Like a weight&hellip;\n","protected":false},"author":2,"featured_media":242408,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[108810,163,165,164],"class_list":["post-242407","post","type-post","status-publish","format-standard","has-post-thumbnail","category-anaheim","tag-108810","tag-anaheim","tag-anaheim-headlines","tag-anaheim-news"],"_links":{"self":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/242407","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/comments?post=242407"}],"version-history":[{"count":0,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/posts\/242407\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media\/242408"}],"wp:attachment":[{"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/media?parent=242407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/categories?post=242407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsbeep.com\/us-ca\/wp-json\/wp\/v2\/tags?post=242407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}